Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
57.18
-1.22 (-2.09%)
Aug 11, 2026, 4:00 PM EDT - Market closed

IFS Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,5774,9134,0333,739--
Revenue Growth
-21.82%7.87%---
Net Income
2,1051,9431,3071,0791,6781,800
Earnings Per Share
30.9117.3011.389.3314.4515.51
EPS Growth
86.50%52.07%21.97%-35.46%-6.82%367.17%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Jan '22
Banking
4,2033,3373,0383,7373,594
Insurance
684.83612.48648.21596.73674.51
Holding, Other Subsidiaries And Eliminations
290.37271.84217.93445.59-57.62
Wealth Management
420.33325.01192.1114.04443.34
Total
5,5994,5464,0974,7934,654

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
15,96814,03612,6159,81913,19317,104
Total Debt
13,93212,75613,63714,57815,00716,913
Net Cash (Debt)
2,0361,280-1,022-4,759-1,814191.94
Net Cash Growth
------85.52%
Net Cash Per Share
18.4011.45-8.94-41.38-15.711.66

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,500508.942,9102,875-1,0121,346
Capital Expenditures
-135.84--104.72-147.65-135.04-87.28
Free Cash Flow
1,364508.942,8052,728-1,1471,259
Free Cash Flow Growth
18.72%-81.86%2.85%---90.28%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
26.39%100.00%100.00%100.00%--
Profit Margin
21.29%100.00%100.00%100.00%--
FCF Margin
24.46%10.36%69.56%72.95%--

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.7106.0563.7723.7134.4956.985
Dividend Per Share Growth
80.00%60.56%1.57%-17.38%-35.66%150.94%
Dividend Yield
2.99%0.00%3.40%5.49%7.28%5.22%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.488.249.668.696.196.79
P/FCF Ratio
-31.124.443.40-9.65
PS Ratio
3.713.223.092.48--