Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $752.13 million. The enterprise value is $256.02 million.
Important Dates
The last earnings date was Monday, October 27, 2025, after market close.
| Earnings Date | Oct 27, 2025 |
| Ex-Dividend Date | Nov 3, 2025 |
Share Statistics
FSBC has 21.37 million shares outstanding. The number of shares has increased by 10.78% in one year.
| Current Share Class | 21.37M |
| Shares Outstanding | 21.37M |
| Shares Change (YoY) | +10.78% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 22.98% |
| Owned by Institutions (%) | 49.13% |
| Float | 14.73M |
Valuation Ratios
The trailing PE ratio is 13.06 and the forward PE ratio is 10.95.
| PE Ratio | 13.06 |
| Forward PE | 10.95 |
| PS Ratio | 5.26 |
| Forward PS | 4.13 |
| PB Ratio | 1.74 |
| P/TBV Ratio | 1.74 |
| P/FCF Ratio | 10.84 |
| P/OCF Ratio | 10.74 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.47 |
| EV / Sales | 1.80 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.69 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.22 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.95%.
| Return on Equity (ROE) | 13.95% |
| Return on Assets (ROA) | 1.34% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $675,857 |
| Profits Per Employee | $272,762 |
| Employee Count | 210 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $22.81 million in taxes.
| Income Tax | 22.81M |
| Effective Tax Rate | 28.48% |
Stock Price Statistics
The stock price has increased by +5.51% in the last 52 weeks. The beta is 0.50, so FSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.50 |
| 52-Week Price Change | +5.51% |
| 50-Day Moving Average | 33.65 |
| 200-Day Moving Average | 30.37 |
| Relative Strength Index (RSI) | 58.00 |
| Average Volume (20 Days) | 63,275 |
Short Selling Information
The latest short interest is 178,759, so 0.84% of the outstanding shares have been sold short.
| Short Interest | 178,759 |
| Short Previous Month | 163,434 |
| Short % of Shares Out | 0.84% |
| Short % of Float | 1.21% |
| Short Ratio (days to cover) | 2.58 |
Income Statement
In the last 12 months, FSBC had revenue of $141.93 million and earned $57.28 million in profits. Earnings per share was $2.70.
| Revenue | 141.93M |
| Gross Profit | 141.93M |
| Operating Income | 81.96M |
| Pretax Income | 80.09M |
| Net Income | 57.28M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.70 |
Full Income StatementBalance Sheet
The company has $580.55 million in cash and $84.44 million in debt, giving a net cash position of $496.11 million or $23.22 per share.
| Cash & Cash Equivalents | 580.55M |
| Total Debt | 84.44M |
| Net Cash | 496.11M |
| Net Cash Per Share | $23.22 |
| Equity (Book Value) | 431.31M |
| Book Value Per Share | 20.19 |
| Working Capital | -3.49B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $70.05 million and capital expenditures -$665,000, giving a free cash flow of $69.38 million.
| Operating Cash Flow | 70.05M |
| Capital Expenditures | -665,000 |
| Free Cash Flow | 69.38M |
| FCF Per Share | $3.25 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 57.74% |
| Pretax Margin | 56.43% |
| Profit Margin | 40.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 48.89% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.27%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 2.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 4 |
| Payout Ratio | 29.68% |
| Buyback Yield | -10.78% |
| Shareholder Yield | -8.51% |
| Earnings Yield | 7.62% |
| FCF Yield | 9.22% |
Dividend DetailsAnalyst Forecast
The average price target for FSBC is $37.83, which is 7.44% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.83 |
| Price Target Difference | 7.44% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
