HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 29, 2025	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021
Market Capitalization	8,748	9,569	6,485	5,150	4,468	6,433
Market Cap Growth	47.56%	47.56%	25.91%	15.28%	-30.55%	37.38%
Enterprise Value	9,561	10,382	7,085	5,938	4,829	7,225
Last Close Price	100.98	110.42	75.58	60.85	53.44	83.55
PE Ratio	92.64	98.96	116.40	-	-	728.16
Forward PE	27.88	31.70	28.55	36.76	40.27	50.84
PS Ratio	7.31	7.98	6.49	5.98	5.91	8.77
PB Ratio	4.13	4.53	3.19	2.72	2.41	4.67
P/FCF Ratio	25.90	28.33	26.89	34.97	33.82	38.17
P/OCF Ratio	25.74	28.16	26.71	34.19	31.69	35.42
PEG Ratio	1.27	1.28	1.17	1.33	3.58	4.27
EV/Sales Ratio	7.97	8.65	7.09	6.89	6.38	9.85
EV/EBITDA Ratio	26.17	28.42	25.20	29.86	27.17	36.88
EV/EBIT Ratio	47.13	51.18	55.30	157.71	119.04	90.31
EV/FCF Ratio	28.30	30.74	29.38	40.32	36.56	42.87
Debt / Equity Ratio	0.52	0.52	0.46	0.53	0.54	0.78
Debt / EBITDA Ratio	2.99	2.99	3.24	4.78	5.29	5.11
Debt / FCF Ratio	3.28	3.28	3.87	6.75	7.63	6.38
Asset Turnover	0.36	0.36	0.32	0.28	0.26	0.28
Quick Ratio	2.65	2.65	4.35	2.68	2.04	1.96
Current Ratio	3.06	3.06	4.76	2.92	2.29	2.25
Return on Equity (ROE)	4.66%	4.66%	2.83%	-1.40%	-2.74%	0.73%
Return on Assets (ROA)	3.84%	3.84%	2.56%	0.76%	0.87%	1.90%
Return on Capital (ROIC)	4.10%	4.10%	2.73%	0.82%	0.95%	2.09%
Return on Capital Employed (ROCE)	6.20%	6.20%	4.20%	1.30%	1.40%	3.20%
Earnings Yield	1.11%	1.01%	0.86%	-0.51%	-0.99%	0.14%
FCF Yield	3.86%	3.53%	3.72%	2.86%	2.96%	2.62%
Buyback Yield / Dilution	-2.15%	-2.15%	-2.98%	-1.57%	-9.85%	-10.56%

Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q