First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $413.43 million. The enterprise value is $480.97 million.
Important Dates
The next estimated earnings date is Wednesday, October 22, 2025, after market close.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Aug 8, 2025 |
Share Statistics
First Bank has 24.89 million shares outstanding. The number of shares has increased by 1.70% in one year.
| Current Share Class | 24.89M |
| Shares Outstanding | 24.89M |
| Shares Change (YoY) | +1.70% |
| Shares Change (QoQ) | -0.14% |
| Owned by Insiders (%) | 9.81% |
| Owned by Institutions (%) | 48.31% |
| Float | 20.35M |
Valuation Ratios
The trailing PE ratio is 11.00 and the forward PE ratio is 9.11.
| PE Ratio | 11.00 |
| Forward PE | 9.11 |
| PS Ratio | 3.18 |
| Forward PS | 2.77 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 1.12 |
| P/FCF Ratio | 11.06 |
| P/OCF Ratio | 10.13 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.56 |
| EV / Sales | 3.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.87 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 11.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.40%.
| Return on Equity (ROE) | 9.40% |
| Return on Assets (ROA) | 1.00% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $410,006 |
| Profits Per Employee | $119,622 |
| Employee Count | 320 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $13.90 million in taxes.
| Income Tax | 13.90M |
| Effective Tax Rate | 26.64% |
Stock Price Statistics
The stock price has increased by +13.30% in the last 52 weeks. The beta is 0.80, so First Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +13.30% |
| 50-Day Moving Average | 15.90 |
| 200-Day Moving Average | 14.93 |
| Relative Strength Index (RSI) | 56.90 |
| Average Volume (20 Days) | 47,338 |
Short Selling Information
The latest short interest is 83,250, so 0.33% of the outstanding shares have been sold short.
| Short Interest | 83,250 |
| Short Previous Month | 100,313 |
| Short % of Shares Out | 0.33% |
| Short % of Float | 0.41% |
| Short Ratio (days to cover) | 1.66 |
Income Statement
In the last 12 months, First Bank had revenue of $131.20 million and earned $38.28 million in profits. Earnings per share was $1.51.
| Revenue | 131.20M |
| Gross Profit | 131.20M |
| Operating Income | 57.57M |
| Pretax Income | 37.39M |
| Net Income | 38.28M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.51 |
Full Income StatementBalance Sheet
The company has $346.82 million in cash and $414.36 million in debt, giving a net cash position of -$67.55 million or -$2.71 per share.
| Cash & Cash Equivalents | 346.82M |
| Total Debt | 414.36M |
| Net Cash | -67.55M |
| Net Cash Per Share | -$2.71 |
| Equity (Book Value) | 422.38M |
| Book Value Per Share | 16.96 |
| Working Capital | -2.81B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $40.80 million and capital expenditures -$3.42 million, giving a free cash flow of $37.38 million.
| Operating Cash Flow | 40.80M |
| Capital Expenditures | -3.42M |
| Free Cash Flow | 37.38M |
| FCF Per Share | $1.50 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.88% |
| Pretax Margin | 39.77% |
| Profit Margin | 29.18% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.49% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.44%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.44% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 15.89% |
| Buyback Yield | -1.70% |
| Shareholder Yield | -0.26% |
| Earnings Yield | 9.26% |
| FCF Yield | 9.04% |
Dividend DetailsAnalyst Forecast
The average price target for First Bank is $18.00, which is 8.37% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $18.00 |
| Price Target Difference | 8.37% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
