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ING Groep N.V. (ING)
NYSE: ING · Real-Time Price · USD
32.57
+0.24 (0.74%)
At close: Oct 27, 2026, 4:00 PM EDT
32.48
-0.09 (-0.28%)
Pre-market: Oct 28, 2026, 5:47 AM EDT

ING Groep Balance Sheet

Millions EUR. Fiscal year is Jan - Dec.

Assets

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Cash & Equivalents
74,88568,58710,08082,87190,40694,0986,627100,118110,48598,1139,518116,725113,636118,00215,629135,089126,030131,3749,831127,781
Investment Securities
247,438217,794167,196192,346197,569182,439158,000165,661171,951177,461154,830164,083198,564163,370141,937162,518160,674150,451135,279148,906
Trading Asset Securities
65,50463,84581,96362,28662,42869,08581,39379,67275,17170,30759,62271,01551,62360,18654,42074,71063,42657,47747,28957,866
Total Investments
312,942281,639249,159254,632259,997251,524239,393245,333247,122247,768214,452235,098250,187223,556196,357237,228224,100207,928182,568206,772
Gross Loans
761,342778,512743,781746,539731,971726,402703,928697,478682,415675,819662,283661,994663,645672,145671,556675,906660,954660,030646,283645,007
Allowance for Loan Losses
-6,015-5,996-5,912-5,828-5,771-5,841-5,855-6,033-5,901-5,777-5,651-5,723-5,663-5,785-6,021-5,985-5,867-5,778-5,296-5,201
Other Adjustments to Gross Loans
---1,122----1,145----1,040----792----525-
Net Loans
755,327772,516736,747740,711726,200720,561696,928691,445676,514670,042655,592656,271657,982666,360664,743669,921655,087654,252640,462639,806
Property, Plant & Equipment
2,6512,5892,4782,4322,4182,3992,4342,4132,4352,4152,3992,3632,4252,4772,4462,5002,5622,5402,5152,555
Goodwill
588-477---476---469---464-463-472-
Other Intangible Assets
1,1521,5521,0331,4591,4091,3748581,2961,2451,2067291,1521,1201,1086381,1066561,1366841,246
Investments in Real Estate
--27---19---14---18---26-
Accrued Interest Receivable
--480---499---523---551---798-
Other Receivables
408-458-489-485-402-311-283375349-842-549-
Restricted Cash
--51,133---68,708---88,627---85,933---104,870-
Other Current Assets
--5,086205--3,981---4,33923--5,591---2,4761,370
Long-Term Deferred Tax Assets
908-788-771-1,001-1,020-1,085-1,2381,6231,425-1,547-1,303-
Other Long-Term Assets
11,89810,6282,38310,0499,2848,9482,4478,8658,38710,3152,2419,99510,5948,6872,69012,9868,77710,6922,6969,221
Total Assets
1,160,7591,137,5111,060,3291,092,3591,090,9741,078,9041,023,8561,049,4701,047,6101,029,859980,2991,021,6271,037,4651,022,188976,8341,058,8301,020,0641,007,922949,250988,751

Liabilities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Accrued Expenses
--1,635---1,683---1,360---998---1,021-
Interest Bearing Deposits
804,866545,517709,734522,523758,919526,802681,045494,061712,821476,598647,800690,389708,380714,400670,470756,122732,589718,612672,104711,281
Non-Interest Bearing Deposits
-239,93830,156240,305-228,06227,339221,000252216,53025,733-760-26,961---30,388-
Total Deposits
804,866785,455739,890762,828758,919754,864708,384715,061713,073693,128673,533690,389709,140714,400697,431756,122732,589718,612702,492711,281
Short-Term Borrowings
1,25729,76068,2311,4562,4991,59466,6871,7971,6531,72270,87750,5412,34043,29177,0485,5244,5012,66155,25327,131
Current Portion of Long-Term Debt
--62,795---53,595---49,126---37,222---37,948-
Current Portion of Leases
--221---226---237---232---217-
Current Income Taxes Payable
517-411-359-276-391-396-555598325-280-271-
Other Current Liabilities
26,318-3,43923,23726,38725,9339,66338,77533,73536,42914,811-40,075-9,05655,22145,26134,6279,3492,053
Long-Term Debt
260,817254,576115,374238,929232,220229,112116,616228,411224,369226,60599,712213,073209,756195,72881,101171,818166,816177,57876,846174,087
Long-Term Leases
--829---890---925---941---1,003-
Pension & Post-Retirement Benefits
--183---190---194---168---299-
Long-Term Deferred Tax Liabilities
363-1,896-1,400-1,209-1,913-1,447-2,4272312,652-550-311-
Other Long-Term Liabilities
15,23415,65610,08715,34215,86914,60710,73913,19116,97117,84512,05315,09215,65815,66612,65618,47518,02620,36811,43817,815
Total Liabilities
1,109,3721,085,4471,004,9911,041,7921,037,6531,026,110970,158997,235992,105975,729924,671969,095979,951969,914919,8301,007,160968,023953,846896,448932,367

Shareholders' Equity

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Common Stock
2950,8723049,4473151,6753151,2943353,1223551,7163651,6793751,2923953,4753955,439
Additional Paid-In Capital
17,117-17,117-17,117-17,117-17,116-17,116-17,117-17,117-17,116-17,105-
Retained Earnings
35,159-40,016-38,300-36,243-39,081-40,299-41,308-41,538-35,886-35,462-
Treasury Stock
-1,454--2,404--2,746--765--1,024--1,994--150--1,205--1,977--1,612-
Comprehensive Income & Other
-605--676--412-77--517--772--1,518--987-564-1,072-
Total Common Equity
50,24650,87254,08349,44752,29051,67552,70351,29454,68953,12254,68451,71656,79351,67956,50051,29251,62853,47552,06655,439
Minority Interest
1,1411,1921,2551,1201,0311,1199959418161,008944816721595504378413601736945
Shareholders' Equity
51,38752,06455,33850,56753,32152,79453,69852,23555,50554,13055,62852,53257,51452,27457,00451,67052,04154,07652,80256,384
Total Liabilities & Equity
1,160,7591,137,5111,060,3291,092,3591,090,9741,078,9041,023,8561,049,4701,047,6101,029,859980,2991,021,6271,037,4651,022,188976,8341,058,8301,020,0641,007,922949,250988,751

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Total Debt
262,074284,336247,450240,385234,719230,706238,014230,208226,022228,327220,877263,614212,096239,019196,544177,342171,317180,239171,267201,218
Net Cash (Debt)
-14,195-151,904-103,756-95,2282,417-67,523-96,070-50,418-40,162-59,907-93,388-75,874-11,582-60,831-72,30432,45787,9958,612-66,227-15,571
Net Cash Growth (YoY)
----------------95.93%---
Net Cash Per Share
-4.95-52.56-35.58-32.170.80-21.98-30.69-15.75-12.26-18.10-26.98-21.33-3.20-16.81-19.638.7123.382.28-17.22-3.99
Filing Date Shares Outstanding
2,8602,8772,9022,9363,0123,0503,0963,1623,2403,3033,3443,5033,6153,6183,6193,7263,7603,7663,7763,904
Total Common Shares Outstanding
2,8602,8772,9022,9363,0123,0503,0963,1623,2403,3033,3443,5033,6153,6183,6193,7263,7603,7663,7763,904
Book Value Per Share
17.5717.6818.6316.8417.3616.9417.0216.2216.8816.0916.3514.77-14.2815.6113.7713.7314.2013.7914.20
Tangible Book Value
48,50649,32052,57347,98850,88150,30151,36949,99853,44451,91653,48650,56455,67350,57155,39850,18650,50952,33950,91054,193
Tangible Book Value Per Share
16.9617.1518.1116.3516.8916.4916.5915.8116.5015.7216.0014.44-13.9815.3113.4713.4313.9013.4813.88
SEC Filings: 10-K · 10-Q