Intercorp Financial Services Inc. (IFS)
Stock Price Chart
Key Info
| Market Cap | 2.69B |
| Revenue (ttm) | 1.36B |
| Net Income (ttm) | 1.44B |
| Shares Out | 115.45M |
| EPS (ttm) | 3.86 |
| PE Ratio | 6.03 |
| Forward PE | n/a |
| Dividend | $1.75 |
| Dividend Yield | 7.52% |
Stock Quote
| Trading Day | Oct 19, 2020 |
| Last Price | $23.28 |
| Previous Close | $23.21 |
| Change ($) | 0.07 |
| Change (%) | 0.30% |
| Day's Open | 23.37 |
| Day's Range | 23.00 - 23.47 |
| Day's Volume | 9,479 |
| 52-Week Range | 22.34 - 31.78 |
More Stats
| Market Cap | 2.69B |
| Enterprise Value | 2.99B |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 115.45M |
| Float | 33.92M |
| EPS (basic) | n/a |
| EPS (diluted) | 3.86 |
| FCF / Share | 4.64 |
| Dividend | $1.75 |
| Dividend Yield | 7.52% |
| Earnings Yield | 16.58% |
| FCF Yield | 19.45% |
| Payout Ratio | n/a |
| Shares Short | 28,540 |
| Short Ratio | 0.96 |
| Short % of Float | 0.08% |
| Beta | 0.54 |
| PE Ratio | 6.03 |
| Forward PE | n/a |
| P/FCF Ratio | 5.14 |
| PS Ratio | 1.97 |
| PB Ratio | 1.29 |
| Revenue | 1.36B |
| Operating Income | 548.03M |
| Net Income | 1.44B |
| Free Cash Flow | 522.77M |
| Net Cash | -305.74M |
| Net Cash / Share | -2.65 |
| Gross Margin | 84.00% |
| Operating Margin | 40.18% |
| Profit Margin | 31.90% |
| FCF Margin | 38.33% |
| ROA | 0.58% |
| ROE | 5.69% |
| ROIC | 2.80% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 4,515 | 4,103 | 3,449 | 3,215 |
| Revenue Growth | 10.02% | 18.99% | 7.28% | - |
| Gross Profit | 3,792 | 3,367 | 3,036 | 2,896 |
| Operating Income | 1,814 | 1,530 | 1,326 | 1,264 |
| Net Income | 1,441 | 1,084 | 1,027 | 945 |
| Shares Outstanding | 113 | 110 | 107 | 108 |
| Earnings Per Share | 12.78 | 9.82 | 9.63 | 8.72 |
| EPS Growth | 30.15% | 2.01% | 10.44% | - |
| Operating Cash Flow | 1,669 | -2,045 | 3,406 | 1,397 |
| Capital Expenditures | 61.62 | 158 | -84.69 | -53.65 |
| Free Cash Flow | 1,730 | -1,887 | 3,321 | 1,343 |
| Cash & Equivalents | 9,858 | 7,094 | 9,227 | 8,498 |
| Total Debt | 10,870 | 10,790 | 10,010 | 10,098 |
| Net Cash / Debt | -1,012 | -3,696 | -782 | -1,600 |
| Assets | 71,562 | 63,744 | 60,394 | 51,719 |
| Liabilities | 62,659 | 56,656 | 54,558 | 46,721 |
| Book Value | 8,857 | 7,048 | 5,801 | 4,879 |
Company Profile
Company Details
| Full Name | Intercorp Financial Services Inc. |
| Country | Peru |
| Employees | 7,763 |
| CEO | Luis Felipe Castellanos López Torres |
Stock Information
| Ticker Symbol | IFS |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NYSE: IFS |
| IPO Date | July 19, 2019 |
Description
Intercorp Financial Services provides financial products and services in Peru. It provides transactional accounts, such as cuenta sueldo and cuenta simple; savings accounts; investment accounts; and time deposits, certificates of deposit, and compensation for service time accounts. The company also offers retail banking, including consumer; payroll deduction; cash, vehicle, student, express, collateralized cash, and other consumer loans; and mortgage loans, as well as credit cards. In addition, it provides corporate, medium-size business, and small business banking services; and commercial banking products, which include commercial real estate, vehicles, machinery and other goods, cash management, trade finance, and electronic factoring products. Further, it offers treasury and institutional banking, as well as securitization services. As of December 31, 2019, the company operated 256 financial stores and 1,603 ATMs. Intercorp Financial Services Inc. was founded in 1897 and is based in Lima, Peru. Intercorp Financial Services Inc. is a subsidiary of Intercorp Perú Ltd.