First National Corporation (FXNC)

First National Statistics

Total Valuation

First National has a market cap or net worth of $215.29 million. The enterprise value is $150.78 million.

Market Cap	215.29M
Enterprise Value	150.78M

Important Dates

The next estimated earnings date is Thursday, January 30, 2025, before market open.

Earnings Date	Jan 30, 2025
Ex-Dividend Date	Nov 29, 2024

Share Statistics

First National has 8.97 million shares outstanding. The number of shares has increased by 0.24% in one year.

Current Share Class	8.97M
Shares Outstanding	8.97M
Shares Change (YoY)	+0.24%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	13.63%
Owned by Institutions (%)	18.51%
Float	7.01M

Valuation Ratios

The trailing PE ratio is 21.41 and the forward PE ratio is 14.08.

PE Ratio	21.41
Forward PE	14.08
PS Ratio	3.09
Forward PS	2.34
PB Ratio	1.21
P/TBV Ratio	1.76
P/FCF Ratio	13.28
P/OCF Ratio	11.01
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.39
EV / Sales	3.09
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.30

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.95%.

Return on Equity (ROE)	5.95%
Return on Assets (ROA)	0.50%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$312,840
Profits Per Employee	$45,179
Employee Count	156
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First National has paid $1.70 million in taxes.

Income Tax	1.70M
Effective Tax Rate	19.47%

Stock Price Statistics

The stock price has increased by +14.29% in the last 52 weeks. The beta is 0.54, so First National's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+14.29%
50-Day Moving Average	23.81
200-Day Moving Average	18.51
Relative Strength Index (RSI)	57.36
Average Volume (20 Days)	25,925

Short Selling Information

The latest short interest is 25,311, so 0.28% of the outstanding shares have been sold short.

Short Interest	25,311
Short Previous Month	7,177
Short % of Shares Out	0.28%
Short % of Float	0.36%
Short Ratio (days to cover)	0.90

Income Statement

In the last 12 months, First National had revenue of $48.80 million and earned $7.05 million in profits. Earnings per share was $1.12.

Revenue	48.80M
Gross Profit	48.80M
Operating Income	10.21M
Pretax Income	11.06M
Net Income	7.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.12

Balance Sheet

The company has $128.79 million in cash and $64.28 million in debt, giving a net cash position of $64.51 million or $7.19 per share.

Cash & Cash Equivalents	128.79M
Total Debt	64.28M
Net Cash	64.51M
Net Cash Per Share	$7.19
Equity (Book Value)	125.12M
Book Value Per Share	19.87
Working Capital	-1.12B

Cash Flow

In the last 12 months, operating cash flow was $19.56 million and capital expenditures -$3.35 million, giving a free cash flow of $16.21 million.

Operating Cash Flow	19.56M
Capital Expenditures	-3.35M
Free Cash Flow	16.21M
FCF Per Share	$1.81

Margins

Gross Margin	n/a
Operating Margin	20.92%
Pretax Margin	17.93%
Profit Margin	14.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.22%

Dividends & Yields

This stock pays an annual dividend of $0.61, which amounts to a dividend yield of 2.52%.

Dividend Per Share	$0.61
Dividend Yield	2.52%
Dividend Growth (YoY)	0.83%
Years of Dividend Growth	10
Payout Ratio	53.96%
Buyback Yield	-0.24%
Shareholder Yield	2.28%
Earnings Yield	3.27%
FCF Yield	7.53%

Analyst Forecast

The average price target for First National is $21.00, which is -12.50% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$21.00
Price Target Difference	-12.50%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4