Five Star Bancorp (FSBC)

Five Star Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	483.81	352.34	321.58	259.99	425.33	290.49
Investment Securities	48.95	63.08	66.51	73.61	91.91	125.69
Trading Asset Securities	-	-	0.01	0.02	0.09	0.15
Mortgage-Backed Securities	49.47	50.85	57.31	61.67	82.05	24.7
Total Investments	98.42	113.92	123.83	135.29	174.05	150.54
Gross Loans	3,760	3,535	3,084	2,791	1,957	1,506
Allowance for Loan Losses	-40.17	-37.79	-34.43	-28.39	-23.24	-22.19
Other Adjustments to Gross Loans	-2.25	-1.92	-2.26	-	-22.12	-3.3
Net Loans	3,718	3,495	3,047	2,763	1,911	1,481
Property, Plant & Equipment	8.7	7.83	6.91	5.59	1.77	1.66
Loans Held for Sale	0.31	3.25	11.46	9.42	10.67	4.82
Accrued Interest Receivable	65.91	10.29	8.97	7.45	5.33	5.42
Other Receivables	-	14.08	13.61	-	-	-
Other Long-Term Assets	23.47	41.67	44.48	35.6	21.67	13.63
Total Assets	4,413	4,053	3,593	3,227	2,557	1,954
Interest Bearing Deposits	2,513	2,291	1,851	1,613	1,306	1,075
Institutional Deposits	377.44	344.13	344.69	198.16	77.87	7.57
Non-Interest Bearing Deposits	1,004	922.63	831.1	971.25	902.12	701.08
Total Deposits	3,895	3,558	3,027	2,782	2,286	1,784
Short-Term Borrowings	-	-	170.01	100.02	0.09	0.15
Current Portion of Leases	-	1.58	-	-	-	-
Accrued Interest Payable	19.8	17.16	29.85	14.34	0.02	0.08
Long-Term Debt	73.97	73.9	73.75	73.61	28.39	28.32
Long-Term Leases	7.74	5.28	5.6	4.24	-	-
Other Long-Term Liabilities	0.6	0.75	1.25	0.13	7.32	7.45
Total Liabilities	3,997	3,657	3,307	2,974	2,322	1,820
Common Stock	303.16	302.53	220.51	219.54	218.44	110.08
Retained Earnings	125.55	106.46	77.04	46.74	17.17	22.35
Comprehensive Income & Other	-11.96	-12.37	-11.77	-13.45	-0.57	1.35
Shareholders' Equity	416.74	396.62	285.77	252.83	235.05	133.78
Total Liabilities & Equity	4,413	4,053	3,593	3,227	2,557	1,954
Total Debt	81.71	80.75	249.36	177.87	28.48	28.47
Net Cash (Debt)	402.95	275.71	78.08	91.99	411.41	285.88
Net Cash Growth	254.84%	253.11%	-15.12%	-77.64%	43.91%	98.64%
Net Cash Per Share	18.96	13.65	4.54	5.36	27.44	28.41
Filing Date Shares Outstanding	21.37	21.33	17.35	17.26	17.25	11
Total Common Shares Outstanding	21.36	21.32	17.26	17.24	17.22	11
Book Value Per Share	19.51	18.60	16.56	14.66	13.65	12.16
Tangible Book Value	416.74	396.62	285.77	252.83	235.05	133.78
Tangible Book Value Per Share	19.51	18.60	16.56	14.66	13.65	12.16

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q