First National Corporation (FXNC)

First National Statistics

Total Valuation

First National has a market cap or net worth of $167.15 million. The enterprise value is $34.06 million.

Market Cap	167.15M
Enterprise Value	34.06M

Important Dates

The next estimated earnings date is Tuesday, April 29, 2025, before market open.

Earnings Date	Apr 29, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

First National has 8.99 million shares outstanding. The number of shares has increased by 11.02% in one year.

Current Share Class	8.99M
Shares Outstanding	8.99M
Shares Change (YoY)	+11.02%
Shares Change (QoQ)	+42.69%
Owned by Insiders (%)	13.72%
Owned by Institutions (%)	25.22%
Float	6.75M

Valuation Ratios

The trailing PE ratio is 18.60 and the forward PE ratio is 8.40.

PE Ratio	18.60
Forward PE	8.40
PS Ratio	2.23
Forward PS	1.82
PB Ratio	1.00
P/TBV Ratio	1.13
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	4.89
EV / Sales	0.59
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.93%.

Return on Equity (ROE)	4.93%
Return on Assets (ROA)	0.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$191,465
Profits Per Employee	$22,990
Employee Count	303
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First National has paid $1.08 million in taxes.

Income Tax	1.08M
Effective Tax Rate	13.44%

Stock Price Statistics

The stock price has increased by +24.25% in the last 52 weeks. The beta is 0.42, so First National's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+24.25%
50-Day Moving Average	22.83
200-Day Moving Average	20.95
Relative Strength Index (RSI)	24.01
Average Volume (20 Days)	22,150

Short Selling Information

The latest short interest is 58,373, so 0.65% of the outstanding shares have been sold short.

Short Interest	58,373
Short Previous Month	44,034
Short % of Shares Out	0.65%
Short % of Float	0.86%
Short Ratio (days to cover)	1.86

Income Statement

In the last 12 months, First National had revenue of $58.01 million and earned $6.97 million in profits. Earnings per share was $1.00.

Revenue	58.01M
Gross Profit	58.01M
Operating Income	14.57M
Pretax Income	11.06M
Net Income	6.97M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.00

Balance Sheet

The company has $165.56 million in cash and $32.48 million in debt, giving a net cash position of $133.09 million or $14.81 per share.

Cash & Cash Equivalents	165.56M
Total Debt	32.48M
Net Cash	133.09M
Net Cash Per Share	$14.81
Equity (Book Value)	166.53M
Book Value Per Share	18.56
Working Capital	-1.63B

Cash Flow

In the last 12 months, operating cash flow was -$22.20 million and capital expenditures -$3.30 million, giving a free cash flow of -$25.50 million.

Operating Cash Flow	-22.20M
Capital Expenditures	-3.30M
Free Cash Flow	-25.50M
FCF Per Share	-$2.84

Margins

Gross Margin	n/a
Operating Margin	25.12%
Pretax Margin	13.87%
Profit Margin	12.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.62, which amounts to a dividend yield of 3.32%.

Dividend Per Share	$0.62
Dividend Yield	3.32%
Dividend Growth (YoY)	1.67%
Years of Dividend Growth	10
Payout Ratio	62.00%
Buyback Yield	-11.02%
Shareholder Yield	-7.70%
Earnings Yield	4.17%
FCF Yield	-15.26%

Analyst Forecast

The average price target for First National is $21.00, which is 12.30% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$21.00
Price Target Difference	12.30%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2