First United Statistics
Total Valuation
First United has a market cap or net worth of $146.28 million. The enterprise value is $254.43 million.
| Market Cap | 146.28M |
| Enterprise Value | 254.43M |
Important Dates
The next estimated earnings date is Tuesday, April 30, 2024, after market close.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | Apr 16, 2024 |
Share Statistics
First United has 6.64 million shares outstanding. The number of shares has increased by 0.60% in one year.
| Shares Outstanding | 6.64M |
| Shares Change (YoY) | +0.60% |
| Shares Change (QoQ) | -0.40% |
| Owned by Insiders (%) | 7.33% |
| Owned by Institutions (%) | 36.01% |
| Float | 6.08M |
Valuation Ratios
The trailing PE ratio is 9.79 and the forward PE ratio is 7.74.
| PE Ratio | 9.79 |
| Forward PE | 7.74 |
| PS Ratio | 2.10 |
| Forward PS | 1.81 |
| PB Ratio | 0.90 |
| P/FCF Ratio | 6.61 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 10.43, with an EV/FCF ratio of 11.50.
| EV / Earnings | 16.89 |
| EV / Sales | 3.65 |
| EV / EBITDA | 10.43 |
| EV / EBIT | 13.06 |
| EV / FCF | 11.50 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.98 |
| Debt / EBITDA | 6.47 |
| Debt / FCF | 7.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.60% and return on invested capital (ROIC) is 4.71%.
| Return on Equity (ROE) | 9.60% |
| Return on Assets (ROA) | 0.80% |
| Return on Capital (ROIC) | 4.71% |
| Revenue Per Employee | $229,339 |
| Profits Per Employee | $49,539 |
| Employee Count | 304 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First United has paid $4.42 million in taxes.
| Income Tax | 4.42M |
| Effective Tax Rate | 22.67% |
Stock Price Statistics
The stock price has increased by +33.90% in the last 52 weeks. The beta is 0.83, so First United's price volatility has been lower than the market average.
| Beta (1Y) | 0.83 |
| 52-Week Price Change | +33.90% |
| 50-Day Moving Average | 22.13 |
| 200-Day Moving Average | 19.23 |
| Relative Strength Index (RSI) | 40.11 |
| Average Volume (30 Days) | 22,282 |
Short Selling Information
The latest short interest is 16,600, so 0.25% of the outstanding shares have been sold short.
| Short Interest | 16,600 |
| Short Previous Month | 13,777 |
| Short % of Shares Out | 0.25% |
| Short % of Float | 0.27% |
| Short Ratio (days to cover) | 0.82 |
Income Statement
In the last 12 months, First United had revenue of $69.72 million and earned $15.06 million in profits. Earnings per share was $2.25.
| Revenue | 69.72M |
| Gross Profit | 69.72M |
| Operating Income | 19.48M |
| Pretax Income | 19.48M |
| Net Income | 15.06M |
| EBITDA | 24.39M |
| EBIT | 19.48M |
| Earnings Per Share (EPS) | $2.25 |
Balance Sheet
The company has $49.75 million in cash and $157.90 million in debt, giving a net cash position of -$108.15 million or -$16.28 per share.
| Cash & Cash Equivalents | 49.75M |
| Total Debt | 157.90M |
| Net Cash | -108.15M |
| Net Cash Per Share | -$16.28 |
| Equity / Book Value | 161.87M |
| Book Value Per Share | 24.37 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $22.47 million and capital expenditures -$339,000, giving a free cash flow of $22.13 million.
| Operating Cash Flow | 22.47M |
| Capital Expenditures | -339,000 |
| Free Cash Flow | 22.13M |
| FCF Per Share | $3.31 |
Margins
Gross margin is 100.00%, with operating and profit margins of 27.94% and 21.60%.
| Gross Margin | 100.00% |
| Operating Margin | 27.94% |
| Pretax Margin | 27.94% |
| Profit Margin | 21.60% |
| EBITDA Margin | 34.99% |
| EBIT Margin | 27.94% |
| FCF Margin | 31.74% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.63%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.63% |
| Dividend Growth (YoY) | 17.65% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 35.56% |
| Buyback Yield | -0.60% |
| Shareholder Yield | 3.03% |
| Earnings Yield | 10.30% |
| FCF Yield | 15.13% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 13, 1996. It was a forward split with a ratio of 105:100.
| Last Split Date | Mar 13, 1996 |
| Split Type | Forward |
| Split Ratio | 105:100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |