First United Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	72.05	68.11	59.98	56.87	57.63	52.54
Net Interest Income Growth	13.20%	13.56%	5.46%	-1.32%	9.69%	8.23%
Non-Interest Income	21.27	0.1	19.83	14.47	18.05	20.75
Non-Interest Income Growth	5.75%	-99.51%	37.02%	-19.84%	-13.01%	11.69%
Revenues Before Loan Losses	93.32	68.21	79.8	71.34	75.68	73.29
Provision for Credit Losses	2.89	2.74	2.93	1.62	-0.63	-
Revenue	90.43	65.47	76.87	69.72	76.31	73.29
Revenue Growth (YoY)	11.02%	-14.83%	10.26%	-8.64%	4.12%	18.74%
Compensation Expenses	31.06	29.35	28.03	27.52	24.13	22.06
Selling, General & Admin	9.68	16.74	16.01	17.02	14.33	16.09
Other Non-Interest Expenses	7	7.32	5.6	5.7	4.67	9.65
Total Non-Interest Expense	57.31	53.41	49.64	50.24	43.13	47.8
Pretax Income	33.12	32.53	27.23	19.48	33.18	26.31
Provision for Income Taxes	8.06	8.02	6.66	4.42	8.13	6.54
Net Income	25.06	24.52	20.57	15.06	25.05	19.77
Net Income to Common	25.06	24.52	20.57	15.06	25.05	19.77
Net Income Growth	5.51%	19.18%	36.58%	-39.88%	26.70%	42.84%
Shares Outstanding (Basic)	6	6	7	7	7	7
Shares Outstanding (Diluted)	6	7	7	7	7	7
Shares Change (YoY)	0.04%	-0.55%	-2.40%	1.06%	-1.27%	-4.23%
EPS (Basic)	3.87	3.78	3.15	2.25	2.71	3.54
EPS (Diluted)	3.86	3.77	3.15	2.25	2.70	3.54
EPS Growth	5.75%	19.68%	40.00%	-16.67%	-23.73%	79.70%
Free Cash Flow	-	15.41	20.36	22.12	22.97	20.02
Free Cash Flow Growth	-	-24.33%	-7.95%	-3.70%	14.71%	37.46%
Free Cash Flow Per Share	-	2.37	3.11	3.30	3.46	2.98
Dividends Per Share	1.040	0.960	0.840	0.780	0.600	0.580
Dividend Growth	8.33%	14.29%	7.69%	30.00%	3.45%	11.54%
Profit Margin	27.71%	37.45%	26.76%	21.60%	32.82%	26.97%
FCF Margin	-	23.53%	26.48%	31.72%	30.10%	27.32%
Effective Tax Rate	24.34%	24.65%	24.46%	22.67%	24.51%	24.85%

SEC Filings: 10-K · 10-Q