Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
54.69
+0.02 (0.04%)
Aug 14, 2026, 4:00 PM EDT - Market closed

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $6.03 billion.

Market Cap6.03B
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, August 11, 2026, after market close.

Earnings Date Aug 11, 2026
Ex-Dividend Date Apr 24, 2026

Share Statistics

IFS has 110.40 million shares outstanding. The number of shares has decreased by -2.29% in one year.

Current Share Class 110.40M
Shares Outstanding 110.40M
Shares Change (YoY) -2.29%
Shares Change (QoQ) -0.37%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 16.81%
Float 28.86M

Valuation Ratios

The trailing PE ratio is 9.84 and the forward PE ratio is 8.82.

PE Ratio 9.84
Forward PE 8.82
PS Ratio 3.51
Forward PS n/a
PB Ratio 1.59
P/TBV Ratio 1.82
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.23%.

Return on Equity (ROE) 17.23%
Return on Assets (ROA) 2.07%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.92%
Revenue Per Employee $186,191
Profits Per Employee $66,392
Employee Count9,229
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, IFS has paid $165.00 million in taxes.

Income Tax 165.00M
Effective Tax Rate 21.12%

Stock Price Statistics

The stock price has increased by +40.66% in the last 52 weeks. The beta is 0.44, so IFS's price volatility has been lower than the market average.

Beta (5Y) 0.44
52-Week Price Change +40.66%
50-Day Moving Average 57.00
200-Day Moving Average 48.51
Relative Strength Index (RSI) 36.16
Average Volume (20 Days) 264,552

Short Selling Information

The latest short interest is 400,131, so 0.36% of the outstanding shares have been sold short.

Short Interest 400,131
Short Previous Month 431,963
Short % of Shares Out 0.36%
Short % of Float 1.39%
Short Ratio (days to cover) 1.77

Income Statement

In the last 12 months, IFS had revenue of $1.72 billion and earned $612.73 million in profits. Earnings per share was $5.53.

Revenue1.72B
Gross Profit 1.72B
Operating Income 744.21M
Pretax Income 781.36M
Net Income 612.73M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.53
Full Income Statement

Balance Sheet

The company has $1.93 billion in cash and $4.21 billion in debt, with a net cash position of -$2.28 billion or -$20.69 per share.

Cash & Cash Equivalents 1.93B
Total Debt 4.21B
Net Cash -2.28B
Net Cash Per Share -$20.69
Equity (Book Value) 3.79B
Book Value Per Share 34.13
Working Capital -13.87B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$85.85 million and capital expenditures -$84.00 million, giving a free cash flow of -$169.85 million.

Operating Cash Flow -85.85M
Capital Expenditures -84.00M
Depreciation & Amortization n/a
Net Borrowing 166.35M
Free Cash Flow -169.85M
FCF Per Share -$1.54
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.31%
Pretax Margin 45.47%
Profit Margin 35.66%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.71, which amounts to a dividend yield of 3.13%.

Dividend Per Share $1.71
Dividend Yield 3.13%
Dividend Growth (YoY) 80.00%
Years of Dividend Growth n/a
Payout Ratio 31.81%
Buyback Yield 2.29%
Shareholder Yield 5.41%
Earnings Yield 10.16%
FCF Yield -2.82%
Dividend Details

Analyst Forecast

The average price target for IFS is $65.61, which is 19.97% higher than the current price. The consensus rating is "Buy".

Price Target $65.61
Price Target Difference 19.97%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) 16.55%
EPS Growth Forecast (3Y) 13.24%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2