First Bank (FRBA)

First Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	157.62	173.24	97.49	89.64	75.91	62.36
Revenue Growth (YoY)	59.48%	77.69%	8.76%	18.10%	21.72%	6.79%
Gross Profit	157.62	173.24	97.49	89.64	75.91	62.36
Selling, General & Admin	39.74	37.26	30.87	30.73	27.93	25.13
Other Operating Expenses	-76.07	-19.14	-65.58	-73.65	-77.86	-68.47
Operating Expenses	-31.67	19.14	-34.72	-42.92	-49.93	-43.35
Operating Income	67.08	154.09	62.78	46.72	25.98	19.01
Interest Income	193.57	174.02	107.26	91.11	89.2	84.17
Interest Expense	61.82	9.22	14.89	9.22	19.65	25.8
Other Expense / Income	165.66	291.73	107.26	81.89	69.55	58.37
Pretax Income	33.16	27.16	47.89	46.72	25.98	19.01
Income Tax	6.74	6.26	11.6	11.3	6.53	5.57
Net Income	26.42	20.9	36.29	35.43	19.45	13.45
Net Income Growth	-24.77%	-42.41%	2.42%	82.17%	44.65%	-23.56%
Shares Outstanding (Basic)	25	22	20	20	20	19
Shares Outstanding (Diluted)	25	22	20	20	20	19
Shares Change	28.13%	11.95%	-0.50%	-0.95%	3.16%	4.42%
EPS (Basic)	1.14	0.95	1.86	1.81	0.98	0.70
EPS (Diluted)	1.13	0.95	1.84	1.79	0.97	0.69
EPS Growth	-37.05%	-48.37%	2.79%	84.54%	40.58%	-27.37%
Free Cash Flow	110.93	20.39	34.97	27.85	24.15	19.78
Free Cash Flow Per Share	4.40	0.92	1.77	1.41	1.21	1.02
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	42.56%	88.95%	64.39%	52.12%	34.23%	30.49%
Profit Margin	16.76%	12.06%	37.22%	39.52%	25.62%	21.56%
Free Cash Flow Margin	70.38%	11.77%	35.87%	31.07%	31.81%	31.72%
Effective Tax Rate	20.33%	23.05%	24.23%	24.17%	25.14%	29.29%
EBITDA	9.38	2.85	64.33	48.3	27.89	20.7
EBITDA Margin	5.95%	1.64%	65.99%	53.88%	36.74%	33.19%
Depreciation & Amortization	3.46	2.85	1.56	1.58	1.91	1.69
EBIT	5.91	0	62.78	46.72	25.98	19.01
EBIT Margin	3.75%	-	64.39%	52.12%	34.23%	30.49%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.