First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $352.31 million. The enterprise value is $325.76 million.
Important Dates
The next estimated earnings date is Wednesday, January 22, 2025, after market close.
| Earnings Date | Jan 22, 2025 |
| Ex-Dividend Date | Nov 8, 2024 |
Share Statistics
First Bank has 25.16 million shares outstanding. The number of shares has increased by 21.86% in one year.
| Current Share Class | 25.16M |
| Shares Outstanding | 25.16M |
| Shares Change (YoY) | +21.86% |
| Shares Change (QoQ) | +0.34% |
| Owned by Insiders (%) | 8.02% |
| Owned by Institutions (%) | 42.34% |
| Float | 19.54M |
Valuation Ratios
The trailing PE ratio is 8.75 and the forward PE ratio is 8.96.
| PE Ratio | 8.75 |
| Forward PE | 8.96 |
| PS Ratio | 2.84 |
| Forward PS | 2.69 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 4.65 |
| P/OCF Ratio | 4.52 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.12 |
| EV / Sales | 2.64 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.79 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.52%.
| Return on Equity (ROE) | 10.52% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $428,587 |
| Profits Per Employee | $139,330 |
| Employee Count | 288 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $10.96 million in taxes.
| Income Tax | 10.96M |
| Effective Tax Rate | 21.46% |
Stock Price Statistics
The stock price has decreased by -3.45% in the last 52 weeks. The beta is 0.94, so First Bank's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | -3.45% |
| 50-Day Moving Average | 14.73 |
| 200-Day Moving Average | 13.77 |
| Relative Strength Index (RSI) | 36.16 |
| Average Volume (20 Days) | 53,928 |
Short Selling Information
The latest short interest is 38,005, so 0.15% of the outstanding shares have been sold short.
| Short Interest | 38,005 |
| Short Previous Month | 38,029 |
| Short % of Shares Out | 0.15% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 0.90 |
Income Statement
In the last 12 months, First Bank had revenue of $123.43 million and earned $40.13 million in profits. Earnings per share was $1.60.
| Revenue | 123.43M |
| Gross Profit | 123.43M |
| Operating Income | 55.15M |
| Pretax Income | 37.39M |
| Net Income | 40.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.60 |
Full Income StatementBalance Sheet
The company has $314.08 million in cash and $287.54 million in debt, giving a net cash position of $26.55 million or $1.05 per share.
| Cash & Cash Equivalents | 314.08M |
| Total Debt | 287.54M |
| Net Cash | 26.55M |
| Net Cash Per Share | $1.05 |
| Equity (Book Value) | 402.07M |
| Book Value Per Share | 15.96 |
| Working Capital | -2.72B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $77.86 million and capital expenditures -$2.08 million, giving a free cash flow of $75.79 million.
| Operating Cash Flow | 77.86M |
| Capital Expenditures | -2.08M |
| Free Cash Flow | 75.79M |
| FCF Per Share | $3.01 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.68% |
| Pretax Margin | 41.39% |
| Profit Margin | 32.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 61.40% |