First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $403.34 million. The enterprise value is $448.02 million.
Important Dates
The next estimated earnings date is Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | May 9, 2025 |
Share Statistics
First Bank has 25.01 million shares outstanding. The number of shares has increased by 7.87% in one year.
| Current Share Class | 25.01M |
| Shares Outstanding | 25.01M |
| Shares Change (YoY) | +7.87% |
| Shares Change (QoQ) | -0.21% |
| Owned by Insiders (%) | 9.76% |
| Owned by Institutions (%) | 47.54% |
| Float | 20.46M |
Valuation Ratios
The trailing PE ratio is 10.47 and the forward PE ratio is 9.34.
| PE Ratio | 10.47 |
| Forward PE | 9.34 |
| PS Ratio | 3.17 |
| Forward PS | 2.93 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | 11.68 |
| P/OCF Ratio | 10.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.45 |
| EV / Sales | 3.49 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.95 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.81%.
| Return on Equity (ROE) | 9.81% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $400,672 |
| Profits Per Employee | $122,228 |
| Employee Count | 320 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $13.00 million in taxes.
| Income Tax | 13.00M |
| Effective Tax Rate | 24.94% |
Stock Price Statistics
The stock price has increased by +27.01% in the last 52 weeks. The beta is 0.75, so First Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | +27.01% |
| 50-Day Moving Average | 14.78 |
| 200-Day Moving Average | 14.66 |
| Relative Strength Index (RSI) | 71.52 |
| Average Volume (20 Days) | 51,742 |
Short Selling Information
The latest short interest is 106,312, so 0.43% of the outstanding shares have been sold short.
| Short Interest | 106,312 |
| Short Previous Month | 94,415 |
| Short % of Shares Out | 0.43% |
| Short % of Float | 0.52% |
| Short Ratio (days to cover) | 2.62 |
Income Statement
In the last 12 months, First Bank had revenue of $128.22 million and earned $39.11 million in profits. Earnings per share was $1.54.
| Revenue | 128.22M |
| Gross Profit | 128.22M |
| Operating Income | 56.65M |
| Pretax Income | 37.39M |
| Net Income | 39.11M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.54 |
Full Income StatementBalance Sheet
The company has $288.91 million in cash and $333.08 million in debt, giving a net cash position of -$44.17 million or -$1.77 per share.
| Cash & Cash Equivalents | 288.91M |
| Total Debt | 333.08M |
| Net Cash | -44.17M |
| Net Cash Per Share | -$1.77 |
| Equity (Book Value) | 414.92M |
| Book Value Per Share | 16.57 |
| Working Capital | -2.82B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $37.69 million and capital expenditures -$3.10 million, giving a free cash flow of $34.58 million.
| Operating Cash Flow | 37.69M |
| Capital Expenditures | -3.10M |
| Free Cash Flow | 34.58M |
| FCF Per Share | $1.38 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.18% |
| Pretax Margin | 40.64% |
| Profit Margin | 30.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.97% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.49%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.49% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 15.58% |
| Buyback Yield | -7.87% |
| Shareholder Yield | -6.38% |
| Earnings Yield | 9.69% |
| FCF Yield | 8.56% |
Dividend DetailsAnalyst Forecast
The average price target for First Bank is $17.00, which is 5.39% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.00 |
| Price Target Difference | 5.39% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
