Five Star Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	44.53	321.58	259.99	425.33	290.49	177.37
Investment Securities	317.4	66.51	73.61	91.91	125.69	78.51
Trading Asset Securities	-	0.01	0.02	0.09	0.15	-
Mortgage-Backed Securities	-	57.31	61.67	82.05	24.7	30.58
Total Investments	317.4	123.83	135.29	174.05	150.54	109.09
Gross Loans	3,461	3,082	2,791	1,957	1,506	1,181
Allowance for Loan Losses	-37.58	-34.43	-28.39	-23.24	-22.19	-14.92
Other Adjustments to Gross Loans	-	-	-	-22.12	-3.3	-0.93
Net Loans	3,423	3,047	2,763	1,911	1,481	1,165
Property, Plant & Equipment	8.25	6.91	5.59	1.77	1.66	1.29
Loans Held for Sale	2.91	11.46	9.42	10.67	4.82	6.53
Accrued Interest Receivable	56.75	8.97	7.45	5.33	5.42	3.48
Other Receivables	-	13.61	-	-	-	-
Other Long-Term Assets	19.19	44.48	35.6	21.67	13.63	11.63
Total Assets	3,887	3,593	3,227	2,557	1,954	1,480
Interest Bearing Deposits	2,002	1,851	1,613	1,306	1,075	845.22
Institutional Deposits	491.01	344.69	198.16	77.87	7.57	79.73
Non-Interest Bearing Deposits	906.94	831.1	971.25	902.12	701.08	386.8
Total Deposits	3,400	3,027	2,782	2,286	1,784	1,312
Short-Term Borrowings	-	170.01	100.02	0.09	0.15	25.14
Current Portion of Leases	-	1.26	-	-	-	-
Accrued Interest Payable	16.14	29.85	14.34	0.02	0.08	0.61
Long-Term Debt	73.86	73.75	73.61	28.39	28.32	28.25
Long-Term Leases	7.1	4.35	4.24	-	-	-
Other Long-Term Liabilities	-	1.25	0.13	7.32	7.45	5.23
Total Liabilities	3,497	3,307	2,974	2,322	1,820	1,371
Common Stock	302.25	220.51	219.54	218.44	110.08	96.11
Retained Earnings	97.41	77.04	46.74	17.17	22.35	12.79
Comprehensive Income & Other	-9.73	-11.77	-13.45	-0.57	1.35	-0.03
Shareholders' Equity	389.93	285.77	252.83	235.05	133.78	108.88
Total Liabilities & Equity	3,887	3,593	3,227	2,557	1,954	1,480
Total Debt	80.96	249.36	177.87	28.48	28.47	53.39
Net Cash (Debt)	174.01	78.08	91.99	411.41	285.88	143.92
Net Cash Growth	7.57%	-15.12%	-77.64%	43.91%	98.64%	-
Net Cash Per Share	9.07	4.54	5.36	27.44	28.41	16.72
Filing Date Shares Outstanding	21.32	17.35	17.26	17.25	11	8.61
Total Common Shares Outstanding	21.32	17.26	17.24	17.22	11	8.61
Book Value Per Share	18.29	16.56	14.66	13.65	12.16	12.65
Tangible Book Value	389.93	285.77	252.83	235.05	133.78	108.88
Tangible Book Value Per Share	18.29	16.56	14.66	13.65	12.16	12.65

Source: S&P Capital IQ. Banks template. Financial Sources.