First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $442.85 million. The enterprise value is $388.02 million.
| Market Cap | 442.85M |
| Enterprise Value | 388.02M |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Aug 7, 2026 |
Share Statistics
First Bank has 24.75 million shares outstanding. The number of shares has decreased by -1.29% in one year.
| Current Share Class | 24.75M |
| Shares Outstanding | 24.75M |
| Shares Change (YoY) | -1.29% |
| Shares Change (QoQ) | -0.50% |
| Owned by Insiders (%) | 7.37% |
| Owned by Institutions (%) | 51.35% |
| Float | 21.23M |
Valuation Ratios
The trailing PE ratio is 10.46 and the forward PE ratio is 10.25.
| PE Ratio | 10.46 |
| Forward PE | 10.25 |
| PS Ratio | 3.30 |
| Forward PS | 2.93 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 8.73 |
| P/OCF Ratio | 8.39 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.12 |
| EV / Sales | 2.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.65 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.72%.
| Return on Equity (ROE) | 9.72% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.28% |
| Revenue Per Employee | $397,041 |
| Profits Per Employee | $125,867 |
| Employee Count | 338 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $13.81 million in taxes.
| Income Tax | 13.81M |
| Effective Tax Rate | 24.51% |
Stock Price Statistics
The stock price has increased by +7.00% in the last 52 weeks. The beta is 0.53, so First Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +7.00% |
| 50-Day Moving Average | 17.98 |
| 200-Day Moving Average | 16.63 |
| Relative Strength Index (RSI) | 41.91 |
| Average Volume (20 Days) | 108,166 |
Short Selling Information
The latest short interest is 328,471, so 1.33% of the outstanding shares have been sold short.
| Short Interest | 328,471 |
| Short Previous Month | 300,143 |
| Short % of Shares Out | 1.33% |
| Short % of Float | 1.55% |
| Short Ratio (days to cover) | 3.16 |
Income Statement
In the last 12 months, First Bank had revenue of $134.20 million and earned $42.54 million in profits. Earnings per share was $1.71.
| Revenue | 134.20M |
| Gross Profit | 134.20M |
| Operating Income | 56.90M |
| Pretax Income | 56.36M |
| Net Income | 42.54M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.71 |
Balance Sheet
The company has $352.37 million in cash and $297.54 million in debt, with a net cash position of $54.83 million or $2.21 per share.
| Cash & Cash Equivalents | 352.37M |
| Total Debt | 297.54M |
| Net Cash | 54.83M |
| Net Cash Per Share | $2.21 |
| Equity (Book Value) | 453.22M |
| Book Value Per Share | 18.31 |
| Working Capital | -2.96B |
Cash Flow
In the last 12 months, operating cash flow was $52.79 million and capital expenditures -$2.07 million, giving a free cash flow of $50.73 million.
| Operating Cash Flow | 52.79M |
| Capital Expenditures | -2.07M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -115.23M |
| Free Cash Flow | 50.73M |
| FCF Per Share | $2.05 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.40% |
| Pretax Margin | 41.99% |
| Profit Margin | 31.70% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.80% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.01%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 2.01% |
| Dividend Growth (YoY) | 37.50% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 19.30% |
| Buyback Yield | 1.29% |
| Shareholder Yield | 3.30% |
| Earnings Yield | 9.61% |
| FCF Yield | 11.45% |
Analyst Forecast
The average price target for First Bank is $20.00, which is 11.79% higher than the current price. The consensus rating is "Buy".
| Price Target | $20.00 |
| Price Target Difference | 11.79% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |