HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 11, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021
Market Capitalization	6,570	9,569	6,485	5,150	4,468	6,433
Market Cap Growth	-27.34%	47.56%	25.91%	15.28%	-30.55%	37.38%
Enterprise Value	7,291	10,382	7,085	5,938	4,829	7,225
Last Close Price	76.92	110.42	75.58	60.85	53.44	83.55
PE Ratio	35.34	98.96	116.40	-	-	728.16
Forward PE	17.73	31.70	28.55	36.76	40.27	50.84
PS Ratio	5.15	7.98	6.49	5.98	5.91	8.77
PB Ratio	3.09	4.53	3.19	2.72	2.41	4.67
P/FCF Ratio	15.91	28.33	26.89	34.97	33.82	38.17
P/OCF Ratio	15.84	28.16	26.71	34.19	31.69	35.42
PEG Ratio	1.04	1.28	1.17	1.33	3.58	4.27
EV/Sales Ratio	5.65	8.65	7.09	6.89	6.38	9.85
EV/EBITDA Ratio	16.04	28.42	25.20	29.86	27.17	36.88
EV/EBIT Ratio	24.35	51.18	55.30	157.71	119.04	90.31
EV/FCF Ratio	17.66	30.74	29.38	40.32	36.56	42.87
Debt / Equity Ratio	0.48	0.52	0.46	0.53	0.54	0.78
Debt / EBITDA Ratio	2.24	2.99	3.24	4.78	5.29	5.11
Debt / FCF Ratio	2.49	3.28	3.87	6.75	7.63	6.38
Asset Turnover	0.38	0.36	0.32	0.28	0.26	0.28
Quick Ratio	3.49	2.65	4.35	2.68	2.04	1.96
Current Ratio	4.13	3.06	4.76	2.92	2.29	2.25
Return on Equity (ROE)	9.01%	4.66%	2.83%	-1.40%	-2.74%	0.73%
Return on Assets (ROA)	5.44%	3.84%	2.56%	0.76%	0.87%	1.90%
Return on Invested Capital (ROIC)	8.11%	6.16%	3.66%	1.43%	1.70%	3.75%
Return on Capital Employed (ROCE)	9.10%	6.20%	4.20%	1.30%	1.40%	3.20%
Earnings Yield	2.92%	1.01%	0.86%	-0.51%	-0.99%	0.14%
FCF Yield	6.28%	3.53%	3.72%	2.86%	2.96%	2.62%
Buyback Yield / Dilution	0.34%	-2.15%	-2.98%	-1.57%	-9.85%	-10.56%

Updated Oct 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q