First National Statistics
Total Valuation
First National has a market cap or net worth of $187.73 million. The enterprise value is $9.97 million.
Important Dates
The next estimated earnings date is Wednesday, July 30, 2025, before market open.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | May 30, 2025 |
Share Statistics
First National has 8.99 million shares outstanding. The number of shares has increased by 21.86% in one year.
| Current Share Class | 8.99M |
| Shares Outstanding | 8.99M |
| Shares Change (YoY) | +21.86% |
| Shares Change (QoQ) | +0.13% |
| Owned by Insiders (%) | 13.68% |
| Owned by Institutions (%) | 27.72% |
| Float | 6.79M |
Valuation Ratios
The trailing PE ratio is 29.78 and the forward PE ratio is 9.69.
| PE Ratio | 29.78 |
| Forward PE | 9.69 |
| PS Ratio | 2.48 |
| Forward PS | 2.03 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1.86 |
| EV / Sales | 0.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.74%.
| Return on Equity (ROE) | 3.74% |
| Return on Assets (ROA) | 0.31% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $211,974 |
| Profits Per Employee | $17,673 |
| Employee Count | 303 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First National has paid $578,000 in taxes.
| Income Tax | 578,000 |
| Effective Tax Rate | 9.74% |
Stock Price Statistics
The stock price has increased by +37.25% in the last 52 weeks. The beta is 0.50, so First National's price volatility has been lower than the market average.
| Beta (5Y) | 0.50 |
| 52-Week Price Change | +37.25% |
| 50-Day Moving Average | 19.88 |
| 200-Day Moving Average | 21.75 |
| Relative Strength Index (RSI) | 67.35 |
| Average Volume (20 Days) | 77,100 |
Short Selling Information
The latest short interest is 93,646, so 1.04% of the outstanding shares have been sold short.
| Short Interest | 93,646 |
| Short Previous Month | 84,669 |
| Short % of Shares Out | 1.04% |
| Short % of Float | 1.38% |
| Short Ratio (days to cover) | 5.40 |
Income Statement
In the last 12 months, First National had revenue of $64.23 million and earned $5.36 million in profits. Earnings per share was $0.70.
| Revenue | 64.23M |
| Gross Profit | 64.23M |
| Operating Income | 15.28M |
| Pretax Income | 11.06M |
| Net Income | 5.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.70 |
Full Income StatementBalance Sheet
The company has $208.51 million in cash and $30.74 million in debt, giving a net cash position of $177.77 million or $19.78 per share.
| Cash & Cash Equivalents | 208.51M |
| Total Debt | 30.74M |
| Net Cash | 177.77M |
| Net Cash Per Share | $19.78 |
| Equity (Book Value) | 168.68M |
| Book Value Per Share | 18.77 |
| Working Capital | -1.61B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$23.38 million and capital expenditures -$3.48 million, giving a free cash flow of -$26.86 million.
| Operating Cash Flow | -23.38M |
| Capital Expenditures | -3.48M |
| Free Cash Flow | -26.86M |
| FCF Per Share | -$2.99 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.79% |
| Pretax Margin | 9.24% |
| Profit Margin | 8.34% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.62, which amounts to a dividend yield of 2.97%.
| Dividend Per Share | $0.62 |
| Dividend Yield | 2.97% |
| Dividend Growth (YoY) | 2.50% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 87.66% |
| Buyback Yield | -21.86% |
| Shareholder Yield | -18.89% |
| Earnings Yield | 2.85% |
| FCF Yield | -14.31% |
Dividend DetailsAnalyst Forecast
The average price target for First National is $21.00, which is 0.53% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $21.00 |
| Price Target Difference | 0.53% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.
| Last Split Date | May 2, 2005 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
