First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $447.65 million. The enterprise value is $406.26 million.
| Market Cap | 447.65M |
| Enterprise Value | 406.26M |
Important Dates
The next confirmed earnings date is Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | May 8, 2026 |
Share Statistics
First Bank has 25.06 million shares outstanding. The number of shares has decreased by -0.87% in one year.
| Current Share Class | 25.06M |
| Shares Outstanding | 25.06M |
| Shares Change (YoY) | -0.87% |
| Shares Change (QoQ) | +0.94% |
| Owned by Insiders (%) | 7.28% |
| Owned by Institutions (%) | 50.05% |
| Float | 21.54M |
Valuation Ratios
The trailing PE ratio is 10.70 and the forward PE ratio is 10.59. First Bank's PEG ratio is 1.76.
| PE Ratio | 10.70 |
| Forward PE | 10.59 |
| PS Ratio | 3.35 |
| Forward PS | 2.95 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.12 |
| P/FCF Ratio | 8.33 |
| P/OCF Ratio | 7.94 |
| PEG Ratio | 1.76 |
Enterprise Valuation
| EV / Earnings | 9.69 |
| EV / Sales | 3.04 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.56 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.70%.
| Return on Equity (ROE) | 9.70% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.40% |
| Revenue Per Employee | $408,657 |
| Profits Per Employee | $128,208 |
| Employee Count | 327 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $13.14 million in taxes.
| Income Tax | 13.14M |
| Effective Tax Rate | 23.87% |
Stock Price Statistics
The stock price has increased by +15.45% in the last 52 weeks. The beta is 0.53, so First Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +15.45% |
| 50-Day Moving Average | 16.34 |
| 200-Day Moving Average | 16.23 |
| Relative Strength Index (RSI) | 60.92 |
| Average Volume (20 Days) | 115,405 |
Short Selling Information
The latest short interest is 256,128, so 1.02% of the outstanding shares have been sold short.
| Short Interest | 256,128 |
| Short Previous Month | 209,556 |
| Short % of Shares Out | 1.02% |
| Short % of Float | 1.19% |
| Short Ratio (days to cover) | 2.35 |
Income Statement
In the last 12 months, First Bank had revenue of $133.63 million and earned $41.92 million in profits. Earnings per share was $1.67.
| Revenue | 133.63M |
| Gross Profit | 133.63M |
| Operating Income | 56.66M |
| Pretax Income | 55.07M |
| Net Income | 41.92M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.67 |
Balance Sheet
The company has $319.78 million in cash and $278.39 million in debt, with a net cash position of $41.39 million or $1.65 per share.
| Cash & Cash Equivalents | 319.78M |
| Total Debt | 278.39M |
| Net Cash | 41.39M |
| Net Cash Per Share | $1.65 |
| Equity (Book Value) | 449.38M |
| Book Value Per Share | 17.93 |
| Working Capital | -2.90B |
Cash Flow
In the last 12 months, operating cash flow was $56.38 million and capital expenditures -$2.63 million, giving a free cash flow of $53.75 million.
| Operating Cash Flow | 56.38M |
| Capital Expenditures | -2.63M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -55.89M |
| Free Cash Flow | 53.75M |
| FCF Per Share | $2.14 |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.40% |
| Pretax Margin | 41.21% |
| Profit Margin | 31.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.22% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.97%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.97% |
| Dividend Growth (YoY) | 25.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 17.97% |
| Buyback Yield | 0.87% |
| Shareholder Yield | 2.88% |
| Earnings Yield | 9.37% |
| FCF Yield | 12.01% |
Analyst Forecast
The average price target for First Bank is $17.67, which is -1.06% lower than the current price. The consensus rating is "Buy".
| Price Target | $17.67 |
| Price Target Difference | -1.06% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |