Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-143.99	-150.48	35.43	27.98	93.41	87.09
Depreciation & Amortization	12.96	12.4	12.3	11.97	13.1	13.88
Gain (Loss) on Sale of Assets	-0.1	-0.07	-0.45	-0.3	-0.72	-0.09
Gain (Loss) on Sale of Investments	308.07	304.04	47.55	42.12	12.15	9.38
Total Asset Writedown	-	-	-	-	-2.59	-2.58
Provision for Credit Losses	-0.64	1.9	5.39	2.46	-1.82	-2.08
Net Decrease (Increase) in Loans Originated / Sold - Operating	2.61	-0.33	-64.17	7.49	10.75	15.91
Accrued Interest Receivable	9.35	10.01	-1.04	-3.42	-9.16	-4.22
Change in Other Net Operating Assets	19.32	-3.71	0.4	-8.47	-18.78	6.69
Other Operating Activities	-103.05	-93.42	-18.3	-7.03	-0.42	0.22
Operating Cash Flow	98.42	79.23	6.37	88.94	94.38	106.35
Operating Cash Flow Growth	427.70%	1144.20%	-92.84%	-5.77%	-11.25%	34.86%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-4.34	-4.96	-5.08	-7.78	-6.43	-1.44
Cash Acquisitions	-	-	-	-	-	622.18
Investment in Securities	872.26	937.73	382.66	537.84	-466.6	-1,446
Net Decrease (Increase) in Loans Originated / Sold - Investing	18.85	35	-457.08	-265.46	-503.48	480.03
Other Investing Activities	42.48	11.71	26.73	64.91	-43.42	0.65
Investing Cash Flow	929.25	979.48	-52.78	329.52	-1,020	-344.85

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	-	7.07	21.34
Long-Term Debt Issued	-	238.51	512.76	866.1	1,179	244.55
Total Debt Issued	19.58	238.51	512.76	866.1	1,186	265.89
Short-Term Debt Repaid	-	-1.44	-46.12	-1.84	-	-
Long-Term Debt Repaid	-	-1,189	-563.52	-657.29	-755.61	-76.37
Total Debt Repaid	-733.93	-1,190	-609.64	-659.13	-755.61	-76.37
Net Debt Issued (Repaid)	-714.36	-951.83	-96.88	206.97	430.21	189.52
Issuance of Common Stock	98.23	97.95	4.15	-	0.15	1.06
Repurchase of Common Stock	-	-	-	-	-	-7.61
Common Dividends Paid	-31.74	-29.49	-28.33	-28.31	-27.77	-24.77
Total Dividends Paid	-31.74	-29.49	-28.33	-28.31	-27.77	-24.77
Net Increase (Decrease) in Deposit Accounts	-299.53	-325.24	-64.24	-192.88	54.78	425.45
Other Financing Activities	-0.24	-4.09	-1.37	-1.22	-1.82	-1.36
Financing Cash Flow	-947.63	-1,213	-186.68	-15.44	455.55	582.3

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	80.03	-153.97	-233.08	403.01	-470	343.8

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	94.08	74.28	1.28	81.16	87.95	104.91
Free Cash Flow Growth	619.83%	5684.66%	-98.42%	-7.72%	-16.16%	43.73%
Free Cash Flow Margin	-	-	0.69%	43.80%	35.44%	45.13%
Free Cash Flow Per Share	1.88	1.60	0.03	1.85	2.01	2.39

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	112.84	131.54	178.89	119.69	33.37	18.78
Cash Income Tax Paid	15.36	27.41	10.71	2.14	0.8	1.65

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 8, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 2, 2026

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