HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 12, 2024	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021	Jan 31, 2020
Market Capitalization	8,750	6,485	5,150	4,468	6,433	4,682
Market Cap Growth	17.59%	25.91%	15.28%	-30.55%	37.38%	20.39%
Enterprise Value	9,580	7,085	5,938	4,829	7,225	5,819
Last Close Price	100.20	75.58	60.85	53.44	83.55	66.06
PE Ratio	83.53	118.09	-	-	702.10	113.90
Forward PE	30.68	28.55	36.76	40.27	50.84	42.91
PS Ratio	7.87	6.49	5.98	5.91	8.77	8.80
PB Ratio	4.06	3.19	2.72	2.41	4.67	4.54
P/FCF Ratio	28.67	26.89	34.97	33.82	38.17	47.91
P/OCF Ratio	28.43	26.71	34.19	31.69	35.42	44.59
PEG Ratio	1.25	1.17	1.33	3.58	4.27	1.97
EV/Sales Ratio	8.72	7.09	6.89	6.38	9.85	10.94
EV/EBITDA Ratio	28.39	25.20	29.86	27.17	36.88	35.38
EV/EBIT Ratio	53.47	55.30	157.71	119.04	90.31	53.33
EV/FCF Ratio	31.39	29.38	40.32	36.56	42.87	59.54
Debt / Equity Ratio	0.54	0.46	0.52	0.54	0.78	1.26
Debt / EBITDA Ratio	3.38	3.24	4.78	5.29	5.11	7.53
Debt / FCF Ratio	3.79	3.87	6.75	7.63	6.38	13.31
Asset Turnover	0.33	0.32	0.28	0.26	0.28	0.35
Quick Ratio	3.60	4.35	2.68	2.04	1.96	1.73
Current Ratio	4.10	4.76	2.92	2.29	2.25	1.96
Return on Equity (ROE)	5.15%	2.83%	-1.39%	-2.74%	0.73%	5.26%
Return on Assets (ROA)	3.40%	2.56%	0.76%	0.87%	1.90%	4.44%
Return on Capital (ROIC)	3.61%	2.73%	0.82%	0.95%	2.09%	4.86%
Earnings Yield	1.21%	0.86%	-0.51%	-0.99%	0.14%	0.85%
FCF Yield	3.49%	3.72%	2.86%	2.96%	2.62%	2.09%
Buyback Yield / Dilution	-3.02%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%
Total Shareholder Return	-3.02%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%

Source: S&P Capital IQ. Standard template. Financial Sources.