First Bank Statistics
Total Valuation
First Bank has a market cap or net worth of $372.41 million. The enterprise value is $399.54 million.
Important Dates
The next estimated earnings date is Monday, April 21, 2025, after market close.
| Earnings Date | Apr 21, 2025 |
| Ex-Dividend Date | Feb 7, 2025 |
Share Statistics
First Bank has 25.15 million shares outstanding. The number of shares has increased by 14.55% in one year.
| Current Share Class | 25.15M |
| Shares Outstanding | 25.15M |
| Shares Change (YoY) | +14.55% |
| Shares Change (QoQ) | -0.08% |
| Owned by Insiders (%) | 7.04% |
| Owned by Institutions (%) | 42.29% |
| Float | 19.78M |
Valuation Ratios
The trailing PE ratio is 8.78 and the forward PE ratio is 8.89.
| PE Ratio | 8.78 |
| Forward PE | 8.89 |
| PS Ratio | 2.86 |
| Forward PS | 2.79 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 1.04 |
| P/FCF Ratio | 15.02 |
| P/OCF Ratio | 13.43 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.46 |
| EV / Sales | 3.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 12.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.83%.
| Return on Equity (ROE) | 10.83% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $402,112 |
| Profits Per Employee | $132,013 |
| Employee Count | 320 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Bank has paid $12.90 million in taxes.
| Income Tax | 12.90M |
| Effective Tax Rate | 23.39% |
Stock Price Statistics
The stock price has increased by +7.42% in the last 52 weeks. The beta is 0.94, so First Bank's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | +7.42% |
| 50-Day Moving Average | 14.93 |
| 200-Day Moving Average | 14.48 |
| Relative Strength Index (RSI) | 48.24 |
| Average Volume (20 Days) | 53,739 |
Short Selling Information
The latest short interest is 79,612, so 0.32% of the outstanding shares have been sold short.
| Short Interest | 79,612 |
| Short Previous Month | 48,120 |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.40% |
| Short Ratio (days to cover) | 1.58 |
Income Statement
In the last 12 months, First Bank had revenue of $128.68 million and earned $42.24 million in profits. Earnings per share was $1.67.
| Revenue | 128.68M |
| Gross Profit | 128.68M |
| Operating Income | 58.77M |
| Pretax Income | 37.39M |
| Net Income | 42.24M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.67 |
Full Income StatementBalance Sheet
The company has $272.84 million in cash and $301.23 million in debt, giving a net cash position of -$28.39 million or -$1.13 per share.
| Cash & Cash Equivalents | 272.84M |
| Total Debt | 301.23M |
| Net Cash | -28.39M |
| Net Cash Per Share | -$1.13 |
| Equity (Book Value) | 409.16M |
| Book Value Per Share | 16.30 |
| Working Capital | -2.77B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $27.63 million and capital expenditures -$2.91 million, giving a free cash flow of $24.72 million.
| Operating Cash Flow | 27.63M |
| Capital Expenditures | -2.91M |
| Free Cash Flow | 24.72M |
| FCF Per Share | $0.98 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.67% |
| Pretax Margin | 42.86% |
| Profit Margin | 32.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.21% |