Greene County Bancorp, Inc. (GCBC)

Greene County Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Interest Income on Loans	92.44	89.47	79.98	71.54	60.05	47.13
Interest Income on Investments	41.66	41.66	37.73	32.12	24.58	16.32
Total Interest Income	134.1	131.13	117.71	103.66	84.63	63.44
Interest Paid on Deposits	49.75	51.14	55.06	49.71	20.06	3.48
Interest Paid on Borrowings	2.07	2.07	2.53	2.97	3.35	1.96
Total Interest Expense	51.82	53.21	57.58	52.69	23.41	5.44
Net Interest Income	82.28	77.91	60.12	50.98	61.22	58.01
Net Interest Income Growth	27.56%	29.59%	17.93%	-16.73%	5.54%	9.14%
Gain (Loss) on Sale of Investments	-0.58	-0.58	-0.67	-	-0.25	-
Other Non-Interest Income	9.09	10.17	10.41	9.27	7.68	7.7
Total Non-Interest Income	13.59	14.67	14.62	13.91	12.15	12.14
Non-Interest Income Growth	-8.62%	0.30%	5.14%	14.51%	0.07%	25.55%
Revenues Before Loan Losses	95.87	92.58	74.74	64.89	73.36	70.14
Provision for Loan Losses	0.34	2.03	1.32	0.77	-1.07	3.28
Revenue	95.53	90.55	73.43	64.12	74.44	66.86
Revenue Growth	23.36%	23.32%	14.52%	-13.86%	11.32%	13.64%
Salaries and Employee Benefits	22.86	22.86	21.13	20.22	18.82	16.23
Federal Deposit Insurance	1.48	1.48	1.37	1.29	1.09	0.83
Selling, General & Administrative	14.82	14.82	13.11	12.7	15.68	13.58
Other Non-Interest Expense	4.39	3.65	3.15	3.1	3.03	3.33
Total Non-Interest Expense	43.55	42.81	38.76	37.3	38.61	33.96
EBT Excluding Unusual Items	51.98	47.74	34.67	26.82	35.83	32.91
Other Unusual Items	-0.91	-0.91	-	-	-	-
Pretax Income	51.07	46.83	34.67	26.82	35.83	32.91
Income Tax Expense	6.42	5.81	3.53	2.05	5.04	4.92
Net Income	44.65	41.02	31.14	24.77	30.79	27.99
Net Income to Common	44.65	41.02	31.14	24.77	30.79	27.99
Net Income Growth	32.32%	31.74%	25.71%	-19.54%	10.00%	16.89%
Basic Shares Outstanding	17	17	17	17	17	17
Diluted Shares Outstanding	17	17	17	17	17	17
Shares Change	-0.01%	-0.01%	-	-	-	-
EPS (Basic)	2.62	2.41	1.83	1.45	1.81	1.64
EPS (Diluted)	2.62	2.41	1.83	1.45	1.81	1.64
EPS Growth	32.47%	31.75%	26.12%	-19.80%	10.25%	16.73%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Dividend Per Share	0.420	0.410	0.370	0.330	0.290	0.265
Dividend Growth	10.53%	10.81%	12.12%	13.79%	9.43%	8.16%
Effective Tax Rate	12.57%	12.41%	10.18%	7.64%	14.07%	14.95%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 28, 2026

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