Home » Stocks » First United

First United Corporation (FUNC)

Stock Price: $10.86 USD 0.05 (0.46%)
Updated Aug 5, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 75.66M
Revenue (ttm) 59.32M
Net Income (ttm) 11.73M
Shares Out 6.97M
EPS (ttm) 1.65
PE Ratio 6.58
Forward PE n/a
Dividend $0.52
Dividend Yield 4.79%

Stock Quote

Trading Day Aug 5, 2020
Last Price $10.86
Previous Close $10.81
Change ($) 0.05
Change (%) 0.46%
Day's Open 10.88
Day's Range 10.75 - 10.94
Day's Volume 17,636
52-Week Range 10.75 - 24.99

More Stats

Market Cap 75.66M
Enterprise Value 147.16M
Earnings Date (est) n/a
Ex-Dividend Date Apr 16, 2020
Shares Outstanding 6.97M
Float 6.62M
EPS (basic) 1.66
EPS (diluted) 1.65
FCF / Share 2.10
Dividend $0.52
Dividend Yield 4.79%
Earnings Yield 15.19%
FCF Yield 19.59%
Payout Ratio 26.50%
Shares Short 74,210
Short Ratio 0.86
Short % of Float 0.83%
Beta 1.02
PE Ratio 6.58
Forward PE n/a
P/FCF Ratio 5.10
PS Ratio 1.28
PB Ratio 0.65
Revenue 59.32M
Operating Income 14.71M
Net Income 11.73M
Free Cash Flow 14.82M
Net Cash -71.50M
Net Cash / Share -10.26
Gross Margin 102.42%
Operating Margin 24.81%
Profit Margin 19.40%
FCF Margin 24.99%
ROA 0.82%
ROE 9.74%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$21.83*
Low
21.8
Current: $10.86
High
21.8
Target: 21.83
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue61.8557.2451.3849.1760.5846.9651.1745.0946.4026.84
Revenue Growth8.06%11.39%4.5%-18.83%28.99%-8.22%13.47%-2.82%72.91%-
Gross Profit61.8557.2451.3849.1760.5846.9651.1745.0946.4026.84
Operating Income16.4713.4312.2110.0619.466.878.706.163.84-17.69
Net Income13.1310.675.277.2812.995.606.484.663.63-10.20
Shares Outstanding7.107.086.936.266.256.226.216.196.186.16
Earnings Per Share1.851.510.580.841.650.480.760.480.33-1.91
EPS Growth22.52%160.34%-30.95%-49.09%243.75%-36.84%58.33%45.45%--
Dividend Per Share0.400.27-------0.13
Dividend Growth48.15%---------
Operating Cash Flow16.3918.2912.9211.4922.203.8918.6815.2163.04142
Capital Expenditures-3.97-9.48-5.62-3.66-1.34-0.720.48-0.71-0.24-3.85
Free Cash Flow12.428.817.317.8320.863.1719.1614.4962.80138
Cash & Equivalents49.9823.5483.7563.3152.1435.4543.0683.0765.11299
Total Debt153179170168183222226222244282
Net Cash / Debt-103-155-86.02-104-131-187-183-139-17917.07
Assets1,4421,3841,3361,3181,3231,3321,3341,3211,3911,696
Liabilities1,3161,2671,2281,2041,2031,2231,2321,2221,2941,601
Book Value12611710811412110910298.9196.6695.64
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First United Corporation
Country United States
Employees 285
CEO Carissa Lynn Rodeheaver

Stock Information

Ticker Symbol FUNC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FUNC

Description

First United Corporation operates as the holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. The company offers various deposit products, including checking accounts, savings and money market accounts, regular and individual retirement accounts (IRA) certificates of deposit, Christmas savings accounts, college savings accounts, and health savings accounts; Certificate of Deposit Account Registry Service program and Insured Cash Sweep program to municipalities, businesses, and consumers; and commercial customers packages, which include treasury management, cash sweep, and various checking opportunities. It also provides loans, such as commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; indirect and direct auto loans; and other secured and unsecured lines of credit and term loans. In addition, the company offers various trust services, including personal trust, investment agency accounts, charitable trusts, retirement accounts that consist of IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning services; insurance products; brokerage services; and safe deposit, and night depository facilities. It operates 25 banking offices, 1 call center, and 26 automated teller machines in Allegany, Frederick, Garrett, and Washington counties in Maryland; and in Mineral, Berkeley, and Monongalia counties in West Virginia. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.