First Savings Financial Group, Inc. (FSFG)

FSFG Statistics

Total Valuation

FSFG has a market cap or net worth of $163.15 million.

Market Cap	163.15M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, October 29, 2024, after market close.

Earnings Date	Oct 29, 2024
Ex-Dividend Date	Sep 13, 2024

Share Statistics

FSFG has 6.83 million shares outstanding. The number of shares has decreased by -1.28% in one year.

Shares Outstanding	6.83M
Shares Change (YoY)	-1.28%
Shares Change (QoQ)	-0.36%
Owned by Insiders (%)	18.54%
Owned by Institutions (%)	29.47%
Float	4.99M

Valuation Ratios

The trailing PE ratio is 17.79 and the forward PE ratio is 10.16.

PE Ratio	17.79
Forward PE	10.16
PS Ratio	2.26
Forward PS	2.58
PB Ratio	0.97
P/FCF Ratio	1.51
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.39
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.51%.

Return on Equity (ROE)	5.51%
Return on Assets (ROA)	0.39%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$170,820
Profits Per Employee	$21,737
Employee Count	422
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FSFG has paid $136,000 in taxes.

Income Tax	136,000
Effective Tax Rate	1.46%

Stock Price Statistics

The stock price has increased by +59.44% in the last 52 weeks. The beta is 0.74, so FSFG's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+59.44%
50-Day Moving Average	23.10
200-Day Moving Average	18.43
Relative Strength Index (RSI)	58.96
Average Volume (20 Days)	6,430

Short Selling Information

The latest short interest is 11,611, so 0.17% of the outstanding shares have been sold short.

Short Interest	11,611
Short Previous Month	7,890
Short % of Shares Out	0.17%
Short % of Float	0.23%
Short Ratio (days to cover)	1.29

Income Statement

In the last 12 months, FSFG had revenue of $72.09 million and earned $9.17 million in profits. Earnings per share was $1.34.

Revenue	72.09M
Gross Profit	72.09M
Operating Income	13.83M
Pretax Income	9.31M
Net Income	9.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.34

Balance Sheet

The company has $42.91 million in cash and $473.56 million in debt, giving a net cash position of -$430.65 million or -$63.09 per share.

Cash & Cash Equivalents	42.91M
Total Debt	473.56M
Net Cash	-430.65M
Net Cash Per Share	-$63.09
Equity (Book Value)	168.00M
Book Value Per Share	24.61
Working Capital	-1.57B

Cash Flow

In the last 12 months, operating cash flow was $108.76 million and capital expenditures -$786,000, giving a free cash flow of $107.97 million.

Operating Cash Flow	108.76M
Capital Expenditures	-786,000
Free Cash Flow	107.97M
FCF Per Share	$15.82

Margins

Gross Margin	n/a
Operating Margin	19.19%
Pretax Margin	12.91%
Profit Margin	12.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	151.74%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.51%.

Dividend Per Share	$0.60
Dividend Yield	2.51%
Dividend Growth (YoY)	7.27%
Years of Dividend Growth	12
Payout Ratio	44.65%
Buyback Yield	1.28%
Shareholder Yield	3.79%
Earnings Yield	5.62%
FCF Yield	66.18%

Analyst Forecast

The average price target for FSFG is $26.50, which is 10.88% higher than the current price. The consensus rating is "Buy".

Price Target	$26.50
Price Target Difference	10.88%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 3:1.

Last Split Date	Sep 16, 2021
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4