First United Corporation (FUNC)

First United Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	70.17	68.11	59.98	56.87	57.63	52.54
Net Interest Income Growth	12.85%	13.56%	5.46%	-1.32%	9.69%	8.23%
Non-Interest Income	20.99	0.1	19.83	14.47	18.05	20.75
Non-Interest Income Growth	5.69%	-99.51%	37.02%	-19.84%	-13.01%	11.69%
Revenues Before Loan Losses	91.16	68.21	79.8	71.34	75.68	73.29
Provision for Credit Losses	2.97	2.74	2.93	1.62	-0.63	-
Revenue	88.2	65.47	76.87	69.72	76.31	73.29
Revenue Growth (YoY)	11.08%	-14.83%	10.26%	-8.64%	4.12%	18.74%
Compensation Expenses	30.22	29.35	28.03	27.52	24.13	22.06
Selling, General & Admin	17	16.74	16.01	17.02	14.33	16.09
Other Non-Interest Expenses	7.3	7.32	5.6	5.7	4.67	9.65
Total Non-Interest Expense	54.52	53.41	49.64	50.24	43.13	47.8
Pretax Income	33.68	32.53	27.23	19.48	33.18	26.31
Provision for Income Taxes	8.31	8.02	6.66	4.42	8.13	6.54
Net Income	25.37	24.52	20.57	15.06	25.05	19.77
Net Income to Common	25.37	24.52	20.57	15.06	25.05	19.77
Net Income Growth	11.88%	19.18%	36.58%	-39.88%	26.70%	42.84%
Shares Outstanding (Basic)	6	6	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7	7
Shares Change (YoY)	0.10%	-0.55%	-2.40%	1.06%	-1.27%	-4.23%
EPS (Basic)	3.90	3.78	3.15	2.25	2.71	3.54
EPS (Diluted)	3.91	3.77	3.15	2.25	2.70	3.54
EPS Growth	12.36%	19.68%	40.00%	-16.67%	-23.73%	79.70%
Shares Outstanding	6.5	6.5	6.47	6.69	6.66	6.18
Free Cash Flow	-	15.41	20.36	22.12	22.97	20.02
Free Cash Flow Growth	-	-24.33%	-7.95%	-3.70%	14.71%	37.46%
Free Cash Flow Per Share	-	2.37	3.11	3.30	3.46	2.98
Dividends Per Share	1.000	0.960	0.840	0.780	0.600	0.580
Dividend Growth	4.17%	14.29%	7.69%	30.00%	3.45%	11.54%
Profit Margin	28.77%	37.45%	26.76%	21.60%	32.82%	26.97%
FCF Margin	-	23.53%	26.48%	31.72%	30.10%	27.32%
EBITDA	-	2.87	3.63	4.13	3.3	3.27
EBITDA Margin	-	4.39%	4.72%	5.92%	4.32%	4.46%
Effective Tax Rate	24.66%	24.65%	24.46%	22.67%	24.51%	24.85%

Updated Apr 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q