First National Statistics
Total Valuation
First National has a market cap or net worth of $271.73 million. The enterprise value is $146.97 million.
| Market Cap | 271.73M |
| Enterprise Value | 146.97M |
Important Dates
The last earnings date was Friday, October 23, 2026, before market open.
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | Aug 28, 2026 |
Share Statistics
First National has 9.04 million shares outstanding. The number of shares has increased by 0.53% in one year.
| Current Share Class | 9.04M |
| Shares Outstanding | 9.04M |
| Shares Change (YoY) | +0.53% |
| Shares Change (QoQ) | +0.17% |
| Owned by Insiders (%) | 14.06% |
| Owned by Institutions (%) | 44.57% |
| Float | 7.67M |
Valuation Ratios
The trailing PE ratio is 11.83 and the forward PE ratio is 11.80.
| PE Ratio | 11.83 |
| Forward PE | 11.80 |
| PS Ratio | 2.89 |
| Forward PS | 2.78 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.50 |
| P/FCF Ratio | 10.35 |
| P/OCF Ratio | 8.97 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.35 |
| EV / Sales | 1.56 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.22 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.63 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.23%.
| Return on Equity (ROE) | 12.23% |
| Return on Assets (ROA) | 1.12% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.91% |
| Revenue Per Employee | $304,662 |
| Profits Per Employee | $74,786 |
| Employee Count | 308 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First National has paid $5.66 million in taxes.
| Income Tax | 5.66M |
| Effective Tax Rate | 19.72% |
Stock Price Statistics
The stock price has increased by +31.74% in the last 52 weeks. The beta is 0.47, so First National's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | +31.74% |
| 50-Day Moving Average | 30.40 |
| 200-Day Moving Average | 28.69 |
| Relative Strength Index (RSI) | 51.31 |
| Average Volume (20 Days) | 19,937 |
Short Selling Information
The latest short interest is 139,645, so 1.54% of the outstanding shares have been sold short.
| Short Interest | 139,645 |
| Short Previous Month | 179,260 |
| Short % of Shares Out | 1.54% |
| Short % of Float | 1.82% |
| Short Ratio (days to cover) | 4.91 |
Income Statement
In the last 12 months, First National had revenue of $93.84 million and earned $23.03 million in profits. Earnings per share was $2.54.
| Revenue | 93.84M |
| Gross Profit | 93.84M |
| Operating Income | 31.66M |
| Pretax Income | 28.69M |
| Net Income | 23.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.54 |
Balance Sheet
The company has $167.58 million in cash and $42.82 million in debt, with a net cash position of $124.76 million or $13.80 per share.
| Cash & Cash Equivalents | 167.58M |
| Total Debt | 42.82M |
| Net Cash | 124.76M |
| Net Cash Per Share | $13.80 |
| Equity (Book Value) | 195.55M |
| Book Value Per Share | 21.61 |
| Working Capital | -1.66B |
Cash Flow
In the last 12 months, operating cash flow was $30.22 million and capital expenditures -$4.02 million, giving a free cash flow of $26.19 million.
| Operating Cash Flow | 30.22M |
| Capital Expenditures | -4.02M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -13.00M |
| Free Cash Flow | 26.19M |
| FCF Per Share | $2.90 |
Margins
| Gross Margin | n/a |
| Operating Margin | 33.74% |
| Pretax Margin | 30.58% |
| Profit Margin | 24.55% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.80% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.26%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.26% |
| Dividend Growth (YoY) | 9.68% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 26.77% |
| FCF Payout Ratio | 23.48% |
| Buyback Yield | -0.53% |
| Shareholder Yield | 1.73% |
| Earnings Yield | 8.45% |
| FCF Yield | 9.66% |
Analyst Forecast
The average price target for First National is $32.50, which is 8.15% higher than the current price. The consensus rating is "Hold".
| Price Target | $32.50 |
| Price Target Difference | 8.15% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.
| Last Split Date | May 2, 2005 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |