Horizon Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-150.48	35.43	27.98	93.41	87.09
Depreciation & Amortization	10.3	10.33	10.94	10.75	9.8
Provision for Credit Losses	1.9	5.39	2.46	-1.82	-2.08
Stock-Based Compensation	1.62	4.59	3.59	2.48	1.82
Net Change in Loans Held-for-Sale	-5.13	-68.38	3.17	3.59	-3.25
Other Adjustments	216.83	30.77	35.82	10.76	11
Changes in Trading Assets	-3.86	-	-	-	-
Changes in Accrued Interest and Accounts Receivable	10.01	-1.04	-3.42	-9.16	-4.22
Changes in Accounts Payable	1.76	-11.11	16.87	3.15	-0.49
Changes in Other Operating Activities	-3.71	0.4	-8.47	-18.78	6.69
Operating Cash Flow	79.23	6.37	88.94	94.38	106.35
Operating Cash Flow Growth	1144.20%	-92.84%	-5.77%	-11.25%	34.86%
Net Change in Loans Held-for-Investment	35	-457.08	-265.46	-503.48	480.03
Net Change in Securities and Investments	945.84	363.34	530	-468.84	-1,448
Capital Expenditures	-4.96	-5.08	-7.78	-6.43	-1.44
Sale of Property, Plant & Equipment	0.9	2	2.98	5.26	1.29
Other Investing Activities	2.71	44.04	69.77	-46.45	622.96
Investing Cash Flow	979.48	-52.78	329.52	-1,020	-344.85
Net Change in Deposits	-325.24	-64.24	-192.88	54.78	425.45
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-1.44	-46.12	-1.84	7.07	21.34
Long-Term Debt Issued	238.51	512.76	866.1	1,179	244.55
Long-Term Debt Repaid	1,189	563.52	657.29	755.61	76.37
Net Long-Term Debt Issued (Repaid)	1,427	1,076	1,523	1,934	320.93
Issuance of Common Stock	97.95	4.15	-	0.15	1.06
Repurchase of Common Stock	4.09	1.37	1.22	1.82	8.96
Net Common Stock Issued (Repurchased)	102.04	5.52	1.22	1.97	10.02
Common Dividends Paid	-29.49	-28.33	-28.31	-27.77	-24.77
Financing Cash Flow	-1,213	-186.68	-15.44	455.55	582.3
Net Cash Flow	-153.97	-233.08	403.01	-470	343.8
Free Cash Flow	74.28	1.28	81.16	87.95	104.91
Free Cash Flow Growth	5684.66%	-98.42%	-7.72%	-16.16%	43.73%
FCF Margin	-257.35%	0.69%	43.80%	35.35%	44.48%
Free Cash Flow Per Share	1.60	0.03	1.85	2.01	2.39
Levered Free Cash Flow	1,286	1,105	1,560	2,007	418.35
Unlevered Free Cash Flow	9.55	-6.51	8.14	-20.47	10.33

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q