Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-148.26	-150.48	35.43	27.98	93.41	87.09
Depreciation & Amortization	10.7	10.3	10.33	10.94	10.75	9.8
Provision for Credit Losses	0.91	1.9	5.39	2.46	-1.82	-2.08
Stock-Based Compensation	1.72	1.62	4.59	3.59	2.48	1.82
Net Change in Loans Held-for-Sale	-6.67	-5.13	-68.38	3.17	3.59	-3.25
Other Adjustments	305.85	216.83	30.77	35.82	10.76	11
Changes in Trading Assets	-5.43	-3.86	-	-	-	-
Changes in Accrued Interest and Accounts Receivable	9.65	10.01	-1.04	-3.42	-9.16	-4.22
Changes in Accounts Payable	-2.9	1.76	-11.11	16.87	3.15	-0.49
Changes in Other Operating Activities	3.14	-3.71	0.4	-8.47	-18.78	6.69
Operating Cash Flow	84.75	79.23	6.37	88.94	94.38	106.35
Operating Cash Flow Growth	462.40%	1144.20%	-92.84%	-5.77%	-11.25%	34.86%
Net Change in Loans Held-for-Investment	-2.49	35	-457.08	-265.46	-503.48	480.03
Net Change in Securities and Investments	1,482	945.84	363.34	530	-468.84	-1,448
Capital Expenditures	-3.88	-4.96	-5.08	-7.78	-6.43	-1.44
Sale of Property, Plant & Equipment	1.23	0.9	2	2.98	5.26	1.29
Other Investing Activities	2.33	2.71	44.04	69.77	-46.45	622.96
Investing Cash Flow	-70.69	979.48	-52.78	329.52	-1,020	-344.85
Net Change in Deposits	-343.48	-325.24	-64.24	-192.88	54.78	425.45
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-21.85	-1.44	-46.12	-1.84	7.07	21.34
Long-Term Debt Issued	92.85	238.51	512.76	866.1	1,179	244.55
Long-Term Debt Repaid	752.56	1,189	563.52	657.29	755.61	76.37
Net Long-Term Debt Issued (Repaid)	845.41	1,427	1,076	1,523	1,934	320.93
Issuance of Common Stock	-	97.95	4.15	-	0.15	1.06
Repurchase of Common Stock	0.39	4.09	1.37	1.22	1.82	8.96
Net Common Stock Issued (Repurchased)	0.39	102.04	5.52	1.22	1.97	10.02
Common Dividends Paid	-30.6	-29.49	-28.33	-28.31	-27.77	-24.77
Financing Cash Flow	-918.79	-1,213	-186.68	-15.44	455.55	582.3
Net Cash Flow	89.41	-153.97	-233.08	403.01	-470	343.8
Free Cash Flow	80.87	74.28	1.28	81.16	87.95	104.91
Free Cash Flow Growth	8.87%	5684.66%	-98.42%	-7.72%	-16.16%	43.73%
FCF Margin	-349.11%	-257.34%	0.69%	43.80%	35.35%	44.48%
Free Cash Flow Per Share	1.67	1.60	0.03	1.85	2.01	2.39
Levered Free Cash Flow	708.43	1,286	1,105	1,560	2,007	418.35
Unlevered Free Cash Flow	11.28	9.55	-6.51	8.14	-20.47	10.33

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q