Horizon Bancorp, Inc. (HBNC)

NASDAQ: HBNC · Real-Time Price · USD

19.28

-0.03 (-0.16%)

Oct 7, 2026, 4:00 PM EDT - Market closed

Horizon Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	-12.38	-28.86	186.19	185.28	248.14	232.48
Revenue Growth	-	-	0.49%	-25.33%	6.74%	11.45%
Net Income	-143.99	-150.48	35.43	27.98	93.41	87.09
Earnings Per Share	-2.87	-3.24	0.80	0.64	2.14	1.98
EPS Growth	-	-	25.00%	-70.09%	8.08%	27.74%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	237.89	157.09	323.21	555.43	171.2	613.75
Total Debt	393.04	418.16	1,374	1,490	1,302	846.6
Net Cash (Debt)	-155.15	-261.07	-1,051	-934.44	-1,130	-232.86
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-3.10	-5.62	-23.85	-21.31	-25.87	-5.30

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	98.42	79.23	6.37	88.94	94.38	106.35
Capital Expenditures	-4.34	-4.96	-5.08	-7.78	-6.43	-1.44
Free Cash Flow	94.08	74.28	1.28	81.16	87.95	104.91
Free Cash Flow Growth	619.83%	5684.66%	-98.42%	-7.72%	-16.16%	43.73%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-	-	19.03%	15.10%	37.64%	37.46%
FCF Margin	-	-	0.69%	43.80%	35.44%	45.13%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.640	0.640	0.640	0.640	0.630	0.560
Dividend Per Share Growth	0%	0%	0%	1.59%	12.50%	16.67%
Dividend Yield	3.32%	3.91%	4.29%	5.07%	5.01%	3.33%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	19.88	22.32	7.04	10.42
Forward PE	8.91	8.51	9.99	10.78	7.61	10.02
P/FCF Ratio	10.52	11.70	548.48	7.70	7.47	8.65
PS Ratio	-79.94	-30.10	3.78	3.37	2.65	3.90