Horizon Bancorp, Inc. (HBNC)
NASDAQ: HBNC · Real-Time Price · USD
20.69
-0.16 (-0.77%)
At close: Oct 28, 2026, 4:00 PM EDT
21.06
+0.37 (1.78%)
Pre-market: Oct 29, 2026, 4:02 AM EDT
Horizon Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -150.48 | 35.43 | 27.98 | 93.41 | 87.09 |
Depreciation & Amortization | 12.4 | 12.3 | 11.97 | 13.1 | 13.88 |
Gain (Loss) on Sale of Assets | -0.07 | -0.45 | -0.3 | -0.72 | -0.09 |
Gain (Loss) on Sale of Investments | 304.04 | 47.55 | 42.12 | 12.15 | 9.38 |
Total Asset Writedown | - | - | - | -2.59 | -2.58 |
Provision for Credit Losses | 1.9 | 5.39 | 2.46 | -1.82 | -2.08 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.33 | -64.17 | 7.49 | 10.75 | 15.91 |
Accrued Interest Receivable | 10.01 | -1.04 | -3.42 | -9.16 | -4.22 |
Change in Other Net Operating Assets | -3.71 | 0.4 | -8.47 | -18.78 | 6.69 |
Other Operating Activities | -93.42 | -18.3 | -7.03 | -0.42 | 0.22 |
Operating Cash Flow | 79.23 | 6.37 | 88.94 | 94.38 | 106.35 |
Operating Cash Flow Growth | 1144.20% | -92.84% | -5.77% | -11.25% | 34.86% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -4.96 | -5.08 | -7.78 | -6.43 | -1.44 |
Cash Acquisitions | - | - | - | - | 622.18 |
Investment in Securities | 937.73 | 382.66 | 537.84 | -466.6 | -1,446 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 35 | -457.08 | -265.46 | -503.48 | 480.03 |
Other Investing Activities | 11.71 | 26.73 | 64.91 | -43.42 | 0.65 |
Investing Cash Flow | 979.48 | -52.78 | 329.52 | -1,020 | -344.85 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 7.07 | 21.34 |
Long-Term Debt Issued | 238.51 | 512.76 | 866.1 | 1,179 | 244.55 |
Total Debt Issued | 238.51 | 512.76 | 866.1 | 1,186 | 265.89 |
Short-Term Debt Repaid | -1.44 | -46.12 | -1.84 | - | - |
Long-Term Debt Repaid | -1,189 | -563.52 | -657.29 | -755.61 | -76.37 |
Total Debt Repaid | -1,190 | -609.64 | -659.13 | -755.61 | -76.37 |
Net Debt Issued (Repaid) | -951.83 | -96.88 | 206.97 | 430.21 | 189.52 |
Issuance of Common Stock | 97.95 | 4.15 | - | 0.15 | 1.06 |
Repurchase of Common Stock | - | - | - | - | -7.61 |
Common Dividends Paid | -29.49 | -28.33 | -28.31 | -27.77 | -24.77 |
Total Dividends Paid | -29.49 | -28.33 | -28.31 | -27.77 | -24.77 |
Net Increase (Decrease) in Deposit Accounts | -325.24 | -64.24 | -192.88 | 54.78 | 425.45 |
Other Financing Activities | -4.09 | -1.37 | -1.22 | -1.82 | -1.36 |
Financing Cash Flow | -1,213 | -186.68 | -15.44 | 455.55 | 582.3 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -153.97 | -233.08 | 403.01 | -470 | 343.8 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 74.28 | 1.28 | 81.16 | 87.95 | 104.91 |
Free Cash Flow Growth | 5684.66% | -98.42% | -7.72% | -16.16% | 43.73% |
Free Cash Flow Margin | - | 0.69% | 43.80% | 35.44% | 45.13% |
Free Cash Flow Per Share | 1.60 | 0.03 | 1.85 | 2.01 | 2.39 |