Isabella Bank Corporation (ISBA)
NASDAQ: ISBA · Real-Time Price · USD
40.77
-0.12 (-0.29%)
Aug 12, 2026, 10:04 AM EDT - Market open
Isabella Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 41.77 | 26.04 | 24.54 | 33.67 | 38.92 | 105.33 |
Securities and Investments | 444.89 | 503.39 | 501.79 | 540.91 | 580.48 | 490.6 |
Other Earning Assets | 47.01 | 46.56 | 35.12 | 33.89 | 33.37 | 34.21 |
Gross Loans | 1,590 | 1,536 | 1,424 | 1,349 | 1,264 | 1,301 |
Allowance for Loan Losses | -14.48 | -13.73 | -12.9 | -13.11 | -9.85 | -9.1 |
Net Loans | 1,575 | 1,523 | 1,411 | 1,336 | 1,254 | 1,292 |
Net Property, Plant & Equipment | 28.89 | 29 | 27.66 | 27.64 | 25.55 | 24.42 |
Accrued Interest and Accounts Receivable | - | - | - | - | 33.59 | 19.98 |
Other Intangible Assets | 48.28 | 48.28 | 48.28 | 48.28 | 48.29 | 48.3 |
Long-Term Investments | - | - | - | - | 15.75 | 17.38 |
Other Non-Earning Assets | 33.6 | 33.54 | 38.17 | 38.22 | - | - |
Total Assets | 2,220 | 2,209 | 2,086 | 2,059 | 2,030 | 2,032 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest-bearing deposits | 1,396 | 1,393 | 1,331 | 1,295 | 1,250 | 1,262 |
Noninterest-bearing deposits | 414.02 | 426.34 | 416.37 | 428.51 | 494.35 | 448.35 |
Total Deposits | 1,810 | 1,820 | 1,747 | 1,724 | 1,744 | 1,710 |
Short-Term Interbank Borrowing and Repurchase Agreements | - | 45 | 30 | 40 | - | 20 |
Short-Term Borrowings | 116.01 | 68 | 53.57 | 46.8 | 57.77 | 50.16 |
Long-Term Debt | 29.56 | 29.51 | 29.42 | 29.34 | 29.25 | 29.16 |
Other Liabilities | 15.45 | 15.88 | 15.91 | 16.74 | 12.77 | 11.45 |
Total Liabilities | 1,971 | 1,978 | 1,876 | 1,857 | 1,844 | 1,821 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 135.08 | 123.2 | 126.22 | 127.32 | 128.65 | 129.05 |
Additional Paid-in Capital | 2.53 | 2.37 | 2.38 | 3.69 | 5.01 | 4.55 |
Accumulated Other Comprehensive Income | -8.75 | -8.02 | -21.36 | -25.9 | -37.19 | 1.86 |
Retained Earnings | 119.84 | 113.85 | 103.02 | 97.28 | 89.75 | 75.59 |
Shareholders' Equity | 248.7 | 231.4 | 210.28 | 202.4 | 186.21 | 211.05 |
Total Liabilities & Equity | 2,220 | 2,209 | 2,086 | 2,059 | 2,030 | 2,032 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 29.56 | 29.51 | 29.42 | 29.34 | 29.25 | 29.16 |
Net Cash (Debt) | 12.22 | -3.47 | -4.88 | 4.34 | 9.68 | 76.17 |
Net Cash Growth | -84.56% | - | - | -55.19% | -87.29% | -69.12% |
Net Cash Per Share | 1.66 | -0.47 | -0.65 | 0.57 | 1.27 | 9.56 |
Book Value | 248.7 | 231.4 | 210.28 | 202.4 | 186.21 | 211.05 |
Book Value Per Share | 33.86 | 31.33 | 28.10 | 26.72 | 24.35 | 26.49 |
Tangible Book Value | 200.42 | 183.11 | 161.99 | 154.12 | 137.92 | 162.75 |
Tangible Book Value Per Share | 27.28 | 24.79 | 21.65 | 20.34 | 18.03 | 20.43 |