First National Corporation (FXNC)
NASDAQ: FXNC · Real-Time Price · USD
30.46
-0.47 (-1.52%)
Oct 30, 2026, 4:00 PM EDT - Market closed
First National Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 167.58 | 160.91 | 162.87 | 87.16 | 66.91 | 176.01 |
Investment Securities | 301.18 | 322.81 | 275.99 | 301.74 | 316.66 | 323.44 |
Trading Asset Securities | - | 2.29 | 2.69 | 2.49 | 2.68 | 0.94 |
Total Investments | 301.18 | 325.1 | 278.68 | 304.23 | 319.34 | 324.38 |
Gross Loans | 1,500 | 1,451 | 1,468 | 970.53 | 921.36 | 829.02 |
Allowance for Loan Losses | -14.41 | -14.72 | -16.4 | -11.97 | -7.45 | -5.71 |
Other Adjustments to Gross Loans | - | -1.7 | -1.3 | -1.1 | -0.84 | -3.9 |
Net Loans | 1,486 | 1,435 | 1,450 | 957.46 | 913.08 | 819.41 |
Property, Plant & Equipment | 33.16 | 36.35 | 36.83 | 22.47 | 22.41 | 22.69 |
Goodwill | 3.03 | 3.03 | 3.03 | 3.03 | 3.03 | 3.03 |
Other Intangible Assets | 11.92 | 13.22 | 14.99 | 0.12 | 0.14 | 0.15 |
Loans Held for Sale | 0.26 | - | 0.41 | - | - | - |
Accrued Interest Receivable | 6.73 | 6.47 | 6.02 | 4.66 | 4.54 | 3.9 |
Other Real Estate Owned & Foreclosed | 0.75 | - | 0.05 | - | 0.18 | 1.85 |
Other Long-Term Assets | 64.44 | 55.26 | 55.74 | 39.21 | 38.95 | 37.31 |
Total Assets | 2,075 | 2,038 | 2,010 | 1,419 | 1,369 | 1,389 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,309 | 1,214 | 1,226 | 825.72 | 795.19 | 816.26 |
Institutional Deposits | - | 75.2 | 57.5 | 28.8 | 18.8 | 19.3 |
Non-Interest Bearing Deposits | 520.06 | 509.87 | 520.15 | 379.21 | 427.34 | 413.19 |
Total Deposits | 1,829 | 1,800 | 1,804 | 1,234 | 1,241 | 1,249 |
Current Portion of Leases | - | 0.68 | - | - | - | - |
Accrued Interest Payable | 7.75 | 1.56 | 0.96 | 0.76 | 0.16 | 0.15 |
Long-Term Debt | 8.54 | 33.31 | 21.18 | 55 | 5 | 9.99 |
Long-Term Leases | - | 1.17 | 2.02 | 0.33 | 0.54 | 0.28 |
Trust Preferred Securities | 9.28 | 9.28 | 9.28 | 9.28 | 9.28 | 9.28 |
Other Long-Term Liabilities | - | 6.24 | 6.53 | 3.93 | 4.72 | 3.94 |
Total Liabilities | 1,879 | 1,852 | 1,844 | 1,303 | 1,261 | 1,272 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 11.32 | 11.28 | 11.22 | 7.83 | 7.83 | 7.79 |
Additional Paid-In Capital | 79.28 | 78.22 | 77.06 | 32.95 | 32.72 | 31.97 |
Retained Earnings | 121.85 | 108.94 | 96.95 | 94.2 | 90.28 | 76.99 |
Comprehensive Income & Other | -16.91 | -12.24 | -18.69 | -18.71 | -22.47 | 0.3 |
Shareholders' Equity | 195.55 | 186.2 | 166.53 | 116.27 | 108.36 | 117.04 |
Total Liabilities & Equity | 2,075 | 2,038 | 2,010 | 1,419 | 1,369 | 1,389 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 42.82 | 44.43 | 32.48 | 64.61 | 14.81 | 19.56 |
Net Cash (Debt) | 124.76 | 118.77 | 133.09 | 25.04 | 54.78 | 157.39 |
Net Cash Growth | -22.55% | -10.76% | 431.44% | -54.29% | -65.19% | 45.57% |
Net Cash Per Share | 13.77 | 13.17 | 19.09 | 3.99 | 8.75 | 28.31 |
Filing Date Shares Outstanding | 9.06 | 9.04 | 8.99 | 6.28 | 6.28 | 6.25 |
Total Common Shares Outstanding | 9.06 | 9.03 | 8.97 | 6.26 | 6.26 | 6.23 |
Book Value Per Share | 21.59 | 20.63 | 18.56 | 18.56 | 17.30 | 18.79 |
Tangible Book Value | 180.61 | 169.95 | 148.52 | 113.12 | 105.19 | 113.86 |
Tangible Book Value Per Share | 19.94 | 18.83 | 16.55 | 18.06 | 16.79 | 18.28 |