HealthEquity, Inc. (HQY)

HealthEquity Ratios and Metrics

Market cap in millions USD. Fiscal year is February - January.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 9, 2025	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022	Jan 31, 2021
Market Capitalization	8,003	9,569	6,485	5,150	4,468	6,433
Market Cap Growth	22.84%	47.56%	25.91%	15.28%	-30.55%	37.38%
Enterprise Value	8,768	10,382	7,085	5,938	4,829	7,225
Last Close Price	93.06	110.42	75.58	60.85	53.44	83.55
PE Ratio	56.34	98.96	116.40	-	-	728.16
Forward PE	22.81	31.70	28.55	36.76	40.27	50.84
PS Ratio	6.36	7.98	6.49	5.98	5.91	8.77
PB Ratio	3.75	4.53	3.19	2.72	2.41	4.67
P/FCF Ratio	21.94	28.33	26.89	34.97	33.82	38.17
P/OCF Ratio	21.85	28.16	26.71	34.19	31.69	35.42
PEG Ratio	1.06	1.28	1.17	1.33	3.58	4.27
EV/Sales Ratio	6.91	8.65	7.09	6.89	6.38	9.85
EV/EBITDA Ratio	20.36	28.42	25.20	29.86	27.17	36.88
EV/EBIT Ratio	32.05	51.18	55.30	157.71	119.04	90.31
EV/FCF Ratio	23.99	30.74	29.38	40.32	36.56	42.87
Debt / Equity Ratio	0.49	0.52	0.46	0.53	0.54	0.78
Debt / EBITDA Ratio	2.43	2.99	3.24	4.78	5.29	5.11
Debt / FCF Ratio	2.89	3.28	3.87	6.75	7.63	6.38
Asset Turnover	0.37	0.36	0.32	0.28	0.26	0.28
Quick Ratio	3.57	2.65	4.35	2.68	2.04	1.96
Current Ratio	4.23	3.06	4.76	2.92	2.29	2.25
Return on Equity (ROE)	6.78%	4.66%	2.83%	-1.40%	-2.74%	0.73%
Return on Assets (ROA)	4.93%	3.84%	2.56%	0.76%	0.87%	1.90%
Return on Capital (ROIC)	5.25%	4.10%	2.73%	0.82%	0.95%	2.09%
Return on Capital Employed (ROCE)	8.30%	6.20%	4.20%	1.30%	1.40%	3.20%
Earnings Yield	1.82%	1.01%	0.86%	-0.51%	-0.99%	0.14%
FCF Yield	4.56%	3.53%	3.72%	2.86%	2.96%	2.62%
Buyback Yield / Dilution	-0.59%	-2.15%	-2.98%	-1.57%	-9.85%	-10.56%

Updated Sep 2, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q