HealthEquity Balance Sheet

Financials in millions USD. Fiscal year is February - January.

Millions USD. Fiscal year is Feb - Jan.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022	Jan '21 Jan 31, 2021
Cash & Equivalents	309.26	295.95	403.98	254.27	225.41	328.8
Cash & Short-Term Investments	309.26	295.95	403.98	254.27	225.41	328.8
Cash Growth	-4.00%	-26.74%	58.88%	12.80%	-31.44%	71.50%
Accounts Receivable	111.24	118.01	104.89	96.84	87.43	72.77
Other Current Assets	78.21	63.8	48.56	31.79	38.5	58.61
Total Current Assets	498.71	477.75	557.44	382.89	351.34	460.18
Net Property, Plant & Equipment	41.44	46.42	54.39	69.32	86.99	118.61
Other Intangible Assets	1,125	1,205	835.95	936.36	973.14	767
Goodwill	1,648	1,648	1,648	1,648	1,646	1,327
Other Long-Term Assets	85.01	71.57	67.87	52.18	49.81	37.42
Total Assets	3,398	3,449	3,164	3,089	3,107	2,710
Accounts Payable	19.55	14.36	12.04	13.9	27.54	1.61
Accrued Expenses	91.15	131.96	95.65	89.5	104.73	126.55
Current Portion of Long-Term Debt	-	-	-	17.5	8.75	62.5
Current Portion of Leases	9.93	10	9.4	10.16	12.17	14.04
Total Current Liabilities	120.63	156.32	117.09	131.06	153.19	204.7
Long-Term Debt	982.11	1,056	874.97	907.84	922.08	924.22
Long-Term Leases	36.23	42.22	48.77	58.99	65.23	74.22
Other Long-Term Liabilities	125.07	78.8	87.94	95.37	114.03	128.54
Total Long-Term Liabilities	1,143	1,177	1,012	1,062	1,101	1,127
Total Liabilities	1,264	1,334	1,129	1,193	1,255	1,332
Common Stock	0.01	0.01	0.01	0.01	0.01	0
Additional Paid-in Capital	1,917	1,906	1,829	1,746	1,677	1,158
Accumulated Other Comprehensive Income	8.84	-	-	-	-	-
Retained Earnings	207.94	209.27	205.63	149.92	176.06	220.35
Shareholders' Equity	2,134	2,115	2,035	1,896	1,853	1,379
Total Liabilities & Equity	3,398	3,449	3,164	3,089	3,107	2,710
Total Debt	1,028	1,109	933.14	994.49	1,008	1,075
Net Cash (Debt)	-719.01	-812.57	-529.16	-740.22	-782.82	-746.18
Net Cash Per Share	-8.18	-9.15	-6.08	-8.77	-9.42	-9.86
Book Value	2,134	2,115	2,035	1,896	1,853	1,379
Book Value Per Share	24.27	23.81	23.40	22.45	22.28	18.22
Tangible Book Value	-638.89	-737.89	-449.07	-688.86	-766.4	-715.48
Tangible Book Value Per Share	-7.27	-8.31	-5.16	-8.16	-9.22	-9.45

Updated Oct 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q