First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $388.35 million. The enterprise value is $370.16 million.
Important Dates
The next estimated earnings date is Tuesday, April 21, 2026, after market close.
| Earnings Date | Apr 21, 2026 |
| Ex-Dividend Date | Feb 6, 2026 |
Share Statistics
First Bank has 25.10 million shares outstanding. The number of shares has decreased by -0.73% in one year.
| Current Share Class | 25.10M |
| Shares Outstanding | 25.10M |
| Shares Change (YoY) | -0.73% |
| Shares Change (QoQ) | -0.58% |
| Owned by Insiders (%) | 9.22% |
| Owned by Institutions (%) | 49.28% |
| Float | 20.88M |
Valuation Ratios
The trailing PE ratio is 8.89 and the forward PE ratio is 8.10.
| PE Ratio | 8.89 |
| Forward PE | 8.10 |
| PS Ratio | 2.87 |
| Forward PS | 2.48 |
| PB Ratio | 0.87 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 6.20 |
| P/OCF Ratio | 5.92 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.48 |
| EV / Sales | 2.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.91 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.24%.
| Return on Equity (ROE) | 10.24% |
| Return on Assets (ROA) | 1.13% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.50% |
| Revenue Per Employee | $402,708 |
| Profits Per Employee | $129,938 |
| Employee Count | 336 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $13.65 million in taxes.
| Income Tax | 13.65M |
| Effective Tax Rate | 23.81% |
Stock Price Statistics
The stock price has increased by +3.30% in the last 52 weeks. The beta is 0.67, so First Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.67 |
| 52-Week Price Change | +3.30% |
| 50-Day Moving Average | 16.44 |
| 200-Day Moving Average | 16.02 |
| Relative Strength Index (RSI) | 39.37 |
| Average Volume (20 Days) | 80,237 |
Short Selling Information
The latest short interest is 135,526, so 0.54% of the outstanding shares have been sold short.
| Short Interest | 135,526 |
| Short Previous Month | 125,321 |
| Short % of Shares Out | 0.54% |
| Short % of Float | 0.65% |
| Short Ratio (days to cover) | 1.89 |
Income Statement
In the last 12 months, First Bank had revenue of $135.31 million and earned $43.66 million in profits. Earnings per share was $1.74.
| Revenue | 135.31M |
| Gross Profit | 135.31M |
| Operating Income | 59.88M |
| Pretax Income | 57.30M |
| Net Income | 43.66M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.74 |
Full Income StatementBalance Sheet
The company has $312.62 million in cash and $294.42 million in debt, with a net cash position of $18.19 million or $0.72 per share.
| Cash & Cash Equivalents | 312.62M |
| Total Debt | 294.42M |
| Net Cash | 18.19M |
| Net Cash Per Share | $0.72 |
| Equity (Book Value) | 443.50M |
| Book Value Per Share | 17.88 |
| Working Capital | -2.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $65.56 million and capital expenditures -$2.90 million, giving a free cash flow of $62.66 million.
| Operating Cash Flow | 65.56M |
| Capital Expenditures | -2.90M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -5.89M |
| Free Cash Flow | 62.66M |
| FCF Per Share | $2.50 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.26% |
| Pretax Margin | 42.35% |
| Profit Margin | 32.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 46.31% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.33%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 2.33% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 15.52% |
| Buyback Yield | 0.73% |
| Shareholder Yield | 3.06% |
| Earnings Yield | 11.24% |
| FCF Yield | 16.13% |
Dividend DetailsAnalyst Forecast
The average price target for First Bank is $18.50, which is 19.55% higher than the current price. The consensus rating is "Buy".
| Price Target | $18.50 |
| Price Target Difference | 19.55% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
