First Savings Financial Group, Inc. (FSFG)

FSFG Financials Overview

Financials in millions USD. Fiscal year is October - September.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Revenue Revenue Growth	84.22	84.22	68.15	84.64	110.19	179.44
Revenue Growth	23.59%	23.59%	-19.49%	-23.18%	-38.59%	4.06%
Net Income Net Income Growth	23.16	23.16	13.59	8.17	15.39	29.57
Earnings Per Share EPS Growth	3.32	3.32	1.98	1.19	2.15	4.12
EPS Growth	67.68%	67.68%	66.39%	-44.65%	-47.82%	-11.97%

Revenue by Segment

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Core Banking Core Banking Growth	63.08	63.98	62.54	52.45	45.31
Small Business Administration Lending Small Business Administration Lending Growth	7.51	7.51	10.73	20	12.66
Mortgage Banking Mortgage Banking Growth	-	15.43	40.67	106.38	123.74

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash & Investments Cash & Investments Growth	32.1	32.1	52.63	32.26	44.31	39.28
Total Debt Total Debt Growth	467.72	467.72	354.34	416.22	400.54	276.4
Net Cash (Debt) Net Cash Growth	-435.63	-435.63	-301.71	-383.97	-356.23	-237.12
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-62.44	-62.44	-44.00	-55.81	-49.88	-33.05

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Operating Cash Flow Operating Cash Flow Growth	79.13	79.13	91.2	32.76	148.81	114.89
Capital Expenditures CapEx Growth	-0.88	-0.88	-0.68	-2.95	-0.84	-5.64
Free Cash Flow Free Cash Flow Growth	78.25	78.25	90.52	29.8	147.98	109.25
Free Cash Flow Growth	-13.55%	-13.55%	203.71%	-79.86%	35.44%	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Profit Margin	27.50%	27.50%	19.95%	9.65%	13.96%	16.48%
FCF Margin	92.91%	92.91%	132.83%	35.21%	134.30%	60.88%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 31, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Dividend Per Share Dividend Per Share Growth	0.640	0.630	0.590	0.550	0.510	0.360
Dividend Per Share Growth	6.67%	6.78%	7.27%	7.84%	41.67%	63.64%
Dividend Yield	1.88%	2.01%	2.55%	3.98%	2.45%	1.46%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 31, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
PE Ratio	10.23	9.47	11.96	12.27	10.51	6.72
Forward PE	10.27	9.10	10.12	7.82	7.83	10.86
P/FCF Ratio	3.00	2.80	1.80	3.37	1.09	1.82
PS Ratio	2.77	2.60	2.38	1.19	1.47	1.11

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jan 1, 2000

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