First United Corporation (FUNC)

First United Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	91.49	85.94	76.87	69.72	76.31	72.73
Revenue Growth	9.36%	11.80%	10.26%	-8.64%	4.92%	17.84%
Net Income Net Income Growth	25.29	24.52	20.57	15.06	25.05	19.77
Earnings Per Share EPS Growth	3.90	3.77	3.15	2.25	3.76	2.95
EPS Growth	1.50%	19.68%	40.00%	-40.16%	27.62%	49.56%

Revenue by Segment

Chart

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Community Banking Community Banking Growth	74.67	66.33	60.28	65.76	72.73
Wealth Management Wealth Management Growth	11.27	10.54	9.44	9.29	-
Total Total Growth	85.94	76.87	69.72	75.06	72.73

Cash & Debt

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	74.87	131.61	78.33	49.75	74.32	115.72
Total Debt Total Debt Growth	64.69	114.77	187.72	157.9	97.87	91.39
Net Cash (Debt) Net Cash Growth	10.18	16.84	-109.4	-108.15	-23.55	24.33
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	1.57	2.59	-16.73	-16.14	-3.54	3.62

Cash Flow & CapEx

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	-	19.37	22.28	22.47	26.54	20.02
Capital Expenditures CapEx Growth	-	-3.97	-1.92	-0.35	-3.58	-1.13
Free Cash Flow Free Cash Flow Growth	-	15.41	20.36	22.12	22.97	18.89
Free Cash Flow Growth	-	-24.33%	-7.95%	-3.70%	21.56%	29.72%

Margins

Chart

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	27.64%	28.53%	26.76%	21.60%	32.82%	27.18%
FCF Margin	-	17.93%	26.48%	31.72%	30.10%	25.98%

Dividends

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	1.120	0.960	0.840	0.780	0.600	0.580
Dividend Per Share Growth	15.22%	14.29%	7.69%	30.00%	3.45%	11.54%
Dividend Yield	2.44%	2.56%	2.49%	3.29%	3.06%	3.09%

Valuation

Chart

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov 1, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	11.75	9.92	10.60	10.44	5.22	6.28
Forward PE	9.51	9.20	10.37	10.27	4.64	6.54
P/FCF Ratio	11.40	15.79	10.71	7.11	5.70	6.57
PS Ratio	3.24	2.83	2.84	2.26	1.71	1.71

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

Data Sources Report a data error