HV Bancorp, Inc. (HVBC)
Total Valuation
HV Bancorp has a market cap or net worth of $41.22 million. The enterprise value is -$34.28 million.
| Market Cap | 41.22M |
| Enterprise Value | -34.28M |
Important Dates
The next earnings date is Friday, August 5, 2022, before market open.
| Estimated Earnings Date | Aug 5, 2022 |
| Ex-Dividend Date | n/a |
Share Statistics
HV Bancorp has 2.16 million shares outstanding. The number of shares has decreased by -0.52% in one year.
| Shares Outstanding | 2.16M |
| Shares Change (YoY) | -0.52% |
| Shares Change (QoQ) | -0.52% |
| Owned by Insiders (%) | 23.05% |
| Owned by Institutions (%) | 23.78% |
| Float | 1.60M |
Valuation Ratios
| PE Ratio | 11.34 |
| Forward PE | n/a |
| PS Ratio | 1.54 |
| PB Ratio | 1.00 |
| P/FCF Ratio | 0.88 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of n/a, with a Debt / Equity ratio of 1.10.
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.10 |
| Debt / EBITDA | 7.53 |
| Debt / FCF | 0.98 |
Financial Efficiency
Return on equity (ROE) is 8.00%, which is not very high. The company has a high ROIC of 0.90%.
| Return on Equity (ROE) | 8.00% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 0.90% |
| Revenue Per Employee | $184,890 |
| Profits Per Employee | $23,110 |
| Employee Count | 145 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HV Bancorp has paid $1.11 million in taxes.
| Income Tax | 1.11M |
| Effective Tax Rate | 24.81% |
Stock Price Statistics
The stock price has decreased by -12.89% in the last 52 weeks. The beta is 0.56, so HV Bancorp's price volatility has been lower than the market average.
| Beta (1Y) | 0.56 |
| 52-Week Price Change | -12.89% |
| 50-Day Moving Average | 20.08 |
| 200-Day Moving Average | 21.18 |
| Average Volume (30 Days) | 908 |
Short Selling Information
The latest short interest is 2,253, so 0.10% of the outstanding shares have been sold short.
| Short Interest | 2,253 |
| Short % of Shares Out | 0.10% |
| Short % of Float | 0.14% |
| Short Ratio (days to cover) | 3.35 |
Income Statement
In the last 12 months, HV Bancorp had revenue of $26.81 million and earned 3.35 million in profits. Earnings per share was $1.68.
| Revenue | 26.81M |
| Gross Profit | 26.81M |
| Operating Income | 4.46M |
| Pretax Income | 4.46M |
| Net Income | 3.35M |
| EBITDA | 6.06M |
| EBIT | 4.46M |
| Earnings Per Share (EPS) | $1.68 |
Balance Sheet
The company has $121.09 million in cash and $45.60 million in debt, giving a net cash position of $75.49 million or $34.89 per share.
| Cash & Cash Equivalents | 121.09M |
| Total Debt | 45.60M |
| Net Cash | 75.49M |
| Net Cash Per Share | $34.89 |
| Book Value | 41.42M |
| Book Value Per Share | 19.15 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $47.26 million and capital expenditures -$683,000, giving a free cash flow of $46.58 million.
| Operating Cash Flow | 47.26M |
| Capital Expenditures | -683,000 |
| Free Cash Flow | 46.58M |
| FCF Per Share | $21.53 |
Margins
Gross margin is 100.00%, with operating and profit margins of 16.63% and 12.50%.
| Gross Margin | 100.00% |
| Operating Margin | 16.63% |
| Pretax Margin | 16.63% |
| Profit Margin | 12.50% |
| EBITDA Margin | 22.60% |
| EBIT Margin | 16.63% |
| FCF Margin | 173.74% |
Dividends & Yields
HV Bancorp does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 8.13% |
| FCF Yield | 113.01% |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |