International Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	697.15	699.87	681.28	620.05	402.18	359.22
Interest Income on Investments	188.53	186.4	184.7	180.11	123.6	38.89
Total Interest Income	885.68	886.27	865.98	800.16	525.78	398.1
Interest Paid on Deposits	179.55	185.84	178.88	113.5	23.84	15.77
Interest Paid on Borrowings	25.7	28.02	30.38	23.17	14.31	11.07
Total Interest Expense	205.24	213.85	209.26	136.66	38.16	26.83
Net Interest Income	680.44	672.42	656.72	663.5	487.63	371.27
Net Interest Income Growth	3.47%	2.39%	-1.02%	36.07%	31.34%	-4.28%
Gain (Loss) on Sale of Investments	12.29	6.91	13.13	9.6	17.54	68.79
Other Non-Interest Income	89.75	88.53	90.08	86.41	96.82	87.33
Total Non-Interest Income	178.63	169.75	176.92	169.94	187.13	222.33
Non-Interest Income Growth	5.81%	-4.05%	4.11%	-9.19%	-15.83%	47.65%
Revenues Before Loan Losses	859.07	842.17	833.64	833.44	674.76	593.6
Provision for Loan Losses	21.49	15.09	31.8	34.58	21.65	7.96
Revenue	837.57	827.08	801.84	798.87	653.11	585.64
Revenue Growth	3.58%	3.15%	0.37%	22.32%	11.52%	18.77%
Salaries and Employee Benefits	156.47	153.24	145.73	134.11	127.27	122.97
Occupancy Expenses	24.65	23.35	22.52	21.94	21.82	25.03
Federal Deposit Insurance	7.29	7.15	6.87	6.29	6.99	4.39
Selling, General & Administrative	70.84	71.31	70.33	65.22	57.25	56.4
Other Non-Interest Expense	53.1	49.28	46.37	51.78	57.01	49.45
Total Non-Interest Expense	313.8	306.72	293.12	275.35	270.47	263.32
EBT Excluding Unusual Items	523.78	520.36	508.72	523.51	382.64	322.33
Pretax Income	523.78	520.36	508.72	523.51	382.64	322.33
Income Tax Expense	110.52	108.07	99.55	111.74	82.41	68.41
Net Income	413.26	412.29	409.17	411.77	300.23	253.92
Net Income to Common	413.26	412.29	409.17	411.77	300.23	253.92
Net Income Growth	0.33%	0.76%	-0.63%	37.15%	18.24%	51.76%
Basic Shares Outstanding	62	62	62	62	63	63
Diluted Shares Outstanding	62	62	62	62	63	63
Shares Change	-0.07%	-0.07%	0.12%	-0.94%	-1.06%	-0.57%
EPS (Basic)	6.65	6.63	6.58	6.63	4.79	4.01
EPS (Diluted)	6.64	6.62	6.57	6.62	4.78	4.00
EPS Growth	0.45%	0.76%	-0.76%	38.49%	19.50%	52.67%
Dividend Per Share	1.430	1.400	1.320	1.260	1.200	1.150
Dividend Growth	5.15%	6.06%	4.76%	5.00%	4.35%	4.54%
Effective Tax Rate	21.10%	20.77%	19.57%	21.34%	21.54%	21.22%

SEC Filings: 10-K · 10-Q