Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
55.45
+0.16 (0.29%)
At close: Sep 24, 2026, 4:00 PM EDT
55.45
0.00 (0.00%)
After-hours: Sep 24, 2026, 4:10 PM EDT

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $6.18 billion.

Market Cap6.18B
Enterprise Value n/a

Important Dates

The next confirmed earnings date is Monday, November 9, 2026, after market close.

Earnings Date Nov 9, 2026
Ex-Dividend Date Apr 24, 2026

Share Statistics

IFS has 110.40 million shares outstanding. The number of shares has decreased by -2.29% in one year.

Current Share Class 110.40M
Shares Outstanding 110.40M
Shares Change (YoY) -2.29%
Shares Change (QoQ) -0.37%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 16.83%
Float 28.86M

Valuation Ratios

The trailing PE ratio is 10.03 and the forward PE ratio is 9.03.

PE Ratio 10.03
Forward PE 9.03
PS Ratio 3.60
Forward PS n/a
PB Ratio 1.63
P/TBV Ratio 1.87
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.23%.

Return on Equity (ROE) 17.23%
Return on Assets (ROA) 2.07%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.92%
Revenue Per Employee $186,191
Profits Per Employee $66,392
Employee Count9,229
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, IFS has paid $165.00 million in taxes.

Income Tax 165.00M
Effective Tax Rate 21.12%

Stock Price Statistics

The stock price has increased by +36.21% in the last 52 weeks. The beta is 0.43, so IFS's price volatility has been lower than the market average.

Beta (5Y) 0.43
52-Week Price Change +36.21%
50-Day Moving Average 56.40
200-Day Moving Average 50.46
Relative Strength Index (RSI) 48.59
Average Volume (20 Days) 200,821

Short Selling Information

The latest short interest is 292,010, so 0.26% of the outstanding shares have been sold short.

Short Interest 292,010
Short Previous Month 400,131
Short % of Shares Out 0.26%
Short % of Float 1.01%
Short Ratio (days to cover) 1.16

Income Statement

In the last 12 months, IFS had revenue of $1.72 billion and earned $612.73 million in profits. Earnings per share was $5.53.

Revenue1.72B
Gross Profit 1.72B
Operating Income 744.21M
Pretax Income 781.36M
Net Income 612.73M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.53
Full Income Statement

Balance Sheet

The company has $1.93 billion in cash and $4.21 billion in debt, with a net cash position of -$2.28 billion or -$20.69 per share.

Cash & Cash Equivalents 1.93B
Total Debt 4.21B
Net Cash -2.28B
Net Cash Per Share -$20.69
Equity (Book Value) 3.79B
Book Value Per Share 34.13
Working Capital -13.87B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$85.42 million and capital expenditures -$83.58 million, giving a free cash flow of -$169.00 million.

Operating Cash Flow -85.42M
Capital Expenditures -83.58M
Depreciation & Amortization n/a
Net Borrowing 165.52M
Free Cash Flow -169.00M
FCF Per Share -$1.53
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.31%
Pretax Margin 45.47%
Profit Margin 35.66%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.71, which amounts to a dividend yield of 3.08%.

Dividend Per Share $1.71
Dividend Yield 3.08%
Dividend Growth (YoY) 80.00%
Years of Dividend Growth n/a
Payout Ratio 30.92%
FCF Payout Ratio n/a
Buyback Yield 2.29%
Shareholder Yield 5.41%
Earnings Yield 9.91%
FCF Yield -2.73%
Dividend Details

Analyst Forecast

The average price target for IFS is $67.36, which is 21.48% higher than the current price. The consensus rating is "Buy".

Price Target $67.36
Price Target Difference 21.48%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) 12.51%
EPS Growth Forecast (3Y) 14.20%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2