Isabella Bank Corporation (ISBA)
NASDAQ: ISBA · Real-Time Price · USD
38.57
+0.33 (0.86%)
Sep 1, 2026, 2:51 PM EDT - Market open
Isabella Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 41.77 | 26.04 | 24.54 | 33.67 | 38.92 | 105.33 |
Investment Securities | 149.13 | 196.77 | 250.88 | 262.62 | 295.88 | 319.22 |
Mortgage-Backed Securities | 146.53 | 213.96 | 171.29 | 198.45 | 226.9 | 121.48 |
Total Investments | 295.66 | 410.73 | 422.18 | 461.07 | 522.77 | 440.7 |
Gross Loans | 1,590 | 1,536 | 1,424 | 1,349 | 1,264 | 1,301 |
Allowance for Loan Losses | -14.48 | -13.73 | -12.9 | -13.11 | -9.85 | -9.1 |
Net Loans | 1,575 | 1,523 | 1,411 | 1,336 | 1,254 | 1,292 |
Property, Plant & Equipment | 28.89 | 29 | 27.66 | 27.64 | 25.55 | 24.42 |
Goodwill | - | 48.28 | 48.28 | 48.28 | 48.28 | 48.28 |
Other Intangible Assets | 48.28 | - | 0 | 0 | 0.01 | 0.02 |
Loans Held for Sale | 0.41 | 0.42 | 0.24 | - | 0.38 | 1.74 |
Accrued Interest Receivable | 7.62 | 8.4 | 8.09 | 8.17 | 7.47 | 5.8 |
Other Real Estate Owned & Foreclosed | 0.62 | 0.94 | 0.54 | 0.42 | 0.44 | 0.21 |
Other Long-Term Assets | 215.59 | 151.81 | 118.51 | 117.84 | 119.35 | 98.67 |
Total Assets | 2,220 | 2,209 | 2,086 | 2,059 | 2,030 | 2,032 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,396 | 1,393 | 1,331 | 948.82 | 1,183 | 1,183 |
Institutional Deposits | - | - | - | 346.37 | 67.13 | 78.58 |
Non-Interest Bearing Deposits | 414.02 | 426.34 | 416.37 | 428.51 | 494.35 | 448.35 |
Total Deposits | 1,810 | 1,820 | 1,747 | 1,724 | 1,744 | 1,710 |
Short-Term Borrowings | 116.01 | 113 | 83.57 | 86.8 | 57.77 | 50.16 |
Current Portion of Long-Term Debt | - | - | - | - | - | 20 |
Accrued Interest Payable | - | 1.06 | 1.05 | 0.89 | 0.26 | 0.25 |
Long-Term Debt | 29.56 | 29.51 | 29.42 | 29.34 | 29.25 | 29.16 |
Pension & Post-Retirement Benefits | - | 1.25 | 1.79 | 2.08 | 3.22 | 3.92 |
Other Long-Term Liabilities | 15.45 | 13.57 | 13.08 | 13.77 | 9.29 | 7.28 |
Total Liabilities | 1,971 | 1,978 | 1,876 | 1,857 | 1,844 | 1,821 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 135.08 | 123.2 | 126.22 | 127.32 | 128.65 | 129.05 |
Retained Earnings | 119.84 | 113.85 | 103.02 | 97.28 | 89.75 | 75.59 |
Comprehensive Income & Other | -6.22 | -5.66 | -18.97 | -22.2 | -32.19 | 6.4 |
Shareholders' Equity | 248.7 | 231.4 | 210.28 | 202.4 | 186.21 | 211.05 |
Total Liabilities & Equity | 2,220 | 2,209 | 2,086 | 2,059 | 2,030 | 2,032 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 145.57 | 142.51 | 112.99 | 116.14 | 87.02 | 99.32 |
Net Cash (Debt) | -103.8 | -116.47 | -88.45 | -82.46 | -48.09 | 6.01 |
Net Cash Growth | - | - | - | - | - | -93.12% |
Net Cash Per Share | -14.13 | -15.77 | -11.82 | -10.89 | -6.29 | 0.75 |
Filing Date Shares Outstanding | 7.63 | 7.33 | 7.41 | 7.5 | 7.56 | 7.53 |
Total Common Shares Outstanding | 7.63 | 7.32 | 7.42 | 7.49 | 7.56 | 7.53 |
Book Value Per Share | 32.60 | 31.60 | 28.32 | 27.04 | 24.63 | 28.02 |
Tangible Book Value | 200.42 | 183.11 | 161.99 | 154.12 | 137.92 | 162.75 |
Tangible Book Value Per Share | 26.27 | 25.01 | 21.82 | 20.59 | 18.25 | 21.61 |