First Savings Financial Group, Inc. (FSFG)

FSFG Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Interest Income on Loans	115.73	110.4	89.8	62.11	58.11	50.17
Interest Income on Investments	11.73	11.59	13.43	9.09	7.15	7.53
Total Interest Income	127.46	121.99	103.23	71.19	65.26	57.7
Interest Paid on Deposits	49.1	48.1	27.67	4.9	3.2	5.66
Interest Paid on Borrowings	15.1	15.83	13.98	5.64	4.89	4.88
Total Interest Expense	64.21	63.93	41.66	10.54	8.09	10.54
Net Interest Income	63.26	58.06	61.57	60.65	57.17	47.16
Net Interest Income Growth (YoY)	8.09%	-5.70%	1.52%	6.09%	21.23%	17.64%
Mortgage Banking Activities	0.28	0.2	14.33	38.34	104.5	120.73
Gain (Loss) on Sale of Assets	0.04	0.12	0.05	-	0.08	-0.01
Gain (Loss) on Sale of Investments	0.57	0.49	-0.52	1.2	0.08	0.41
Other Non-Interest Income	8.05	7.35	6.97	6.35	5.63	4.84
Total Non-Interest Income	17.62	13.12	25.56	51.44	120.5	133.24
Non-Interest Income Growth (YoY)	10.02%	-48.67%	-50.31%	-57.31%	-9.56%	203.03%
Revenues Before Loan Losses	80.87	71.18	87.14	112.1	177.67	180.4
Provision for Loan Losses	1.2	3.09	2.61	1.91	-1.77	7.96
Revenue	79.67	68.09	84.53	110.19	179.44	172.43
Revenue Growth (YoY)	10.53%	-19.44%	-23.29%	-38.59%	4.06%	108.78%
Salaries and Employee Benefits	32.52	31.29	43.24	60.52	102.67	92.63
Occupancy Expenses	6.11	6.48	7.11	7.05	7.87	7.02
Federal Deposit Insurance	1.93	2.15	1.68	0.53	0.45	0.41
Selling, General & Administrative	8.67	8.08	9.98	14.29	17.02	15.32
Other Non-Interest Expense	5.99	4.88	12.71	10.17	11.47	10.44
Total Non-Interest Expense	54.98	52.89	74.72	92.66	139.41	125.81
EBT Excluding Unusual Items	24.7	15.2	9.8	17.53	40.03	46.63
Asset Writedown	-0.59	-0.59	-0.88	-0.22	-0.07	0.12
Other Unusual Items	-	-	-0.74	-	-	-
Pretax Income	24.11	14.61	8.18	17.31	39.97	46.74
Income Tax Expense	2.55	1.02	0.01	1.92	10	12.66
Earnings From Continuing Operations	21.56	13.59	8.17	15.39	29.97	34.08
Minority Interest in Earnings	-	-	-	-	-0.4	-0.73
Net Income	21.56	13.59	8.17	15.39	29.57	33.35
Net Income to Common	21.56	13.59	8.17	15.39	29.57	33.35
Net Income Growth	135.06%	66.32%	-46.89%	-47.96%	-11.35%	106.18%
Basic Shares Outstanding	7	7	7	7	7	7
Diluted Shares Outstanding	7	7	7	7	7	7
Shares Change (YoY)	1.40%	-0.34%	-3.67%	-0.44%	0.64%	0.16%
EPS (Basic)	3.14	1.99	1.19	2.18	4.16	4.72
EPS (Diluted)	3.10	1.98	1.19	2.15	4.12	4.68
EPS Growth	130.94%	66.39%	-44.65%	-47.82%	-11.97%	106.17%
Dividend Per Share	0.620	0.590	0.550	0.510	0.360	0.220
Dividend Growth	6.90%	7.27%	7.84%	41.67%	63.64%	4.76%
Effective Tax Rate	10.56%	6.97%	0.12%	11.11%	25.01%	27.09%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q