First National Statistics
Total Valuation
First National has a market cap or net worth of $252.60 million. The enterprise value is $105.17 million.
Important Dates
The last earnings date was Thursday, April 30, 2026, before market open.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | May 29, 2026 |
Share Statistics
First National has 9.04 million shares outstanding. The number of shares has increased by 17.96% in one year.
| Current Share Class | 9.04M |
| Shares Outstanding | 9.04M |
| Shares Change (YoY) | +17.96% |
| Shares Change (QoQ) | +0.19% |
| Owned by Insiders (%) | 13.96% |
| Owned by Institutions (%) | 35.02% |
| Float | 6.90M |
Valuation Ratios
The trailing PE ratio is 12.05 and the forward PE ratio is 11.47.
| PE Ratio | 12.05 |
| Forward PE | 11.47 |
| PS Ratio | 2.83 |
| Forward PS | 2.56 |
| PB Ratio | 1.34 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | 10.61 |
| P/OCF Ratio | 9.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 5.01 |
| EV / Sales | 1.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.79 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.75%.
| Return on Equity (ROE) | 11.75% |
| Return on Assets (ROA) | 1.02% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.73% |
| Revenue Per Employee | $289,318 |
| Profits Per Employee | $68,156 |
| Employee Count | 308 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First National has paid $5.13 million in taxes.
| Income Tax | 5.13M |
| Effective Tax Rate | 19.62% |
Stock Price Statistics
The stock price has increased by +37.03% in the last 52 weeks. The beta is 0.44, so First National's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +37.03% |
| 50-Day Moving Average | 27.49 |
| 200-Day Moving Average | 25.23 |
| Relative Strength Index (RSI) | 55.23 |
| Average Volume (20 Days) | 73,396 |
Short Selling Information
The latest short interest is 96,973, so 1.07% of the outstanding shares have been sold short.
| Short Interest | 96,973 |
| Short Previous Month | 94,272 |
| Short % of Shares Out | 1.07% |
| Short % of Float | 1.41% |
| Short Ratio (days to cover) | 1.09 |
Income Statement
In the last 12 months, First National had revenue of $89.11 million and earned $20.99 million in profits. Earnings per share was $2.32.
| Revenue | 89.11M |
| Gross Profit | 89.11M |
| Operating Income | 28.63M |
| Pretax Income | 26.12M |
| Net Income | 20.99M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.32 |
Full Income StatementBalance Sheet
The company has $190.10 million in cash and $42.66 million in debt, with a net cash position of $147.43 million or $16.31 per share.
| Cash & Cash Equivalents | 190.10M |
| Total Debt | 42.66M |
| Net Cash | 147.43M |
| Net Cash Per Share | $16.31 |
| Equity (Book Value) | 188.56M |
| Book Value Per Share | 20.86 |
| Working Capital | -1.64B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $27.99 million and capital expenditures -$4.18 million, giving a free cash flow of $23.80 million.
| Operating Cash Flow | 27.99M |
| Capital Expenditures | -4.18M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 11.58M |
| Free Cash Flow | 23.80M |
| FCF Per Share | $2.63 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.13% |
| Pretax Margin | 29.31% |
| Profit Margin | 23.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.71% |
Dividends & Yields
This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.43%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.43% |
| Dividend Growth (YoY) | 8.13% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 28.67% |
| Buyback Yield | -17.96% |
| Shareholder Yield | -15.52% |
| Earnings Yield | 8.31% |
| FCF Yield | 9.42% |
Dividend DetailsAnalyst Forecast
The average price target for First National is $28.50, which is 2.00% higher than the current price. The consensus rating is "Hold".
| Price Target | $28.50 |
| Price Target Difference | 2.00% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.
| Last Split Date | May 2, 2005 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
