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First Savings Financial Group, Inc. (FSFG)

Stock Price: $49.13 USD -2.36 (-4.58%)
Updated Aug 10, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 116.70M
Revenue (ttm) 133.50M
Net Income (ttm) 12.53M
Shares Out 2.38M
EPS (ttm) 9.90
PE Ratio 4.96
Forward PE n/a
Dividend $0.68
Dividend Yield 1.38%

Stock Quote

Trading Day Aug 10, 2020
Last Price $49.13
Previous Close $51.49
Change ($) -2.36
Change (%) -4.58%
Day's Open 51.29
Day's Range 49.02 - 49.30
Day's Volume 596
52-Week Range 29.50 - 68.77

More Stats

Market Cap 116.70M
Enterprise Value 383.33M
Earnings Date (est) n/a
Ex-Dividend Date Jun 15, 2020
Shares Outstanding 2.38M
Float 1.72M
EPS (basic) 5.37
EPS (diluted) 9.90
FCF / Share -45.74
Dividend $0.68
Dividend Yield 1.38%
Earnings Yield 20.15%
FCF Yield n/a
Payout Ratio 12.10%
Shares Short 26,659
Short Ratio 1.51
Short % of Float 1.31%
Beta 0.83
PE Ratio 4.96
Forward PE n/a
P/FCF Ratio n/a
PS Ratio 0.87
PB Ratio 0.87
Revenue 133.50M
Operating Income 15.10M
Net Income 12.53M
Free Cash Flow -107.74M
Net Cash -266.64M
Net Cash / Share -112.25
Gross Margin 61.78%
Operating Margin 11.31%
Profit Margin 12.60%
FCF Margin -80.71%
ROA 1.64%
ROE 18.48%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$60.00*
Low
60.0
Current: $49.13
High
60.0
Target: 60.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue82.4847.7636.7828.0229.3327.7425.6423.2122.0021.46
Revenue Growth72.68%29.85%31.26%-4.44%5.72%8.19%10.47%5.49%2.54%-
Gross Profit82.4847.7636.7828.0229.3327.7425.6423.2122.0021.46
Operating Income20.0914.7611.835.598.337.476.515.755.693.44
Net Income16.1810.909.317.916.755.394.704.294.012.63
Shares Outstanding2.322.262.222.202.142.122.172.162.142.24
Earnings Per Share6.824.603.973.412.932.341.991.851.781.17
EPS Growth48.26%15.87%16.42%16.38%25.21%17.59%7.57%3.93%52.14%-
Dividend Per Share0.630.590.550.510.470.430.70--0.08
Dividend Growth6.78%7.27%7.84%8.51%9.3%-38.57%----
Operating Cash Flow-44.7317.97-2.239.37-0.568.1311.324.3311.014.84
Capital Expenditures-9.42-1.54-0.411.51-0.55-0.56-7.47-5.39-1.56-0.45
Free Cash Flow-54.1516.42-2.6410.88-1.117.573.85-1.079.454.39
Cash & Equivalents43.7044.7836.6932.4428.0921.8322.3238.7927.2011.28
Total Debt24811212112411286.4596.3657.1569.8784.23
Net Cash / Debt-204-67.46-83.93-91.55-83.63-64.62-74.05-18.35-42.67-72.95
Assets1,2231,034891797750713660639537508
Liabilities1,101934798710656626578556460453
Book Value12198.8193.1286.5894.3687.0882.2582.9376.6055.15
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First Savings Financial Group, Inc.
Country United States
Employees 437
CEO Larry W. Myers

Stock Information

Ticker Symbol FSFG
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FSFG
IPO Date October 7, 2008

Description

First Savings Financial Group, Inc. operates as the holding company for First Savings Bank that provides various banking products and services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate loans, multi-family real estate loans, commercial business loans, construction loans, and land and land development loans, as well as consumer loans comprising automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in investment activities; and the provision of reinsurance to other third-party insurance captives. As of December 2, 2019, the company operated 15 offices in the Indiana communities, such as Clarksville, Jeffersonville, Charlestown, Sellersburg, New Albany, Georgetown, Corydon, Lanesville, Elizabeth, English, Marengo, Salem, Odon, and Montgomery. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.