HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 21, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021	Jan 31, 2020
Market Capitalization	9,412	6,485	5,150	4,468	6,433	4,682
Market Cap Growth	21.29%	25.91%	15.28%	-30.55%	37.38%	20.39%
Enterprise Value	10,225	7,085	5,938	4,829	7,225	5,819
Last Close Price	108.60	75.58	60.85	53.44	83.55	66.06
PE Ratio	99.81	116.40	-	-	728.16	118.05
Forward PE	31.17	28.55	36.76	40.27	50.84	42.91
PS Ratio	8.18	6.49	5.98	5.91	8.77	8.80
PB Ratio	4.44	3.19	2.72	2.41	4.67	4.54
P/FCF Ratio	27.77	26.89	34.97	33.82	38.17	47.91
P/OCF Ratio	27.59	26.71	34.19	31.69	35.42	44.59
PEG Ratio	1.26	1.17	1.33	3.58	4.27	1.97
EV/Sales Ratio	8.89	7.09	6.89	6.38	9.85	10.94
EV/EBITDA Ratio	28.33	25.20	29.86	27.17	36.88	35.38
EV/EBIT Ratio	51.20	55.30	157.71	119.04	90.31	53.33
EV/FCF Ratio	30.17	29.38	40.32	36.56	42.87	59.54
Debt / Equity Ratio	0.53	0.46	0.52	0.54	0.78	1.26
Debt / EBITDA Ratio	3.10	3.24	4.78	5.29	5.11	7.53
Debt / FCF Ratio	3.35	3.87	6.75	7.63	6.38	13.31
Asset Turnover	0.35	0.32	0.28	0.26	0.28	0.35
Quick Ratio	2.78	4.35	2.68	2.04	1.96	1.73
Current Ratio	3.20	4.76	2.92	2.29	2.25	1.96
Return on Equity (ROE)	4.70%	2.83%	-1.39%	-2.74%	0.73%	5.26%
Return on Assets (ROA)	3.79%	2.56%	0.76%	0.87%	1.90%	4.44%
Return on Capital (ROIC)	4.04%	2.73%	0.82%	0.95%	2.09%	4.86%
Return on Capital Employed (ROCE)	5.99%	4.21%	1.27%	1.37%	3.19%	4.52%
Earnings Yield	1.03%	0.86%	-0.51%	-0.99%	0.14%	0.85%
FCF Yield	3.60%	3.72%	2.86%	2.96%	2.62%	2.09%
Buyback Yield / Dilution	-2.60%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%
Total Shareholder Return	-2.60%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%

Source: S&P Capital IQ. Standard template. Financial Sources.