First National Corporation (FXNC)
NASDAQ: FXNC · Real-Time Price · USD
27.00
-0.19 (-0.70%)
May 12, 2026, 4:00 PM EDT - Market closed

First National Statistics

Total Valuation

First National has a market cap or net worth of $244.11 million. The enterprise value is $96.97 million.

Market Cap244.11M
Enterprise Value 96.97M

Important Dates

The last earnings date was Thursday, April 30, 2026, before market open.

Earnings Date Apr 30, 2026
Ex-Dividend Date Feb 27, 2026

Share Statistics

First National has 9.04 million shares outstanding. The number of shares has increased by 17.96% in one year.

Current Share Class 9.04M
Shares Outstanding 9.04M
Shares Change (YoY) +17.96%
Shares Change (QoQ) +0.19%
Owned by Insiders (%) 13.97%
Owned by Institutions (%) 32.27%
Float 6.78M

Valuation Ratios

The trailing PE ratio is 11.64 and the forward PE ratio is 11.09.

PE Ratio 11.64
Forward PE 11.09
PS Ratio 2.73
Forward PS 2.46
PB Ratio 1.30
P/TBV Ratio 1.40
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 4.62
EV / Sales 1.09
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.75%.

Return on Equity (ROE) 11.75%
Return on Assets (ROA) 1.02%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.69%
Revenue Per Employee $288,354
Profits Per Employee $68,156
Employee Count308
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, First National has paid $5.13 million in taxes.

Income Tax 5.13M
Effective Tax Rate 19.62%

Stock Price Statistics

The stock price has increased by +37.69% in the last 52 weeks. The beta is 0.44, so First National's price volatility has been lower than the market average.

Beta (5Y) 0.44
52-Week Price Change +37.69%
50-Day Moving Average 27.35
200-Day Moving Average 24.97
Relative Strength Index (RSI) 42.92
Average Volume (20 Days) 92,825

Short Selling Information

The latest short interest is 94,272, so 1.04% of the outstanding shares have been sold short.

Short Interest 94,272
Short Previous Month 141,959
Short % of Shares Out 1.04%
Short % of Float 1.39%
Short Ratio (days to cover) 1.39

Income Statement

In the last 12 months, First National had revenue of $88.81 million and earned $20.99 million in profits. Earnings per share was $2.32.

Revenue88.81M
Gross Profit 88.81M
Operating Income 28.82M
Pretax Income 26.12M
Net Income 20.99M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.32
Full Income Statement

Balance Sheet

The company has $187.81 million in cash and $42.66 million in debt, with a net cash position of $145.15 million or $16.05 per share.

Cash & Cash Equivalents 187.81M
Total Debt 42.66M
Net Cash 145.15M
Net Cash Per Share $16.05
Equity (Book Value) 188.56M
Book Value Per Share 20.86
Working Capital -1.65B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 32.45%
Pretax Margin 29.41%
Profit Margin 23.64%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.52%.

Dividend Per Share $0.68
Dividend Yield 2.52%
Dividend Growth (YoY) 6.56%
Years of Dividend Growth 11
Payout Ratio 28.02%
Buyback Yield -17.96%
Shareholder Yield -15.41%
Earnings Yield 8.67%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.

Last Split Date May 2, 2005
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2