HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Year Ending	Current	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021	Jan 31, 2020
Market Capitalization	6,385	6,485	5,150	4,468	6,433	4,682
Market Cap Growth	50.03%	25.91%	15.28%	-30.55%	37.38%	20.39%
Enterprise Value	7,117	7,014	5,891	5,250	7,179	5,792
PE Ratio	79.76	116.40	-197.01	-100.87	728.16	118.05
PS Ratio	6.12	6.49	5.98	5.91	8.77	8.80
PB Ratio	3.04	3.19	2.72	2.41	4.67	4.55
P/FCF Ratio	27.86	32.42	50.44	64.39	54.97	64.97
P/OCF Ratio	23.07	26.71	34.19	31.69	35.42	44.59
EV/Sales Ratio	6.83	7.02	6.84	6.94	9.79	10.89
EV/EBITDA Ratio	23.45	24.73	34.34	49.06	46.34	46.98
EV/EBIT Ratio	47.28	53.75	570.35	-174.04	183.97	85.26
EV/FCF Ratio	31.05	35.07	57.69	75.68	61.34	80.36
Debt / Equity Ratio	0.47	0.46	0.52	0.54	0.78	1.26
Debt / EBITDA Ratio	3.24	3.29	5.80	9.42	6.94	10.55
Debt / FCF Ratio	4.29	4.67	9.74	14.53	9.19	18.05
Quick Ratio	3.88	4.35	2.68	2.04	1.96	1.73
Current Ratio	4.39	4.76	2.92	2.29	2.25	1.96
Asset Turnover	0.33	0.32	0.28	0.24	0.28	0.31
Interest Coverage	2.88	2.35	0.21	-0.82	1.12	2.74
Return on Equity (ROE)	4.00%	2.80%	-1.40%	-2.40%	0.70%	4.40%
Return on Assets (ROA)	2.60%	1.80%	-0.90%	-1.40%	0.30%	2.30%
Return on Capital (ROIC)	3.62%	2.94%	0.31%	-0.85%	2.96%	3.04%
Earnings Yield	1.26%	0.86%	-0.51%	-0.99%	0.14%	0.85%
FCF Yield	3.59%	3.08%	1.98%	1.55%	1.82%	1.54%
Buyback Yield / Dilution	-2.58%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%
Total Shareholder Return	-2.58%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).