Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
44.90
-0.11 (-0.24%)
At close: Apr 28, 2026, 4:00 PM EDT
44.90
0.00 (0.00%)
After-hours: Apr 28, 2026, 7:00 PM EDT

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $5.02 billion.

Market Cap5.02B
Enterprise Value n/a

Important Dates

The next confirmed earnings date is Monday, May 11, 2026, after market close.

Earnings Date May 11, 2026
Ex-Dividend Date Apr 24, 2026

Share Statistics

IFS has 111.08 million shares outstanding. The number of shares has decreased by -2.25% in one year.

Current Share Class 111.08M
Shares Outstanding 111.08M
Shares Change (YoY) -2.25%
Shares Change (QoQ) -1.04%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 16.79%
Float 29.51M

Valuation Ratios

The trailing PE ratio is 8.73 and the forward PE ratio is 8.52.

PE Ratio 8.73
Forward PE 8.52
PS Ratio 3.07
Forward PS n/a
PB Ratio 1.36
P/TBV Ratio 1.58
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.61%.

Return on Equity (ROE) 16.61%
Return on Assets (ROA) 2.00%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.54%
Revenue Per Employee $177,065
Profits Per Employee $62,241
Employee Count9,229
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, IFS has paid $157.62 million in taxes.

Income Tax 157.62M
Effective Tax Rate 21.44%

Stock Price Statistics

The stock price has increased by +39.75% in the last 52 weeks. The beta is 0.70, so IFS's price volatility has been lower than the market average.

Beta (5Y) 0.70
52-Week Price Change +39.75%
50-Day Moving Average 48.04
200-Day Moving Average 43.15
Relative Strength Index (RSI) 37.32
Average Volume (20 Days) 350,632

Short Selling Information

The latest short interest is 261,007, so 0.23% of the outstanding shares have been sold short.

Short Interest 261,007
Short Previous Month 262,552
Short % of Shares Out 0.23%
Short % of Float 0.88%
Short Ratio (days to cover) 1.00

Income Statement

In the last 12 months, IFS had revenue of $1.63 billion and earned $574.42 million in profits. Earnings per share was $5.14.

Revenue1.63B
Gross Profit 1.63B
Operating Income 694.82M
Pretax Income 735.23M
Net Income 574.42M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.14
Full Income Statement

Balance Sheet

The company has $1.36 billion in cash and $3.91 billion in debt, with a net cash position of -$2.56 billion or -$23.02 per share.

Cash & Cash Equivalents 1.36B
Total Debt 3.91B
Net Cash -2.56B
Net Cash Per Share -$23.02
Equity (Book Value) 3.69B
Book Value Per Share 33.04
Working Capital -13.91B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$111.08 million and capital expenditures -$89.60 million, giving a free cash flow of -$192.64 million.

Operating Cash Flow -111.08M
Capital Expenditures -89.60M
Depreciation & Amortization n/a
Net Borrowing 27.15M
Free Cash Flow -192.64M
FCF Per Share -$1.73
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.52%
Pretax Margin 44.99%
Profit Margin 35.15%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.71, which amounts to a dividend yield of 3.81%.

Dividend Per Share $1.71
Dividend Yield 3.81%
Dividend Growth (YoY) 80.00%
Years of Dividend Growth n/a
Payout Ratio 33.26%
Buyback Yield 2.25%
Shareholder Yield 6.06%
Earnings Yield 11.44%
FCF Yield -3.84%
Dividend Details

Analyst Forecast

The average price target for IFS is $48.00, which is 6.90% higher than the current price. The consensus rating is "Buy".

Price Target $48.00
Price Target Difference 6.90%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2