HV Bancorp, Inc. (HVBC)

NASDAQ: HVBC · IEX Real-Time Price · USD
-0.90 (-4.51%)
Jul 1, 2022 4:00 PM EDT - Market closed

Total Valuation

HV Bancorp has a market cap or net worth of $41.22 million. The enterprise value is -$34.28 million.

Market Cap 41.22M
Enterprise Value -34.28M

Important Dates

The next earnings date is Friday, August 5, 2022, before market open.

Estimated Earnings Date Aug 5, 2022
Ex-Dividend Date n/a

Share Statistics

HV Bancorp has 2.16 million shares outstanding. The number of shares has decreased by -0.52% in one year.

Shares Outstanding 2.16M
Shares Change (YoY) -0.52%
Shares Change (QoQ) -0.52%
Owned by Insiders (%) 23.05%
Owned by Institutions (%) 23.78%
Float 1.60M

Valuation Ratios

PE Ratio 11.34
Forward PE n/a
PS Ratio 1.54
PB Ratio 1.00
P/FCF Ratio 0.88
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 1.10.

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.10
Debt / EBITDA 7.53
Debt / FCF 0.98

Financial Efficiency

Return on equity (ROE) is 8.00%, which is not very high. The company has a high ROIC of 0.90%.

Return on Equity (ROE) 8.00%
Return on Assets (ROA) 0.60%
Return on Capital (ROIC) 0.90%
Revenue Per Employee $184,890
Profits Per Employee $23,110
Employee Count 145
Asset Turnover 0.05
Inventory Turnover n/a


In the past 12 months, HV Bancorp has paid $1.11 million in taxes.

Income Tax 1.11M
Effective Tax Rate 24.81%

Stock Price Statistics

The stock price has decreased by -12.89% in the last 52 weeks. The beta is 0.56, so HV Bancorp's price volatility has been lower than the market average.

Beta (1Y) 0.56
52-Week Price Change -12.89%
50-Day Moving Average 20.08
200-Day Moving Average 21.18
Average Volume (30 Days) 908

Short Selling Information

The latest short interest is 2,253, so 0.10% of the outstanding shares have been sold short.

Short Interest 2,253
Short % of Shares Out 0.10%
Short % of Float 0.14%
Short Ratio (days to cover) 3.35

Income Statement

In the last 12 months, HV Bancorp had revenue of $26.81 million and earned 3.35 million in profits. Earnings per share was $1.68.

Revenue 26.81M
Gross Profit 26.81M
Operating Income 4.46M
Pretax Income 4.46M
Net Income 3.35M
EBIT 4.46M
Earnings Per Share (EPS) $1.68
Full Income Statement

Balance Sheet

The company has $121.09 million in cash and $45.60 million in debt, giving a net cash position of $75.49 million or $34.89 per share.

Cash & Cash Equivalents 121.09M
Total Debt 45.60M
Net Cash 75.49M
Net Cash Per Share $34.89
Book Value 41.42M
Book Value Per Share 19.15
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $47.26 million and capital expenditures -$683,000, giving a free cash flow of $46.58 million.

Operating Cash Flow 47.26M
Capital Expenditures -683,000
Free Cash Flow 46.58M
FCF Per Share $21.53
Full Cash Flow Statement


Gross margin is 100.00%, with operating and profit margins of 16.63% and 12.50%.

Gross Margin 100.00%
Operating Margin 16.63%
Pretax Margin 16.63%
Profit Margin 12.50%
EBITDA Margin 22.60%
EBIT Margin 16.63%
FCF Margin 173.74%

Dividends & Yields

HV Bancorp does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Earnings Yield 8.13%
FCF Yield 113.01%
Dividend Growth (YoY) n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a