Horizon Bancorp, Inc. (HBNC)
NASDAQ: HBNC · Real-Time Price · USD
20.69
-0.16 (-0.77%)
At close: Oct 28, 2026, 4:00 PM EDT
21.06
+0.37 (1.78%)
Pre-market: Oct 29, 2026, 4:02 AM EDT
Horizon Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 89.34 | 139.46 | 293.43 | 112.99 | 123.51 | 593.51 |
Investment Securities | 978.39 | 397.84 | 2,112 | 2,795 | 2,370 | 2,064 |
Trading Asset Securities | 3.98 | 17.64 | 29.05 | 26.71 | 44.88 | 15.46 |
Mortgage-Backed Securities | - | 494.17 | 14.54 | 140.88 | 657.85 | 656.13 |
Total Investments | 982.37 | 909.65 | 2,156 | 2,963 | 3,072 | 2,736 |
Gross Loans | 5,006 | 4,883 | 4,862 | 4,418 | 4,158 | 3,659 |
Allowance for Loan Losses | -52.31 | -51.3 | -51.98 | -50.03 | -50.46 | -54.29 |
Other Adjustments to Gross Loans | - | -6.8 | -14.9 | - | - | - |
Net Loans | 4,954 | 4,825 | 4,795 | 4,368 | 4,108 | 3,604 |
Property, Plant & Equipment | 92.13 | 92.81 | 93.86 | 94.58 | 92.68 | 93.44 |
Goodwill | 155.21 | 155.21 | 155.21 | 155.21 | 155.21 | 154.57 |
Other Intangible Assets | 5.21 | 7.18 | 10.22 | 13.63 | 17.24 | 20.94 |
Loans Held for Sale | 3.52 | 9.78 | 67.6 | 1.42 | 5.81 | 12.58 |
Accrued Interest Receivable | 27.34 | 29.73 | 39.75 | 38.71 | 35.29 | 26.14 |
Other Real Estate Owned & Foreclosed | 4.45 | 1.69 | 0.42 | 1.51 | 2.14 | 3.56 |
Other Long-Term Assets | 270.48 | 220.15 | 135.72 | 157.79 | 233.94 | 142.67 |
Total Assets | 6,591 | 6,437 | 7,801 | 7,940 | 7,873 | 7,412 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,372 | 3,634 | 3,986 | 3,916 | 4,029 | 4,143 |
Institutional Deposits | - | 562.64 | 549.36 | 632.85 | 551.37 | 299.54 |
Non-Interest Bearing Deposits | 1,109 | 1,079 | 1,065 | 1,116 | 1,278 | 1,360 |
Total Deposits | 5,481 | 5,275 | 5,601 | 5,665 | 5,858 | 5,803 |
Short-Term Borrowings | 23.99 | 102.31 | 118.73 | 160.05 | 315.29 | 149.13 |
Accrued Interest Payable | 6.49 | 12.89 | 11.14 | 22.25 | 5.38 | 2.24 |
Long-Term Debt | 248.96 | 108.09 | 67.93 | 522.3 | 353.85 | 115.21 |
Federal Home Loan Bank Debt, Long-Term | - | 150.08 | 1,130 | 750.26 | 575.38 | 525.48 |
Trust Preferred Securities | 57.84 | 57.69 | 57.48 | 57.26 | 57.03 | 56.79 |
Pension & Post-Retirement Benefits | - | 11 | 10.7 | 10.6 | 10.1 | - |
Other Long-Term Liabilities | 73.2 | 30.89 | 40.79 | 34.06 | 20.35 | 36.85 |
Total Liabilities | 5,892 | 5,748 | 7,038 | 7,222 | 7,195 | 6,689 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Additional Paid-In Capital | 461.3 | 459.24 | 363.76 | 356.4 | 354.19 | 352.12 |
Retained Earnings | 310.02 | 255 | 436.12 | 429.02 | 429.39 | 363.74 |
Comprehensive Income & Other | -72.01 | -26 | -36.3 | -66.61 | -106.2 | 7.35 |
Total Common Equity | 699.3 | 688.25 | 763.58 | 718.81 | 677.38 | 723.21 |
Shareholders' Equity | 699.3 | 688.25 | 763.58 | 718.81 | 677.38 | 723.21 |
Total Liabilities & Equity | 6,591 | 6,437 | 7,801 | 7,940 | 7,873 | 7,412 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 330.78 | 418.16 | 1,374 | 1,490 | 1,302 | 846.6 |
Net Cash (Debt) | -116.5 | -261.07 | -1,051 | -934.44 | -1,130 | -232.86 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -2.27 | -5.62 | -23.85 | -21.31 | -25.87 | -5.30 |
Filing Date Shares Outstanding | 51.11 | 51.23 | 44.01 | 44.11 | 43.58 | 43.56 |
Total Common Shares Outstanding | 51.11 | 51.22 | 44.23 | 43.65 | 43.57 | 43.55 |
Book Value Per Share | 13.68 | 13.44 | 17.27 | 16.47 | 15.55 | 16.61 |
Tangible Book Value | 538.88 | 525.86 | 598.15 | 549.98 | 504.93 | 547.7 |
Tangible Book Value Per Share | 10.54 | 10.27 | 13.52 | 12.60 | 11.59 | 12.58 |