First Savings Financial Group, Inc. (FSFG)
Stock Price Chart
Key Info
| Market Cap | 116.70M |
| Revenue (ttm) | 133.50M |
| Net Income (ttm) | 12.53M |
| Shares Out | 2.38M |
| EPS (ttm) | 9.90 |
| PE Ratio | 4.96 |
| Forward PE | n/a |
| Dividend | $0.68 |
| Dividend Yield | 1.38% |
Stock Quote
| Trading Day | Aug 10, 2020 |
| Last Price | $49.13 |
| Previous Close | $51.49 |
| Change ($) | -2.36 |
| Change (%) | -4.58% |
| Day's Open | 51.29 |
| Day's Range | 49.02 - 49.30 |
| Day's Volume | 596 |
| 52-Week Range | 29.50 - 68.77 |
More Stats
| Market Cap | 116.70M |
| Enterprise Value | 383.33M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jun 15, 2020 |
| Shares Outstanding | 2.38M |
| Float | 1.72M |
| EPS (basic) | 5.37 |
| EPS (diluted) | 9.90 |
| FCF / Share | -45.74 |
| Dividend | $0.68 |
| Dividend Yield | 1.38% |
| Earnings Yield | 20.15% |
| FCF Yield | n/a |
| Payout Ratio | 12.10% |
| Shares Short | 26,659 |
| Short Ratio | 1.51 |
| Short % of Float | 1.31% |
| Beta | 0.83 |
| PE Ratio | 4.96 |
| Forward PE | n/a |
| P/FCF Ratio | n/a |
| PS Ratio | 0.87 |
| PB Ratio | 0.87 |
| Revenue | 133.50M |
| Operating Income | 15.10M |
| Net Income | 12.53M |
| Free Cash Flow | -107.74M |
| Net Cash | -266.64M |
| Net Cash / Share | -112.25 |
| Gross Margin | 61.78% |
| Operating Margin | 11.31% |
| Profit Margin | 12.60% |
| FCF Margin | -80.71% |
| ROA | 1.64% |
| ROE | 18.48% |
| ROIC | 1.00% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 82.48 | 47.76 | 36.78 | 28.02 | 29.33 | 27.74 | 25.64 | 23.21 | 22.00 | 21.46 |
| Revenue Growth | 72.68% | 29.85% | 31.26% | -4.44% | 5.72% | 8.19% | 10.47% | 5.49% | 2.54% | - |
| Gross Profit | 82.48 | 47.76 | 36.78 | 28.02 | 29.33 | 27.74 | 25.64 | 23.21 | 22.00 | 21.46 |
| Operating Income | 20.09 | 14.76 | 11.83 | 5.59 | 8.33 | 7.47 | 6.51 | 5.75 | 5.69 | 3.44 |
| Net Income | 16.18 | 10.90 | 9.31 | 7.91 | 6.75 | 5.39 | 4.70 | 4.29 | 4.01 | 2.63 |
| Shares Outstanding | 2.32 | 2.26 | 2.22 | 2.20 | 2.14 | 2.12 | 2.17 | 2.16 | 2.14 | 2.24 |
| Earnings Per Share | 6.82 | 4.60 | 3.97 | 3.41 | 2.93 | 2.34 | 1.99 | 1.85 | 1.78 | 1.17 |
| EPS Growth | 48.26% | 15.87% | 16.42% | 16.38% | 25.21% | 17.59% | 7.57% | 3.93% | 52.14% | - |
| Dividend Per Share | 0.63 | 0.59 | 0.55 | 0.51 | 0.47 | 0.43 | 0.70 | - | - | 0.08 |
| Dividend Growth | 6.78% | 7.27% | 7.84% | 8.51% | 9.3% | -38.57% | - | - | - | - |
| Operating Cash Flow | -44.73 | 17.97 | -2.23 | 9.37 | -0.56 | 8.13 | 11.32 | 4.33 | 11.01 | 4.84 |
| Capital Expenditures | -9.42 | -1.54 | -0.41 | 1.51 | -0.55 | -0.56 | -7.47 | -5.39 | -1.56 | -0.45 |
| Free Cash Flow | -54.15 | 16.42 | -2.64 | 10.88 | -1.11 | 7.57 | 3.85 | -1.07 | 9.45 | 4.39 |
| Cash & Equivalents | 43.70 | 44.78 | 36.69 | 32.44 | 28.09 | 21.83 | 22.32 | 38.79 | 27.20 | 11.28 |
| Total Debt | 248 | 112 | 121 | 124 | 112 | 86.45 | 96.36 | 57.15 | 69.87 | 84.23 |
| Net Cash / Debt | -204 | -67.46 | -83.93 | -91.55 | -83.63 | -64.62 | -74.05 | -18.35 | -42.67 | -72.95 |
| Assets | 1,223 | 1,034 | 891 | 797 | 750 | 713 | 660 | 639 | 537 | 508 |
| Liabilities | 1,101 | 934 | 798 | 710 | 656 | 626 | 578 | 556 | 460 | 453 |
| Book Value | 121 | 98.81 | 93.12 | 86.58 | 94.36 | 87.08 | 82.25 | 82.93 | 76.60 | 55.15 |
Company Profile
Company Details
| Full Name | First Savings Financial Group, Inc. |
| Country | United States |
| Employees | 437 |
| CEO | Larry W. Myers |
Stock Information
| Ticker Symbol | FSFG |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: FSFG |
| IPO Date | October 7, 2008 |
Description
First Savings Financial Group, Inc. operates as the holding company for First Savings Bank that provides various banking products and services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate loans, multi-family real estate loans, commercial business loans, construction loans, and land and land development loans, as well as consumer loans comprising automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in investment activities; and the provision of reinsurance to other third-party insurance captives. As of December 2, 2019, the company operated 15 offices in the Indiana communities, such as Clarksville, Jeffersonville, Charlestown, Sellersburg, New Albany, Georgetown, Corydon, Lanesville, Elizabeth, English, Marengo, Salem, Odon, and Montgomery. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.