First Bank Statistics

Total Valuation

First Bank has a market cap or net worth of $381.95 million. The enterprise value is $414.37 million.

Market Cap	381.95M
Enterprise Value	414.37M

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	May 9, 2025

Share Statistics

First Bank has 25.05 million shares outstanding. The number of shares has increased by 7.87% in one year.

Current Share Class	25.05M
Shares Outstanding	25.05M
Shares Change (YoY)	+7.87%
Shares Change (QoQ)	-0.21%
Owned by Insiders (%)	9.75%
Owned by Institutions (%)	47.44%
Float	20.50M

Valuation Ratios

The trailing PE ratio is 9.90 and the forward PE ratio is 8.80.

PE Ratio	9.90
Forward PE	8.80
PS Ratio	2.97
Forward PS	2.79
PB Ratio	0.91
P/TBV Ratio	1.05
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	10.59
EV / Sales	3.23
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.81%.

Return on Equity (ROE)	9.81%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$401,256
Profits Per Employee	$122,228
Employee Count	320
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First Bank has paid $13.00 million in taxes.

Income Tax	13.00M
Effective Tax Rate	24.94%

Stock Price Statistics

The stock price has increased by +30.23% in the last 52 weeks. The beta is 0.75, so First Bank's price volatility has been lower than the market average.

Beta (5Y)	0.75
52-Week Price Change	+30.23%
50-Day Moving Average	14.36
200-Day Moving Average	14.66
Relative Strength Index (RSI)	60.54
Average Volume (20 Days)	38,946

Short Selling Information

The latest short interest is 85,673, so 0.34% of the outstanding shares have been sold short.

Short Interest	85,673
Short Previous Month	75,625
Short % of Shares Out	0.34%
Short % of Float	0.42%
Short Ratio (days to cover)	1.87

Income Statement

In the last 12 months, First Bank had revenue of $128.40 million and earned $39.11 million in profits. Earnings per share was $1.54.

Revenue	128.40M
Gross Profit	128.40M
Operating Income	56.83M
Pretax Income	37.39M
Net Income	39.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.54

Full Income Statement

Balance Sheet

The company has $276.92 million in cash and $311.85 million in debt, giving a net cash position of -$34.93 million or -$1.39 per share.

Cash & Cash Equivalents	276.92M
Total Debt	311.85M
Net Cash	-34.93M
Net Cash Per Share	-$1.39
Equity (Book Value)	414.92M
Book Value Per Share	16.57
Working Capital	-2.82B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.26%
Pretax Margin	40.58%
Profit Margin	30.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.57%.

Dividend Per Share	$0.24
Dividend Yield	1.57%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	15.58%
Buyback Yield	-7.87%
Shareholder Yield	-6.29%
Earnings Yield	10.31%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for First Bank is $17.00, which is 11.48% higher than the current price. The consensus rating is "Buy".

Price Target	$17.00
Price Target Difference	11.48%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2