First National Corporation (FXNC)

NASDAQ: FXNC · Real-Time Price · USD

30.46

-0.47 (-1.52%)

Oct 30, 2026, 4:00 PM EDT - Market closed

First National Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	93.92	86.99	58.01	49.05	56.35	45.68
Revenue Growth	15.71%	49.95%	18.28%	-12.95%	23.36%	31.55%
Net Income	23.03	17.7	6.97	9.62	16.8	10.36
Earnings Per Share	2.54	1.96	1.00	1.53	2.68	1.86
EPS Growth	102.63%	96.00%	-34.64%	-42.91%	44.09%	2.43%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	167.58	163.2	165.56	89.65	69.59	176.95
Total Debt	42.82	44.43	32.48	64.61	14.81	19.56
Net Cash (Debt)	124.76	118.77	133.09	25.04	54.78	157.39
Net Cash Growth	-22.55%	-10.76%	431.44%	-54.29%	-65.19%	45.57%
Net Cash Per Share	13.77	13.17	19.09	3.99	8.75	28.31

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	25.11	-22.2	16.39	26.77	7.87
Capital Expenditures	-	-4.18	-3.3	-1.87	-1.18	-0.84
Free Cash Flow	-	20.93	-25.5	14.52	25.59	7.03
Free Cash Flow Growth	-	-	-	-43.25%	263.87%	-50.41%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	24.53%	20.35%	12.01%	19.62%	29.81%	22.68%
FCF Margin	-	24.06%	-43.96%	29.61%	45.42%	15.40%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.680	0.635	0.605	0.600	0.560	0.480
Dividend Per Share Growth	9.68%	4.96%	0.83%	7.14%	16.67%	9.09%
Dividend Yield	2.23%	2.52%	2.63%	2.76%	3.27%	2.09%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.99	12.85	29.63	14.15	6.39	13.83
Forward PE	10.96	10.76	13.50	11.66	7.17	-
P/FCF Ratio	10.53	10.87	-	9.38	4.19	20.36
PS Ratio	2.94	2.61	3.56	2.78	1.90	3.14