First Savings Financial Group, Inc. (FSFG)

FSFG Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Interest Income	65.31	58.06	61.57	60.65	57.17
Net Interest Income Growth	12.48%	-5.70%	1.52%	6.09%	21.23%
Non-Interest Income	18.84	12.53	25.34	50.77	120.35
Non-Interest Income Growth	50.38%	-50.56%	-50.08%	-57.82%	-9.75%
Revenues Before Loan Losses	84.15	70.59	86.92	111.42	177.52
Provision for Credit Losses	0.33	3.09	2.61	1.91	-1.77
Revenue	83.82	67.5	84.3	109.51	179.29
Revenue Growth (YoY)	24.17%	-19.93%	-23.02%	-38.92%	3.90%
Compensation Expenses	34.93	31.99	43.94	61.21	102.95
Selling, General & Admin	16.12	16.02	19.47	21.97	21.06
Other Non-Interest Expenses	5.92	4.89	12.72	10.28	11.4
Total Non-Interest Expense	56.96	52.89	76.12	92.66	135.41
Pretax Income	26.86	14.61	8.18	17.31	39.97
Provision for Income Taxes	3.7	1.02	0.01	1.92	10
Net Income	23.16	13.59	8.17	15.39	29.57
Minority Interest in Earnings	-	-	-	-	0.4
Net Income to Common	23.16	13.59	8.17	15.39	29.57
Net Income Growth	70.40%	66.32%	-46.89%	-47.96%	-11.35%
Shares Outstanding (Basic)	7	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7
Shares Change (YoY)	1.76%	-0.34%	-3.67%	-0.44%	0.64%
EPS (Basic)	3.37	1.99	1.19	2.18	4.16
EPS (Diluted)	3.32	1.98	1.19	2.15	4.12
EPS Growth	67.68%	66.39%	-44.65%	-47.82%	-11.97%
Free Cash Flow	78.25	90.52	29.8	147.98	109.89
Free Cash Flow Growth	-13.55%	203.71%	-79.86%	34.66%	-
Free Cash Flow Per Share	11.22	13.20	4.33	20.72	15.32
Dividends Per Share	0.630	0.590	0.550	0.510	0.360
Dividend Growth	6.78%	7.27%	7.84%	41.67%	63.64%
Profit Margin	27.63%	21.64%	9.69%	14.38%	16.72%
FCF Margin	93.36%	144.09%	35.35%	138.33%	61.29%
EBITDA	2.24	2.37	2.55	2.09	0.99
EBITDA Margin	2.68%	3.77%	3.02%	1.95%	0.55%
Effective Tax Rate	13.78%	6.97%	0.12%	11.11%	25.01%

Updated Dec 12, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q