First National Statistics

Total Valuation

First National has a market cap or net worth of $224.44 million. The enterprise value is $92.02 million.

Market Cap	224.44M
Enterprise Value	92.02M

Important Dates

The last earnings date was Thursday, February 6, 2025, before market open.

Earnings Date	Feb 6, 2025
Ex-Dividend Date	Feb 28, 2025

Share Statistics

First National has 8.97 million shares outstanding. The number of shares has increased by 11.02% in one year.

Current Share Class	8.97M
Shares Outstanding	8.97M
Shares Change (YoY)	+11.02%
Shares Change (QoQ)	+42.69%
Owned by Insiders (%)	13.68%
Owned by Institutions (%)	25.24%
Float	6.74M

Valuation Ratios

The trailing PE ratio is 25.01 and the forward PE ratio is 11.09.

PE Ratio	25.01
Forward PE	11.09
PS Ratio	3.00
Forward PS	2.46
PB Ratio	1.35
P/TBV Ratio	1.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.21
EV / Sales	1.59
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.93%.

Return on Equity (ROE)	4.93%
Return on Assets (ROA)	0.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$371,891
Profits Per Employee	$44,654
Employee Count	156
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First National has paid $1.08 million in taxes.

Income Tax	1.08M
Effective Tax Rate	13.44%

Stock Price Statistics

The stock price has increased by +33.46% in the last 52 weeks. The beta is 0.55, so First National's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+33.46%
50-Day Moving Average	24.58
200-Day Moving Average	19.67
Relative Strength Index (RSI)	47.38
Average Volume (20 Days)	23,998

Short Selling Information

The latest short interest is 22,913, so 0.26% of the outstanding shares have been sold short.

Short Interest	22,913
Short Previous Month	31,368
Short % of Shares Out	0.26%
Short % of Float	0.34%
Short Ratio (days to cover)	1.62

Income Statement

In the last 12 months, First National had revenue of $58.02 million and earned $6.97 million in profits. Earnings per share was $1.00.

Revenue	58.02M
Gross Profit	58.02M
Operating Income	6.46M
Pretax Income	11.06M
Net Income	6.97M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.00

Full Income Statement

Balance Sheet

The company has $162.87 million in cash and $30.46 million in debt, giving a net cash position of $132.42 million or $14.76 per share.

Cash & Cash Equivalents	162.87M
Total Debt	30.46M
Net Cash	132.42M
Net Cash Per Share	$14.76
Equity (Book Value)	166.53M
Book Value Per Share	18.56
Working Capital	-1.64B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	11.14%
Pretax Margin	13.87%
Profit Margin	12.01%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.62, which amounts to a dividend yield of 2.48%.

Dividend Per Share	$0.62
Dividend Yield	2.48%
Dividend Growth (YoY)	1.67%
Years of Dividend Growth	10
Payout Ratio	62.00%
Buyback Yield	-11.02%
Shareholder Yield	-8.54%
Earnings Yield	3.10%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for First National is $21.00, which is -16.03% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$21.00
Price Target Difference	-16.03%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2