HealthEquity, Inc. (HQY)
NASDAQ: HQY · Real-Time Price · USD
100.20
-0.07 (-0.07%)
Nov 12, 2024, 4:00 PM EST - Market closed

HealthEquity Statistics

Total Valuation

HealthEquity has a market cap or net worth of $8.75 billion. The enterprise value is $9.58 billion.

Market Cap 8.75B
Enterprise Value 9.58B

Important Dates

The next confirmed earnings date is Monday, December 9, 2024, after market close.

Earnings Date Dec 9, 2024
Ex-Dividend Date n/a

Share Statistics

HealthEquity has 87.32 million shares outstanding. The number of shares has increased by 3.02% in one year.

Current Share Class 87.32M
Shares Outstanding 87.32M
Shares Change (YoY) +3.02%
Shares Change (QoQ) +0.36%
Owned by Insiders (%) 1.66%
Owned by Institutions (%) 102.53%
Float 85.83M

Valuation Ratios

The trailing PE ratio is 83.53 and the forward PE ratio is 30.68. HealthEquity's PEG ratio is 1.25.

PE Ratio 83.53
Forward PE 30.68
PS Ratio 7.87
Forward PS 6.90
PB Ratio 4.06
P/TBV Ratio n/a
P/FCF Ratio 28.67
P/OCF Ratio 28.43
PEG Ratio 1.25
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 28.39, with an EV/FCF ratio of 31.39.

EV / Earnings 90.66
EV / Sales 8.72
EV / EBITDA 28.39
EV / EBIT 53.47
EV / FCF 31.39

Financial Position

The company has a current ratio of 4.10, with a Debt / Equity ratio of 0.54.

Current Ratio 4.10
Quick Ratio 3.60
Debt / Equity 0.54
Debt / EBITDA 3.38
Debt / FCF 3.79
Interest Coverage 3.29

Financial Efficiency

Return on equity (ROE) is 5.15% and return on invested capital (ROIC) is 3.61%.

Return on Equity (ROE) 5.15%
Return on Assets (ROA) 3.40%
Return on Capital (ROIC) 3.61%
Revenue Per Employee $348,930
Profits Per Employee $33,547
Employee Count 3,150
Asset Turnover 0.33
Inventory Turnover n/a

Taxes

In the past 12 months, HealthEquity has paid $24.99 million in taxes.

Income Tax 24.99M
Effective Tax Rate 19.12%

Stock Price Statistics

The stock price has increased by +45.24% in the last 52 weeks. The beta is 0.52, so HealthEquity's price volatility has been lower than the market average.

Beta (5Y) 0.52
52-Week Price Change +45.24%
50-Day Moving Average 84.00
200-Day Moving Average 80.61
Relative Strength Index (RSI) 80.19
Average Volume (20 Days) 583,851

Short Selling Information

The latest short interest is 4.19 million, so 4.80% of the outstanding shares have been sold short.

Short Interest 4.19M
Short Previous Month 4.41M
Short % of Shares Out 4.80%
Short % of Float 4.88%
Short Ratio (days to cover) 7.93

Income Statement

In the last 12 months, HealthEquity had revenue of $1.10 billion and earned $105.67 million in profits. Earnings per share was $1.20.

Revenue 1.10B
Gross Profit 713.69M
Operating Income 179.19M
Pretax Income 98.27M
Net Income 105.67M
EBITDA 337.43M
EBIT 179.19M
Earnings Per Share (EPS) $1.20
Full Income Statement

Balance Sheet

The company has $326.89 million in cash and $1.16 billion in debt, giving a net cash position of -$830.56 million or -$9.51 per share.

Cash & Cash Equivalents 326.89M
Total Debt 1.16B
Net Cash -830.56M
Net Cash Per Share -$9.51
Equity (Book Value) 2.16B
Book Value Per Share 24.70
Working Capital 374.72M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $307.74 million and capital expenditures -$2.57 million, giving a free cash flow of $305.17 million.

Operating Cash Flow 307.74M
Capital Expenditures -2.57M
Free Cash Flow 305.17M
FCF Per Share $3.49
Full Cash Flow Statement

Margins

Gross margin is 64.93%, with operating and profit margins of 16.30% and 9.61%.

Gross Margin 64.93%
Operating Margin 16.30%
Pretax Margin 11.89%
Profit Margin 9.61%
EBITDA Margin 30.70%
EBIT Margin 16.30%
FCF Margin 21.98%

Dividends & Yields

HealthEquity does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -3.02%
Shareholder Yield -3.02%
Earnings Yield 1.21%
FCF Yield 3.49%
Dividend Details

Analyst Forecast

The average price target for HealthEquity is $103.82, which is 3.61% higher than the current price. The consensus rating is "Strong Buy".

Price Target $103.82
Price Target Difference 3.61%
Analyst Consensus Strong Buy
Analyst Count 11
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

HealthEquity has an Altman Z-Score of 3.58 and a Piotroski F-Score of 7.

Altman Z-Score 3.58
Piotroski F-Score 7