HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 21, 2024	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021	Jan 31, 2020
Market Capitalization	9,172	6,485	5,150	4,468	6,433	4,682
Market Cap Growth	17.59%	25.91%	15.28%	-30.55%	37.38%	20.39%
Enterprise Value	9,821	7,085	5,938	4,829	7,225	5,819
Last Close Price	102.96	75.58	60.85	53.44	83.55	66.06
PE Ratio	87.40	116.40	-	-	728.16	118.05
Forward PE	31.77	28.55	36.76	40.27	50.84	42.91
PS Ratio	8.09	6.49	5.98	5.91	8.77	8.80
PB Ratio	4.17	3.19	2.72	2.41	4.67	4.54
P/FCF Ratio	29.46	26.89	34.97	33.82	38.17	47.91
P/OCF Ratio	29.22	26.71	34.19	31.69	35.42	44.59
PEG Ratio	1.27	1.17	1.33	3.58	4.27	1.97
EV/Sales Ratio	8.94	7.09	6.89	6.38	9.85	10.94
EV/EBITDA Ratio	29.11	25.20	29.86	27.17	36.88	35.38
EV/EBIT Ratio	54.81	55.30	157.71	119.04	90.31	53.33
EV/FCF Ratio	32.18	29.38	40.32	36.56	42.87	59.54
Debt / Equity Ratio	0.54	0.46	0.52	0.54	0.78	1.26
Debt / EBITDA Ratio	3.38	3.24	4.78	5.29	5.11	7.53
Debt / FCF Ratio	3.79	3.87	6.75	7.63	6.38	13.31
Asset Turnover	0.33	0.32	0.28	0.26	0.28	0.35
Quick Ratio	3.60	4.35	2.68	2.04	1.96	1.73
Current Ratio	4.10	4.76	2.92	2.29	2.25	1.96
Return on Equity (ROE)	5.15%	2.83%	-1.39%	-2.74%	0.73%	5.26%
Return on Assets (ROA)	3.40%	2.56%	0.76%	0.87%	1.90%	4.44%
Return on Capital (ROIC)	3.61%	2.73%	0.82%	0.95%	2.09%	4.86%
Earnings Yield	1.18%	0.86%	-0.51%	-0.99%	0.14%	0.85%
FCF Yield	3.39%	3.72%	2.86%	2.96%	2.62%	2.09%
Buyback Yield / Dilution	-3.02%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%
Total Shareholder Return	-3.02%	-2.98%	-1.57%	-9.85%	-10.56%	-8.02%

Source: S&P Capital IQ. Standard template. Financial Sources.