First Savings Financial Group, Inc. (FSFG)
Feb 2, 2026 - FSFG was delisted (reason: merged into FRME)
33.98
+0.95 (2.88%)
Inactive · Last trade price on Jan 30, 2026
FSFG Cash Flow Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Income | 23.16 | 13.59 | 3.49 | 15.39 | 29.96 |
Depreciation & Amortization | 2.24 | 2.37 | 2.55 | 2.09 | 0.99 |
Provision for Credit Losses | 0.33 | 7.77 | 2.6 | 4.45 | -1.77 |
Stock-Based Compensation | 0.92 | 0.7 | 0.7 | - | 1 |
Net Change in Loans Held-for-Sale | 54.69 | 41.47 | 15.17 | -1,711 | 4,245 |
Other Adjustments | -21.27 | 51 | -8 | -18.58 | -107.28 |
Changes in Accrued Interest and Accounts Receivable | -1.22 | -1.83 | -8.34 | 13.81 | -7.82 |
Changes in Accounts Payable | 4.46 | 7.62 | -4.56 | - | -0.42 |
Changes in Other Operating Activities | 8.32 | 7.66 | -4.05 | - | 0 |
Operating Cash Flow | 79.13 | 91.2 | 32.76 | 148.81 | 114.89 |
Operating Cash Flow Growth | -13.23% | 178.41% | -77.99% | 29.52% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -0.49 | 0.25 | 1.6 | 0.44 | 0.73 |
Net Change in Loans Held-for-Investment | -9.66 | -196.77 | -335.87 | 0.25 | -26.04 |
Net Change in Securities and Investments | -8.64 | 81.9 | 0.54 | -378.74 | -10.11 |
Cash Acquisitions | -12.63 | - | - | - | -3.17 |
Capital Expenditures | -0.88 | -0.68 | -2.95 | -0.84 | -5 |
Sale of Property, Plant & Equipment | 0.07 | 0.15 | 0.13 | -2.24 | 0.44 |
Other Investing Activities | -5.6 | -22.04 | -6.18 | -2.89 | -1.54 |
Investing Cash Flow | -37.83 | -203.33 | -263.99 | -544.21 | -59.87 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Change in Deposits | -171 | 199.09 | 172.48 | 288.25 | 179.5 |
Short-Term Debt Issued | -6.64 | -1.54 | -4.12 | 11.43 | -197.12 |
Net Short-Term Debt Issued (Repaid) | -6.64 | -1.54 | -4.12 | 11.43 | -197.12 |
Long-Term Debt Issued | 2,495 | 1,990 | 7,455 | 1,168 | 495 |
Long-Term Debt Repaid | -2,355 | -2,070 | -7,396 | -1,055 | -495 |
Net Long-Term Debt Issued (Repaid) | 140 | -80 | 58.66 | 113.25 | - |
Issuance of Common Stock | 2.72 | 0.02 | - | -0.05 | -0.04 |
Repurchase of Common Stock | -0.03 | -4.13 | -3.79 | -9.12 | -1.26 |
Net Common Stock Issued (Repurchased) | 2.69 | -4.11 | -3.79 | -9.16 | -1.3 |
Common Dividends Paid | -3.3 | -3.12 | -3.34 | -0.99 | -1 |
Other Financing Activities | 0.12 | -0.1 | -0.18 | -0.05 | 0.02 |
Financing Cash Flow | -43.53 | -80.17 | -20.29 | 403.64 | -59.31 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Cash Flow | -2.23 | -192.3 | -251.52 | 8.24 | -0.3 |
Beginning Cash & Cash Equivalents | 93.44 | 285.74 | 537.26 | 33.43 | 33.73 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Free Cash Flow | 78.25 | 90.52 | 29.8 | 147.98 | 109.89 |
Free Cash Flow Growth | -13.55% | 203.71% | -79.86% | 34.66% | - |
FCF Margin | 93.36% | 144.09% | 35.35% | 138.33% | 61.29% |
Free Cash Flow Per Share | 11.22 | 13.20 | 4.33 | 20.72 | 15.32 |
Levered Free Cash Flow | 169.44 | -52.81 | 45.37 | 155.13 | -179.8 |
Unlevered Free Cash Flow | 12.92 | 15.14 | -17.34 | 15.07 | -12.25 |