HV Bancorp, Inc. (HVBC)
Total Valuation
HV Bancorp has a market cap or net worth of $41.22 million. The enterprise value is -$34.28 million.
Market Cap | 41.22M |
Enterprise Value | -34.28M |
Important Dates
The next earnings date is Friday, August 5, 2022, before market open.
Estimated Earnings Date | Aug 5, 2022 |
Ex-Dividend Date | n/a |
Share Statistics
HV Bancorp has 2.16 million shares outstanding. The number of shares has decreased by -0.52% in one year.
Shares Outstanding | 2.16M |
Shares Change (YoY) | -0.52% |
Shares Change (QoQ) | -0.52% |
Owned by Insiders (%) | 23.05% |
Owned by Institutions (%) | 23.78% |
Float | 1.60M |
Valuation Ratios
PE Ratio | 11.34 |
Forward PE | n/a |
PS Ratio | 1.54 |
PB Ratio | 1.00 |
P/FCF Ratio | 0.88 |
PEG Ratio | n/a |
Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of n/a, with a Debt / Equity ratio of 1.10.
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 1.10 |
Debt / EBITDA | 7.53 |
Debt / FCF | 0.98 |
Financial Efficiency
Return on equity (ROE) is 8.00%, which is not very high. The company has a high ROIC of 0.90%.
Return on Equity (ROE) | 8.00% |
Return on Assets (ROA) | 0.60% |
Return on Capital (ROIC) | 0.90% |
Revenue Per Employee | $184,890 |
Profits Per Employee | $23,110 |
Employee Count | 145 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, HV Bancorp has paid $1.11 million in taxes.
Income Tax | 1.11M |
Effective Tax Rate | 24.81% |
Stock Price Statistics
The stock price has decreased by -12.89% in the last 52 weeks. The beta is 0.56, so HV Bancorp's price volatility has been lower than the market average.
Beta (1Y) | 0.56 |
52-Week Price Change | -12.89% |
50-Day Moving Average | 20.08 |
200-Day Moving Average | 21.18 |
Average Volume (30 Days) | 908 |
Short Selling Information
The latest short interest is 2,253, so 0.10% of the outstanding shares have been sold short.
Short Interest | 2,253 |
Short % of Shares Out | 0.10% |
Short % of Float | 0.14% |
Short Ratio (days to cover) | 3.35 |
Income Statement
In the last 12 months, HV Bancorp had revenue of $26.81 million and earned 3.35 million in profits. Earnings per share was $1.68.
Revenue | 26.81M |
Gross Profit | 26.81M |
Operating Income | 4.46M |
Pretax Income | 4.46M |
Net Income | 3.35M |
EBITDA | 6.06M |
EBIT | 4.46M |
Earnings Per Share (EPS) | $1.68 |
Balance Sheet
The company has $121.09 million in cash and $45.60 million in debt, giving a net cash position of $75.49 million or $34.89 per share.
Cash & Cash Equivalents | 121.09M |
Total Debt | 45.60M |
Net Cash | 75.49M |
Net Cash Per Share | $34.89 |
Book Value | 41.42M |
Book Value Per Share | 19.15 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $47.26 million and capital expenditures -$683,000, giving a free cash flow of $46.58 million.
Operating Cash Flow | 47.26M |
Capital Expenditures | -683,000 |
Free Cash Flow | 46.58M |
FCF Per Share | $21.53 |
Margins
Gross margin is 100.00%, with operating and profit margins of 16.63% and 12.50%.
Gross Margin | 100.00% |
Operating Margin | 16.63% |
Pretax Margin | 16.63% |
Profit Margin | 12.50% |
EBITDA Margin | 22.60% |
EBIT Margin | 16.63% |
FCF Margin | 173.74% |
Dividends & Yields
HV Bancorp does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Earnings Yield | 8.13% |
FCF Yield | 113.01% |
Dividend Growth (YoY) | n/a |
Payout Ratio | n/a |
Buyback Yield | n/a |
Shareholder Yield | n/a |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |