ING Groep Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Quarter	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Jun '25 Jun 30, 2025	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Sep '24 Sep 30, 2024	Jun '24 Jun 30, 2024	Mar '24 Mar 31, 2024	Dec '23 Dec 31, 2023	Sep '23 Sep 30, 2023	Jun '23 Jun 30, 2023	Mar '23 Mar 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022	Jun '22 Jun 30, 2022	Mar '22 Mar 31, 2022	Dec '21 Dec 31, 2021	Sep '21 Sep 30, 2021	Jun '21 Jun 30, 2021
Cash & Equivalents	68,587	52,889	82,871	75,565	94,098	70,353	100,118	97,073	98,113	90,214	116,725	113,636	118,002	87,614	135,089	126,030	131,374	106,520	127,781	121,331
Securities and Investments	188,725	110,529	161,620	103,651	148,478	96,662	93,526	95,880	144,503	89,429	124,383	85,603	116,574	79,785	110,188	79,116	107,865	78,954	109,830	82,483
Short-Term Interbank Lending and Reverse Repurchase Agreements	31,248	21,204	35,628	50,080	36,414	21,770	22,947	27,443	21,787	16,709	24,705	32,905	32,655	35,104	26,244	22,966	26,180	23,592	25,828	26,198
Trading Assets	314,342	133,157	294,186	152,486	300,591	137,581	150,149	149,579	295,272	123,015	296,005	141,983	279,776	113,766	313,428	138,628	256,795	101,956	252,313	121,402
Gross Loans	744,039	-	709,034	-	688,481	-	674,531	-	654,032	-	637,289	-	639,490	-	649,662	-	633,850	-	619,179	-
Allowance for Loan Losses	-5,996	-	-5,828	-	-5,841	-	-6,033	-	-5,777	-	-5,723	-	-5,785	-	-5,985	-	-5,778	-	-5,201	-
Net Loans	738,043	721,705	703,206	688,893	682,640	680,233	668,498	656,274	648,255	642,402	631,566	637,582	633,705	644,893	643,677	637,000	628,072	625,122	613,979	610,938
Net Property, Plant & Equipment	2,589	2,478	2,432	2,418	2,399	2,434	2,413	2,435	2,415	2,399	2,363	2,425	2,477	2,446	2,500	2,562	2,540	2,515	2,555	2,631
Other Intangible Assets	1,552	1,510	1,459	1,409	1,374	1,334	1,296	1,245	1,206	1,198	1,152	1,120	1,108	1,102	1,106	1,119	1,136	1,156	1,246	1,315
Long-Term Investments	1,524	1,607	1,552	1,536	1,665	1,679	1,658	1,459	1,486	1,509	1,514	1,485	1,520	1,500	1,473	1,477	1,490	1,587	1,470	1,461
Other Non-Earning Assets	10,628	9,326	10,254	10,723	8,947	8,499	8,864	9,983	10,314	8,708	10,019	12,441	10,685	10,624	12,984	11,167	10,694	7,848	10,589	10,487
Total Assets	1,137,511	1,054,405	1,092,359	1,086,760	1,078,904	1,020,545	1,049,470	1,041,371	1,029,859	975,583	1,021,627	1,029,181	1,022,188	976,834	1,058,830	1,020,064	1,007,922	949,250	988,751	978,246
Interest-bearing deposits	753,063	-	736,134	-	733,706	-	698,377	-	674,517	-	664,002	-	660,189	-	664,344	-	629,870	-	620,115	-
Total Deposits	753,063	721,367	736,134	738,079	733,706	691,661	698,377	692,577	674,517	650,267	664,002	677,959	660,189	640,799	664,344	642,076	629,870	617,400	620,116	620,593
Short-Term Interbank Borrowing and Repurchase Agreements	32,392	18,517	26,694	20,891	21,158	16,723	16,684	20,496	18,611	23,257	26,387	31,156	54,211	56,632	91,778	90,513	88,742	85,092	91,166	89,134
Trading Liabilities	202,876	80,533	186,292	93,524	176,637	86,899	100,553	102,649	206,972	94,639	243,268	116,281	228,142	93,019	252,361	107,982	198,734	71,041	185,980	87,141
Long-Term Debt	182,898	169,331	170,476	167,582	168,320	160,245	168,430	157,108	161,270	140,071	141,980	135,890	124,948	111,704	106,382	108,596	115,499	108,499	108,228	106,631
Other Liabilities	15,654	13,706	15,341	16,538	14,606	13,706	13,190	17,580	17,845	15,167	15,092	16,433	16,496	17,675	18,475	18,856	20,368	14,416	19,867	17,537
Total Liabilities	1,085,446	1,003,452	1,041,792	1,036,614	1,026,109	969,236	997,235	990,408	975,729	923,400	969,094	977,718	969,914	919,829	1,007,160	968,023	953,846	896,448	932,367	921,037
Common Stock	-	17,147	-	17,148	-	17,148	-	17,149	-	17,151	-	17,153	-	17,154	-	17,155	-	17,144	-	17,144
Accumulated Other Comprehensive Income	-	-3,080	-	-3,158	-	-687	-	-1,538	-	-2,763	-	-1,664	-	-2,192	-	-1,413	-	-540	-	1,862
Retained Earnings	-	35,630	-	35,125	-	33,853	-	34,535	-	36,852	-	35,254	-	41,538	-	35,886	-	35,462	-	37,217
Total Common Shareholders' Equity	50,872	49,698	49,447	49,115	51,675	50,314	51,294	50,147	53,122	51,240	51,716	50,742	51,679	56,500	51,292	51,628	53,475	52,066	55,439	56,222
Minority Interest	1,192	1,255	1,120	1,031	1,119	995	941	816	1,008	944	816	721	595	504	378	413	601	736	945	987
Shareholders' Equity	52,064	50,953	50,567	50,146	52,794	51,309	52,235	50,963	54,130	52,184	52,533	51,463	52,274	57,004	51,670	52,042	54,076	52,802	56,384	57,209
Total Liabilities & Equity	1,137,511	1,054,405	1,092,359	1,086,760	1,078,904	1,020,545	1,049,470	1,041,371	1,029,859	975,583	1,021,627	1,029,181	1,022,188	976,834	1,058,830	1,020,064	1,007,922	949,250	988,751	978,246
Total Debt	182,898	169,331	170,476	167,582	168,320	160,245	168,430	157,108	161,270	140,071	141,980	135,890	124,948	111,704	106,382	108,596	115,499	108,499	108,228	106,631
Net Cash (Debt)	-182,898	-169,331	-170,476	-167,582	-168,320	-160,245	-168,430	-157,108	-161,270	-140,071	-141,980	-135,890	-124,948	-111,704	-106,382	-108,596	-115,499	-108,499	-108,228	-106,631
Net Cash Growth (YoY)	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Cash Per Share	-63.28	-58.07	-57.59	-55.63	-54.80	-51.20	-52.63	-47.97	-48.73	-40.47	-39.91	-37.59	-34.52	-30.32	-28.53	-28.88	-30.63	-28.21	-27.73	-27.32
Book Value	50,872	49,698	49,447	49,115	51,675	50,314	51,294	50,147	53,122	51,240	51,716	50,742	51,679	56,500	51,292	51,628	53,475	52,066	55,439	56,222
Book Value Per Share	17.60	17.04	16.70	16.30	16.82	16.07	16.03	15.31	16.05	14.81	14.54	14.04	14.28	15.34	13.76	13.73	14.18	13.54	14.20	14.40
Tangible Book Value	49,320	48,188	47,988	47,706	50,301	48,980	49,998	48,902	51,916	50,042	50,564	49,622	50,571	55,398	50,186	50,509	52,339	50,910	54,193	54,907
Tangible Book Value Per Share	17.06	16.53	16.21	15.84	16.38	15.65	15.62	14.93	15.69	14.46	14.21	13.73	13.97	15.04	13.46	13.43	13.88	13.23	13.88	14.07

SEC Filings: 10-K · 10-Q