First National Statistics

Total Valuation

First National has a market cap or net worth of $202.28 million.

Market Cap	202.28M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, November 1, 2024, after market close.

Earnings Date	Nov 1, 2024
Ex-Dividend Date	Sep 20, 2024

Share Statistics

First National has 8.97 million shares outstanding. The number of shares has increased by 0.24% in one year.

Current Share Class	6.30M
Shares Outstanding	8.97M
Shares Change (YoY)	+0.24%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	20.40%
Owned by Institutions (%)	21.23%
Float	4.07M

Valuation Ratios

The trailing PE ratio is 20.11 and the forward PE ratio is 13.23.

PE Ratio	20.11
Forward PE	13.23
PS Ratio	2.90
Forward PS	9.40
PB Ratio	1.13
P/TBV Ratio	1.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.95%.

Return on Equity (ROE)	5.95%
Return on Assets (ROA)	0.50%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$312,865
Profits Per Employee	$45,179
Employee Count	156
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First National has paid $1.70 million in taxes.

Income Tax	1.70M
Effective Tax Rate	19.47%

Stock Price Statistics

The stock price has increased by +21.56% in the last 52 weeks. The beta is 0.49, so First National's price volatility has been lower than the market average.

Beta (5Y)	0.49
52-Week Price Change	+21.56%
50-Day Moving Average	20.20
200-Day Moving Average	17.39
Relative Strength Index (RSI)	59.51
Average Volume (20 Days)	11,780

Short Selling Information

The latest short interest is 7,102, so 0.08% of the outstanding shares have been sold short.

Short Interest	7,102
Short Previous Month	8,030
Short % of Shares Out	0.08%
Short % of Float	0.17%
Short Ratio (days to cover)	0.59

Income Statement

In the last 12 months, First National had revenue of $48.81 million and earned $7.05 million in profits. Earnings per share was $1.12.

Revenue	48.81M
Gross Profit	48.81M
Operating Income	9.51M
Pretax Income	11.06M
Net Income	7.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.12

Full Income Statement

Balance Sheet

The company has $126.52 million in cash and $64.28 million in debt, giving a net cash position of $62.24 million or $6.94 per share.

Cash & Cash Equivalents	126.52M
Total Debt	64.28M
Net Cash	62.24M
Net Cash Per Share	$6.94
Equity (Book Value)	125.12M
Book Value Per Share	19.87
Working Capital	-1.13B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	19.48%
Pretax Margin	17.93%
Profit Margin	14.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	29.75%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.66%.

Dividend Per Share	$0.60
Dividend Yield	2.66%
Dividend Growth (YoY)	1.69%
Years of Dividend Growth	9
Payout Ratio	53.51%
Buyback Yield	-0.24%
Shareholder Yield	2.42%
Earnings Yield	3.48%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for First National is $21.00, which is -6.87% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$21.00
Price Target Difference	-6.87%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on May 2, 2005. It was a forward split with a ratio of 2:1.

Last Split Date	May 2, 2005
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2