First National Corporation (FXNC)

NASDAQ: FXNC · Real-Time Price · USD

30.55

-0.22 (-0.71%)

Aug 31, 2026, 4:00 PM EDT - Market closed

First National Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	90.95	86.99	58.01	49.05	56.35	45.68
Revenue Growth	26.05%	49.95%	18.28%	-12.95%	23.36%	31.55%
Net Income	21.68	17.7	6.97	9.62	16.8	10.36
Earnings Per Share	2.39	1.96	1.00	1.53	2.68	1.86
EPS Growth	149.52%	96.00%	-34.64%	-42.91%	44.09%	2.43%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	168.46	163.2	165.56	89.65	69.59	176.95
Total Debt	42.74	44.43	32.48	64.61	14.81	19.56
Net Cash (Debt)	125.73	118.77	133.09	25.04	54.78	157.39
Net Cash Growth	-10.99%	-10.76%	431.44%	-54.29%	-65.19%	45.57%
Net Cash Per Share	13.90	13.17	19.09	3.99	8.75	28.31

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	30.22	25.11	-22.2	16.39	26.77	7.87
Capital Expenditures	-4.02	-4.18	-3.3	-1.87	-1.18	-0.84
Free Cash Flow	26.19	20.93	-25.5	14.52	25.59	7.03
Free Cash Flow Growth	-	-	-	-43.25%	263.87%	-50.41%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	23.84%	20.35%	12.01%	19.62%	29.81%	22.68%
FCF Margin	28.80%	24.06%	-43.96%	29.61%	45.42%	15.40%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.680	0.635	0.605	0.600	0.560	0.480
Dividend Per Share Growth	9.68%	4.96%	0.83%	7.14%	16.67%	9.09%
Dividend Yield	2.23%	2.56%	2.75%	2.98%	3.66%	2.41%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.79	12.85	29.63	14.15	6.39	13.83
Forward PE	12.16	10.76	13.50	11.66	7.17	-
P/FCF Ratio	10.55	10.87	-	9.38	4.19	20.36
PS Ratio	3.04	2.61	3.56	2.78	1.90	3.14