Mechanics Bancorp (MCHB)
NASDAQ: MCHB · Real-Time Price · USD
16.71
+0.02 (0.12%)
Aug 5, 2026, 2:18 PM EDT - Market open

Mechanics Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Interest Income
684.87585.72120.09166.75233.31227.06
Net Interest Income Growth
112.09%387.75%-27.98%-28.53%2.75%8.82%
Non-Interest Income
233.12222.91-44.3941.9251.57119.98
Non-Interest Income Growth
1009.75%---18.71%-57.02%-19.68%
Revenues Before Loan Losses
917.98808.6275.7208.67284.88347.03
Provision for Credit Losses
48.7919.52--0.44-5.2-15
869.19789.1175.7209.12290.08362.03
Revenue Growth
157.22%942.39%-63.80%-27.91%-19.88%7.25%
Compensation Expenses
254.37219.32107.42111.06115.53132.02
Selling, General & Admin
177.16144.3688.7990.9589.8983.33
Other Non-Interest Expenses
116.2105.88-39.86--
Total Non-Interest Expense
163.33469.56196.21241.87205.42215.34
Pretax Income
705.86319.55-120.51-32.7684.66146.69
Provision for Income Taxes
-10.0653.8123.83-5.2518.1231.27
Net Income
268.14265.74-144.34-27.5166.54115.42
Net Income to Common
268.14265.74-144.34-27.5166.54115.42
Net Income Growth
-----42.35%44.30%
Shares Outstanding (Basic)
218209202646421
Shares Outstanding (Diluted)
218209202646421
Shares Change
8.18%3.31%214.34%0.02%203.96%-8.38%
EPS (Basic)
1.181.220.143143.953372.605.53
EPS (Diluted)
1.181.220.143141.263369.985.46
EPS Growth
38.82%771.43%-100.00%-6.79%61621.24%57.35%
Free Cash Flow
-187.08285.894.21211.54170.09
Free Cash Flow Growth
--34.56%6685.95%-98.01%24.37%-
Free Cash Flow Per Share
-0.901.410.073.298.04
Dividends Per Share
-0.2100.4500.4991.1090.245
Dividend Growth
--53.33%-9.86%-54.97%351.79%-
Profit Margin
30.85%33.68%-190.67%-13.15%22.94%31.88%
FCF Margin
-23.71%377.65%2.01%72.93%46.98%
Effective Tax Rate
-1.43%16.84%-19.78%16.02%21.40%21.32%