First Savings Financial Group, Inc. (FSFG)
NASDAQ: FSFG · Real-Time Price · USD
24.38
+0.15 (0.64%)
At close: Jun 17, 2025, 4:00 PM
24.38
0.00 (0.00%)
After-hours: Jun 17, 2025, 4:04 PM EDT

FSFG Statistics

Total Valuation

FSFG has a market cap or net worth of $167.58 million. The enterprise value is $512.40 million.

Market Cap 167.58M
Enterprise Value 512.40M

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date Jul 24, 2025
Ex-Dividend Date Jun 13, 2025

Share Statistics

FSFG has 6.87 million shares outstanding. The number of shares has increased by 1.03% in one year.

Current Share Class 6.87M
Shares Outstanding 6.87M
Shares Change (YoY) +1.03%
Shares Change (QoQ) -0.13%
Owned by Insiders (%) 19.57%
Owned by Institutions (%) 36.33%
Float 4.72M

Valuation Ratios

The trailing PE ratio is 8.66 and the forward PE ratio is 7.53.

PE Ratio 8.66
Forward PE 7.53
PS Ratio 2.19
Forward PS 2.34
PB Ratio 0.93
P/TBV Ratio 0.99
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 26.32
EV / Sales 6.76
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.31%.

Return on Equity (ROE) 11.31%
Return on Assets (ROA) 0.82%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $276,785
Profits Per Employee $71,055
Employee Count 274
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FSFG has paid $2.07 million in taxes.

Income Tax 2.07M
Effective Tax Rate 9.59%

Stock Price Statistics

The stock price has increased by +49.39% in the last 52 weeks. The beta is 0.42, so FSFG's price volatility has been lower than the market average.

Beta (5Y) 0.42
52-Week Price Change +49.39%
50-Day Moving Average 25.93
200-Day Moving Average 25.75
Relative Strength Index (RSI) 31.72
Average Volume (20 Days) 18,350

Short Selling Information

The latest short interest is 25,239, so 0.37% of the outstanding shares have been sold short.

Short Interest 25,239
Short Previous Month 25,129
Short % of Shares Out 0.37%
Short % of Float 0.54%
Short Ratio (days to cover) 0.86

Income Statement

In the last 12 months, FSFG had revenue of $75.84 million and earned $19.47 million in profits. Earnings per share was $2.81.

Revenue 75.84M
Gross Profit 75.84M
Operating Income 23.98M
Pretax Income 9.31M
Net Income 19.47M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.81
Full Income Statement

Balance Sheet

The company has $29.17 million in cash and $373.99 million in debt, giving a net cash position of -$344.82 million or -$50.17 per share.

Cash & Cash Equivalents 29.17M
Total Debt 373.99M
Net Cash -344.82M
Net Cash Per Share -$50.17
Equity (Book Value) 179.19M
Book Value Per Share 26.07
Working Capital -1.72B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$32.06 million and capital expenditures -$949,000, giving a free cash flow of -$33.01 million.

Operating Cash Flow -32.06M
Capital Expenditures -949,000
Free Cash Flow -33.01M
FCF Per Share -$4.80
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 31.61%
Pretax Margin 28.39%
Profit Margin 25.67%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.63%.

Dividend Per Share $0.64
Dividend Yield 2.63%
Dividend Growth (YoY) 6.90%
Years of Dividend Growth 11
Payout Ratio 22.75%
Buyback Yield -1.03%
Shareholder Yield 1.57%
Earnings Yield 11.62%
FCF Yield -19.70%
Dividend Details

Analyst Forecast

The average price target for FSFG is $31.50, which is 29.20% higher than the current price. The consensus rating is "Strong Buy".

Price Target $31.50
Price Target Difference 29.20%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 3:1.

Last Split Date Sep 16, 2021
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2