Horizon Bancorp Statistics
Total Valuation
Horizon Bancorp has a market cap or net worth of $1.09 billion. The enterprise value is $1.20 billion.
| Market Cap | 1.09B |
| Enterprise Value | 1.20B |
Important Dates
The last earnings date was Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Oct 2, 2026 |
Share Statistics
Horizon Bancorp has 51.35 million shares outstanding. The number of shares has increased by 14.73% in one year.
| Current Share Class | 51.35M |
| Shares Outstanding | 51.35M |
| Shares Change (YoY) | +14.73% |
| Shares Change (QoQ) | +0.10% |
| Owned by Insiders (%) | 2.26% |
| Owned by Institutions (%) | 79.05% |
| Float | 50.19M |
Valuation Ratios
The trailing PE ratio is 10.26 and the forward PE ratio is 9.64.
| PE Ratio | 10.26 |
| Forward PE | 9.64 |
| PS Ratio | 3.67 |
| Forward PS | 3.41 |
| PB Ratio | 1.53 |
| P/TBV Ratio | 2.02 |
| P/FCF Ratio | 11.58 |
| P/OCF Ratio | 11.07 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 11.26 |
| EV / Sales | 4.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.77 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.50 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.69%.
| Return on Equity (ROE) | 15.69% |
| Return on Assets (ROA) | 1.60% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.63% |
| Revenue Per Employee | $604,436 |
| Profits Per Employee | $217,240 |
| Employee Count | 491 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Horizon Bancorp has paid $23.40 million in taxes.
| Income Tax | 23.40M |
| Effective Tax Rate | 17.99% |
Stock Price Statistics
The stock price has increased by +32.84% in the last 52 weeks. The beta is 0.82, so Horizon Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | +32.84% |
| 50-Day Moving Average | 19.77 |
| 200-Day Moving Average | 18.80 |
| Relative Strength Index (RSI) | 63.07 |
| Average Volume (20 Days) | 562,488 |
Short Selling Information
The latest short interest is 2.71 million, so 5.29% of the outstanding shares have been sold short.
| Short Interest | 2.71M |
| Short Previous Month | 2.54M |
| Short % of Shares Out | 5.29% |
| Short % of Float | 5.41% |
| Short Ratio (days to cover) | 4.03 |
Income Statement
In the last 12 months, Horizon Bancorp had revenue of $296.78 million and earned $106.67 million in profits. Earnings per share was $2.07.
| Revenue | 296.78M |
| Gross Profit | 296.78M |
| Operating Income | 136.69M |
| Pretax Income | 130.06M |
| Net Income | 106.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.07 |
Balance Sheet
The company has $236.18 million in cash and $348.54 million in debt, with a net cash position of -$112.36 million or -$2.19 per share.
| Cash & Cash Equivalents | 236.18M |
| Total Debt | 348.54M |
| Net Cash | -112.36M |
| Net Cash Per Share | -$2.19 |
| Equity (Book Value) | 699.30M |
| Book Value Per Share | 13.62 |
| Working Capital | -5.26B |
Cash Flow
In the last 12 months, operating cash flow was $98.42 million and capital expenditures -$4.34 million, giving a free cash flow of $94.08 million.
| Operating Cash Flow | 98.42M |
| Capital Expenditures | -4.34M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -714.36M |
| Free Cash Flow | 94.08M |
| FCF Per Share | $1.83 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.06% |
| Pretax Margin | 43.82% |
| Profit Margin | 35.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 3.02%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 3.02% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 30.90% |
| FCF Payout Ratio | 34.93% |
| Buyback Yield | -14.73% |
| Shareholder Yield | -11.71% |
| Earnings Yield | 9.75% |
| FCF Yield | 8.64% |
Analyst Forecast
The average price target for Horizon Bancorp is $23.80, which is 12.05% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $23.80 |
| Price Target Difference | 12.05% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 6.23% |
| EPS Growth Forecast (3Y) | -9.06% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on June 18, 2018. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Jun 18, 2018 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |