Isabella Bank Corporation (ISBA)

NASDAQ: ISBA · Real-Time Price · USD

38.58

+0.34 (0.89%)

Sep 1, 2026, 1:58 PM EDT - Market open

Isabella Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	83.2	79.07	68.53	71.14	73.66	67.04
Revenue Growth	13.52%	15.39%	-3.68%	-3.42%	9.88%	7.76%
Net Income	19.96	18.91	13.89	18.17	22.24	19.5
Earnings Per Share	2.72	2.56	1.86	2.40	2.91	2.45
EPS Growth	24.25%	37.63%	-22.50%	-17.53%	18.78%	82.84%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	41.77	26.04	24.54	33.67	38.92	105.33
Total Debt	145.57	142.51	112.99	116.14	87.02	99.32
Net Cash (Debt)	-103.8	-116.47	-88.45	-82.46	-48.09	6.01
Net Cash Growth	-	-	-	-	-	-93.12%
Net Cash Per Share	-14.13	-15.77	-11.82	-10.89	-6.29	0.75

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	25.87	26.82	19.64	24.18	26.89	25.5
Capital Expenditures	-2.84	-3.48	-2.11	-4.06	-3.21	-1.59
Free Cash Flow	23.03	23.34	17.53	20.12	23.68	23.91
Free Cash Flow Growth	11.60%	33.12%	-12.86%	-15.05%	-0.95%	16.74%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	23.99%	23.91%	20.27%	25.54%	30.19%	29.09%
FCF Margin	27.68%	29.51%	25.58%	28.28%	32.15%	35.66%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.120	1.120	1.120	1.120	1.090	1.080
Dividend Per Share Growth	0%	0%	0%	2.75%	0.93%	0%
Dividend Yield	2.93%	2.27%	4.52%	5.77%	5.42%	5.18%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.06	19.40	13.91	8.87	7.99	9.84
Forward PE	10.20	17.12	12.17	7.88	7.19	13.08
P/FCF Ratio	12.78	15.72	11.02	8.01	7.50	8.03
PS Ratio	3.54	4.64	2.82	2.26	2.41	2.86