HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 2, 2025	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021
Market Capitalization	8,537	9,569	6,485	5,150	4,468	6,433
Market Cap Growth	3.13%	47.56%	25.91%	15.28%	-30.55%	37.38%
Enterprise Value	9,445	10,382	7,085	5,938	4,829	7,225
Last Close Price	102.41	110.42	75.58	60.85	53.44	83.55
PE Ratio	60.51	98.96	116.40	-	-	728.16
Forward PE	24.29	31.70	28.55	36.76	40.27	50.84
PS Ratio	7.00	7.98	6.49	5.98	5.91	8.77
PB Ratio	4.12	4.53	3.19	2.72	2.41	4.67
P/FCF Ratio	23.79	28.33	26.89	34.97	33.82	38.17
P/OCF Ratio	23.70	28.16	26.71	34.19	31.69	35.42
PEG Ratio	1.15	1.28	1.17	1.33	3.58	4.27
EV/Sales Ratio	7.44	8.65	7.09	6.89	6.38	9.85
EV/EBITDA Ratio	21.93	28.42	25.20	29.86	27.17	36.88
EV/EBIT Ratio	34.52	51.18	55.30	157.71	119.04	90.31
EV/FCF Ratio	25.85	30.74	29.38	40.32	36.56	42.87
Debt / Equity Ratio	0.49	0.52	0.46	0.53	0.54	0.78
Debt / EBITDA Ratio	2.43	2.99	3.24	4.78	5.29	5.11
Debt / FCF Ratio	2.89	3.28	3.87	6.75	7.63	6.38
Asset Turnover	0.37	0.36	0.32	0.28	0.26	0.28
Quick Ratio	3.57	2.65	4.35	2.68	2.04	1.96
Current Ratio	4.23	3.06	4.76	2.92	2.29	2.25
Return on Equity (ROE)	6.78%	4.66%	2.83%	-1.40%	-2.74%	0.73%
Return on Assets (ROA)	4.93%	3.84%	2.56%	0.76%	0.87%	1.90%
Return on Capital (ROIC)	5.25%	4.10%	2.73%	0.82%	0.95%	2.09%
Return on Capital Employed (ROCE)	8.30%	6.20%	4.20%	1.30%	1.40%	3.20%
Earnings Yield	1.68%	1.01%	0.86%	-0.51%	-0.99%	0.14%
FCF Yield	4.20%	3.53%	3.72%	2.86%	2.96%	2.62%
Buyback Yield / Dilution	-0.59%	-2.15%	-2.98%	-1.57%	-9.85%	-10.56%

Updated Sep 2, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q