First National Corporation (FXNC)

First National Statistics

Total Valuation

First National has a market cap or net worth of $134.09 million.

Market Cap	134.09M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 1, 2024, after market close.

Earnings Date	Nov 1, 2024
Ex-Dividend Date	Sep 20, 2024

Share Statistics

First National has 6.28 million shares outstanding. The number of shares has increased by 0.14% in one year.

Shares Outstanding	6.28M
Shares Change (YoY)	+0.14%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	20.40%
Owned by Institutions (%)	20.83%
Float	3.95M

Valuation Ratios

The trailing PE ratio is 16.94 and the forward PE ratio is 14.88.

PE Ratio	16.94
Forward PE	14.88
PS Ratio	2.72
Forward PS	n/a
PB Ratio	1.12
P/FCF Ratio	9.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.43
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.81%.

Return on Equity (ROE)	6.81%
Return on Assets (ROA)	0.56%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$315,321
Profits Per Employee	$50,776
Employee Count	156
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First National has paid $1.89 million in taxes.

Income Tax	1.89M
Effective Tax Rate	19.26%

Stock Price Statistics

The stock price has increased by +12.37% in the last 52 weeks. The beta is 0.49, so First National's price volatility has been lower than the market average.

Beta (5Y)	0.49
52-Week Price Change	+12.37%
50-Day Moving Average	18.63
200-Day Moving Average	17.22
Relative Strength Index (RSI)	74.67
Average Volume (20 Days)	10,563

Short Selling Information

The latest short interest is 8,030, so 0.13% of the outstanding shares have been sold short.

Short Interest	8,030
Short Previous Month	68,470
Short % of Shares Out	0.13%
Short % of Float	0.20%
Short Ratio (days to cover)	0.97

Income Statement

In the last 12 months, First National had revenue of $49.19 million and earned $7.92 million in profits. Earnings per share was $1.26.

Revenue	49.19M
Gross Profit	49.19M
Operating Income	10.54M
Pretax Income	11.06M
Net Income	7.92M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.26

Balance Sheet

The company has $138.32 million in cash and $64.28 million in debt, giving a net cash position of $74.04 million or $11.79 per share.

Cash & Cash Equivalents	138.32M
Total Debt	64.28M
Net Cash	74.04M
Net Cash Per Share	$11.79
Equity (Book Value)	119.89M
Book Value Per Share	19.09
Working Capital	-1.12B

Cash Flow

In the last 12 months, operating cash flow was $16.86 million and capital expenditures -$2.35 million, giving a free cash flow of $14.52 million.

Operating Cash Flow	16.86M
Capital Expenditures	-2.35M
Free Cash Flow	14.52M
FCF Per Share	$2.31

Margins

Gross Margin	n/a
Operating Margin	21.43%
Pretax Margin	19.95%
Profit Margin	16.10%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.75%

Dividends & Yields

This stock pays an annual dividend of $0.59, which amounts to a dividend yield of 2.78%.

Dividend Per Share	$0.59
Dividend Yield	2.78%
Dividend Growth (YoY)	1.69%
Years of Dividend Growth	9
Payout Ratio	47.16%
Buyback Yield	-0.14%
Shareholder Yield	2.64%
Earnings Yield	5.91%
FCF Yield	10.83%

Analyst Forecast

The average price target for First National is $21.00, which is -1.64% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$21.00
Price Target Difference	-1.64%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4