Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Interest Income on Loans	131.13	79.98	71.54	60.05	47.13
Interest Income on Investments	-	37.73	32.12	24.58	16.32
Total Interest Income	131.13	117.71	103.66	84.63	63.44
Interest Paid on Deposits	53.21	55.06	49.71	20.06	3.48
Interest Paid on Borrowings	-	2.53	2.97	3.35	1.96
Total Interest Expense	53.21	57.58	52.69	23.41	5.44
Net Interest Income	77.91	60.12	50.98	61.22	58.01
Net Interest Income Growth	29.59%	17.93%	-16.73%	5.54%	9.14%
Gain (Loss) on Sale of Investments	-	-0.67	-	-0.25	-
Other Non-Interest Income	14.67	10.41	9.27	7.68	7.7
Total Non-Interest Income	14.67	14.62	13.91	12.15	12.14
Non-Interest Income Growth	0.30%	5.14%	14.51%	0.07%	25.55%
Revenues Before Loan Losses	92.58	74.74	64.89	73.36	70.14
Provision for Loan Losses	2.03	1.32	0.77	-1.07	3.28
Revenue	90.55	73.43	64.12	74.44	66.86
Revenue Growth	23.32%	14.52%	-13.86%	11.32%	13.64%
Salaries and Employee Benefits	-	21.13	20.22	18.82	16.23
Federal Deposit Insurance	-	1.37	1.29	1.09	0.83
Selling, General & Administrative	-	13.11	12.7	15.68	13.58
Other Non-Interest Expense	43.72	3.15	3.1	3.03	3.33
Total Non-Interest Expense	43.72	38.76	37.3	38.61	33.96
EBT Excluding Unusual Items	46.83	34.67	26.82	35.83	32.91
Pretax Income	46.83	34.67	26.82	35.83	32.91
Income Tax Expense	5.81	3.53	2.05	5.04	4.92
Net Income	41.02	31.14	24.77	30.79	27.99
Net Income to Common	41.02	31.14	24.77	30.79	27.99
Net Income Growth	31.74%	25.71%	-19.54%	10.00%	16.89%
Basic Shares Outstanding	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17
Shares Change	-0.01%	-	-	-	-
EPS (Basic)	2.41	1.83	1.45	1.81	1.64
EPS (Diluted)	2.41	1.83	1.45	1.81	1.64
EPS Growth	31.75%	26.12%	-19.80%	10.25%	16.73%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Dividend Per Share	-	0.370	0.330	0.290	0.265
Dividend Growth	-	12.12%	13.79%	9.43%	8.16%
Effective Tax Rate	12.41%	10.18%	7.64%	14.07%	14.95%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 24, 2026

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