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ING Groep N.V. (ING)
NYSE: ING · Real-Time Price · USD
32.57
+0.24 (0.74%)
At close: Oct 27, 2026, 4:00 PM EDT
32.50
-0.07 (-0.21%)
Pre-market: Oct 28, 2026, 5:01 AM EDT

ING Groep Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Revenue
6,0045,4788,1605,5725,4045,3233,7405,5756,9285,3248945,6594,8205,48417,0754,05213,0753,6135,8094,608
Revenue Growth
11.10%2.91%118.18%-0.05%-22.00%-0.02%318.35%-1.48%43.73%-2.92%-94.76%39.66%-63.14%51.79%193.94%-12.07%183.56%-19.32%44.61%20.72%
Net Income
1,9471,5563,4071,7871,6751,455961,8802,8781,578-1,5881,9821,6151,5919,5409797,3164292,1191,367
Earnings Per Share
0.680.541.160.600.560.470.030.590.880.48-0.460.560.450.442.590.261.950.110.550.35
EPS Growth
22.06%13.65%3977.65%2.77%-36.57%-0.65%-5.44%96.24%8.43%-112.16%-77.04%286.48%370.13%-25.02%420.18%-55.84%195.09%73.32%

Revenue by Segment
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25
Retail Banking Other
1,3341,2051,1631,1321,1461,144
Retail Banking Germany
769691781692657691
Retail Banking Belgium
695588650649607615
Retail Banking Netherlands
1,4391,2811,2681,2151,2121,167
Wholesale Banking
1,7371,6731,5591,6761,6051,620
Corporate Line
3039-20817788
Total
6,0045,4778,5475,5725,4045,325

Cash & Debt
Chart
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash & Investments
247,879132,432143,694145,157237,136163,183141,944179,790185,860168,420127,489187,740200,514178,188124,240209,799259,312188,851105,040185,647
Total Debt
262,074284,336247,450240,385234,719230,706238,014230,208226,022228,327220,877263,614212,096239,019196,544177,342171,317180,239171,267201,218
Net Cash (Debt)
-14,195-151,904-103,756-95,2282,417-67,523-96,070-50,418-40,162-59,907-93,388-75,874-11,582-60,831-72,30432,45787,9958,612-66,227-15,571
Net Cash Growth
----------------95.93%---
Net Cash Per Share
-4.95-52.56-35.58-32.170.80-21.98-30.69-15.75-12.26-18.10-26.98-21.33-3.20-16.81-19.638.7123.382.28-17.22-3.99

Cash Flow & CapEx
Chart
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Operating Cash Flow
--------------------
Capital Expenditures
--------------------
Free Cash Flow
--------------------
Free Cash Flow Growth
--------------------

Margins
Chart
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Profit Margin
32.43%28.41%41.75%32.07%31.00%27.33%2.57%33.72%41.54%29.64%-177.63%35.02%33.51%29.01%55.87%24.16%55.95%11.87%36.48%29.67%
FCF Margin
--------------------

Dividends
Chart
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Dividend Per Share
0.400-0.736-0.350-0.710-0.350-0.756-0.350-0.3890.1700.170-0.890
Dividend Per Share Growth
14.29%-3.66%-0%--6.08%-0%-94.34%-105.88%--56.29%----
Dividend Yield
4.11%-4.52%-5.74%-6.99%-6.92%-8.12%-7.39%-6.47%13.87%11.28%-7.21%

Valuation
Chart
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period EndingJun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
PE Ratio
9.107.548.3712.9310.898.727.3010.8510.6814.02-2.993.242.042.233.053.156.677.8310.76
PS Ratio
3.142.582.853.242.772.552.182.752.753.012.701.331.421.001.081.241.301.922.392.77