First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $323.48 million. The enterprise value is $226.20 million.
| Market Cap | 323.48M |
| Enterprise Value | 226.20M |
Important Dates
The next confirmed earnings date is Wednesday, July 24, 2024, after market close.
| Earnings Date | Jul 24, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
First Bank has 25.13 million shares outstanding. The number of shares has increased by 28.13% in one year.
| Shares Outstanding | 25.13M |
| Shares Change (YoY) | +28.13% |
| Shares Change (QoQ) | +0.44% |
| Owned by Insiders (%) | 7.17% |
| Owned by Institutions (%) | 52.13% |
| Float | 19.51M |
Valuation Ratios
The trailing PE ratio is 11.42 and the forward PE ratio is 7.56.
| PE Ratio | 11.42 |
| Forward PE | 7.56 |
| PS Ratio | 2.05 |
| Forward PS | 2.49 |
| PB Ratio | 0.85 |
| P/FCF Ratio | 2.92 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 24.12, with an EV/FCF ratio of 2.04.
| EV / Earnings | 8.56 |
| EV / Sales | 1.44 |
| EV / EBITDA | 24.12 |
| EV / EBIT | 38.25 |
| EV / FCF | 2.04 |
Financial Position
The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.55.
| Current Ratio | 0.41 |
| Quick Ratio | 0.53 |
| Debt / Equity | 0.55 |
| Debt / EBITDA | 22.55 |
| Debt / FCF | 1.91 |
| Interest Coverage | -0.04 |
Financial Efficiency
Return on equity (ROE) is 6.91% and return on invested capital (ROIC) is 9.00%.
| Return on Equity (ROE) | 6.91% |
| Return on Assets (ROA) | 0.74% |
| Return on Capital (ROIC) | 9.00% |
| Revenue Per Employee | $547,299 |
| Profits Per Employee | $91,736 |
| Employee Count | 288 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $6.74 million in taxes.
| Income Tax | 6.74M |
| Effective Tax Rate | 20.33% |
Stock Price Statistics
The stock price has increased by +22.22% in the last 52 weeks. The beta is 0.94, so First Bank's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | +22.22% |
| 50-Day Moving Average | 12.13 |
| 200-Day Moving Average | 12.63 |
| Relative Strength Index (RSI) | 68.04 |
| Average Volume (20 Days) | 42,239 |
Short Selling Information
The latest short interest is 96,281, so 0.38% of the outstanding shares have been sold short.
| Short Interest | 96,281 |
| Short Previous Month | 89,257 |
| Short % of Shares Out | 0.38% |
| Short % of Float | 0.49% |
| Short Ratio (days to cover) | 3.32 |
Income Statement
In the last 12 months, First Bank had revenue of $157.62 million and earned $26.42 million in profits. Earnings per share was $1.13.
| Revenue | 157.62M |
| Gross Profit | 157.62M |
| Operating Income | 67.08M |
| Pretax Income | 33.16M |
| Net Income | 26.42M |
| EBITDA | 9.38M |
| EBIT | 5.91M |
| Earnings Per Share (EPS) | $1.13 |
Balance Sheet
The company has $212.92 million in cash and $211.50 million in debt, giving a net cash position of $97.28 million or $3.87 per share.
| Cash & Cash Equivalents | 212.92M |
| Total Debt | 211.50M |
| Net Cash | 97.28M |
| Net Cash Per Share | $3.87 |
| Equity (Book Value) | 382.25M |
| Book Value Per Share | 15.21 |
| Working Capital | -360.11M |
Cash Flow
In the last 12 months, operating cash flow was $113.10 million and capital expenditures -$2.17 million, giving a free cash flow of $110.93 million.
| Operating Cash Flow | 113.10M |
| Capital Expenditures | -2.17M |
| Free Cash Flow | 110.93M |
| FCF Per Share | $4.40 |
Margins
Gross margin is 100.00%, with operating and profit margins of 42.56% and 16.76%.
| Gross Margin | 100.00% |
| Operating Margin | 42.56% |
| Pretax Margin | 21.04% |
| Profit Margin | 16.76% |
| EBITDA Margin | 5.95% |
| EBIT Margin | 3.75% |
| FCF Margin | 70.38% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.87%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.87% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 21.30% |
| Buyback Yield | -28.13% |
| Shareholder Yield | -26.26% |
| Earnings Yield | 8.17% |
| FCF Yield | 34.29% |
Analyst Forecast
The average price target for First Bank is $15.00, which is 16.55% higher than the current price. The consensus rating is "Buy".
| Price Target | $15.00 |
| Price Target Difference | 16.55% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
First Bank has an Altman Z-Score of 0.05 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.05 |
| Piotroski F-Score | 6 |