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ING Groep N.V. (ING)
NYSE: ING · Real-Time Price · USD
32.57
+0.24 (0.74%)
At close: Oct 27, 2026, 4:00 PM EDT
32.48
-0.09 (-0.28%)
Pre-market: Oct 28, 2026, 5:47 AM EDT

ING Groep Income Statement

Millions EUR. Fiscal year is Jan - Dec.
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Net Interest Income
4,1274,0554,0943,7053,5363,6223,9443,6893,9383,8254,0624,0284,1894,0124,3803,3323,6673,4153,7593,388
Net Interest Income Growth (YoY)
16.71%11.96%3.80%0.43%-10.21%-5.31%-2.90%-8.42%-5.99%-4.66%-7.26%20.89%14.24%17.48%16.52%-1.65%9.79%-2.79%12.44%1.77%
Gain (Loss) on Sale of Assets
--------------6100---29-
Gain (Loss) on Sale of Investments
47--2544---141----13--5--16515-3-15042-
Gain (Loss) on Sale of Equity Investments
--209---205---149-38-92-35-141-
Other Non-Interest Income
2,1091,7694,2482,1492,1672,014312,2223,2911,757-3,0001,8146961,62412,4981,0089,5781,3352,2421,259
Total Non-Interest Income
2,1561,7694,4322,1932,1672,014952,2223,2911,757-2,8641,8147291,62412,4311,1239,6101,1852,3961,259
Non-Interest Income Growth (YoY)
-0.51%-12.16%4565.26%-1.31%-34.15%14.63%-22.49%351.44%8.19%-61.53%-92.41%37.05%418.82%-10.80%715.10%-0.25%171.35%31.56%
Revenues Before Loan Losses
6,2835,8248,5265,8985,7035,6364,0395,9117,2295,5821,1985,8424,9185,63616,8114,45513,2774,6006,1554,647
Provision for Loan Losses
27934636632629931329933630125830418398152-26440320298734639
Revenue
6,0045,4788,1605,5725,4045,3233,7405,5756,9285,3248945,6594,8205,48417,0754,05213,0753,6135,8094,608
Revenue Growth (YoY)
11.10%2.91%118.18%-0.05%-22.00%-0.02%318.35%-1.48%43.73%-2.92%-94.76%39.66%-63.14%51.79%193.94%-12.07%183.56%-19.32%44.61%20.72%
Salaries and Employee Benefits
3,865-7,546-3,749-7,139-3,487-6,693-3,320-6,125-2,976-5,909-
Selling, General & Administrative
--323---322---400-175-357-144-336-
Other Non-Interest Expense
-8093,195-4,8352,937-6633,199-4,4982,882-6393,032-4,2812,793-9223,071-3,8762,608-5532,944-3,6722,685
Total Non-Interest Expense
3,0563,1953,0342,9373,0863,1992,9632,8822,8483,0322,8122,7932,5733,0712,6062,6082,5672,9442,5732,685
EBT Excluding Unusual Items
2,9482,2835,1262,6352,3182,1247772,6934,0802,292-1,9182,8662,2472,41314,4691,44410,5086693,2361,923
Asset Writedown
---16----30----38--5--47--15--121-
Legal Settlements
---238----202----52----51-21---39-
Other Unusual Items
---29.79-8---159-3---26.73-69-69-619.93-43--70.93-
Pretax Income
2,9192,2584,7382,5602,3702,1242442,6694,0802,292-2,2082,8662,2652,34413,5671,38010,3366692,9331,923
Income Tax Expense
9026521,253703633604737241,145653-6888175887153,9794272,986194780521
Earnings From Continuing Operations
2,0171,6063,4851,8571,7371,5201711,9452,9351,639-1,5202,0491,6771,6299,5889537,3504752,1531,402
Minority Interest in Earnings
-70-50-78-70-62-65-75-65-57-61-68-67-62-38-4826-34-46-34-35
Net Income
1,9471,5563,4071,7871,6751,455961,8802,8781,578-1,5881,9821,6151,5919,5409797,3164292,1191,367
Net Income to Common
1,9471,5563,4071,7871,6751,455961,8802,8781,578-1,5881,9821,6151,5919,5409797,3164292,1191,367
Net Income Growth (YoY)
16.24%6.94%3448.96%-4.95%-41.80%-7.80%--5.15%78.20%-0.82%-102.45%-77.92%270.86%350.21%-28.38%401.10%-57.31%191.07%73.48%
Basic Shares Outstanding
2,8692,8902,9162,9603,0123,0723,1303,2013,2753,3103,4613,5583,6153,6183,6843,7293,7603,7703,8473,904
Diluted Shares Outstanding
2,8692,8902,9162,9603,0123,0723,1303,2013,2753,3103,4613,5583,6153,6183,6843,7293,7633,7703,8473,904
Shares Change (YoY)
-4.77%-5.90%-6.84%-7.51%-8.03%-7.19%-9.56%-10.04%-9.40%-8.53%-6.05%-4.58%-3.93%-4.04%-4.24%-4.48%-3.60%-3.33%-1.36%0.09%
EPS (Basic)
0.680.541.170.600.560.470.030.590.880.48-0.460.560.450.442.590.261.950.110.550.35
EPS (Diluted)
0.680.541.160.600.560.470.030.590.880.48-0.460.560.450.442.590.261.950.110.550.35
EPS Growth (YoY)
22.06%13.65%3977.65%2.77%-36.57%-0.65%-5.44%96.24%8.43%-112.16%-77.04%286.48%370.13%-25.02%420.18%-55.84%195.09%73.32%

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Dividend Per Share
0.400-0.736-0.350-0.710-0.350-0.756-0.350-0.3890.1700.170-0.890-
Dividend Growth (YoY)
14.29%-3.66%-0%--6.08%-0%-94.34%-105.88%--56.29%-----
Effective Tax Rate
30.90%28.88%26.45%27.46%26.71%28.44%29.92%27.13%28.06%28.49%-28.51%25.96%30.50%29.33%30.94%28.89%29.00%26.59%27.09%
SEC Filings: 10-K · 10-Q