Isabella Bank Corporation (ISBA)
NASDAQ: ISBA · Real-Time Price · USD
41.00
+0.25 (0.63%)
Jul 2, 2026, 4:00 PM EDT - Market closed
Isabella Bank Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 19.95 | 18.91 | 13.89 | 18.17 | 22.24 | 19.5 |
Depreciation & Amortization | 3.01 | 3.11 | 3.42 | 3.45 | 4.09 | 5.23 |
Provision for Credit Losses | 0.15 | -0.56 | 1.88 | 0.63 | 0.48 | -0.52 |
Stock-Based Compensation | 0.34 | 0.34 | 0.48 | 0.78 | 0.61 | 0.52 |
Net Change in Loans Held-for-Sale | -0.23 | -0.18 | -0.24 | 0.38 | 1.36 | 1.01 |
Other Adjustments | -1.81 | -1.57 | -1.3 | 0.04 | -1.34 | -1.58 |
Changes in Accrued Interest and Accounts Receivable | 0.95 | - | - | - | -2.82 | 1.21 |
Changes in Accounts Payable | 0.76 | - | - | - | - | 0.15 |
Changes in Other Operating Activities | - | 6.77 | 1.51 | 0.74 | 2.27 | - |
Operating Cash Flow | 25.95 | 26.82 | 19.64 | 24.18 | 26.89 | 25.5 |
Operating Cash Flow Growth | 24.47% | 36.56% | -18.80% | -10.06% | 5.43% | 15.93% |
Net Change in Loans Held-for-Investment | -190.85 | -112.35 | -76.86 | -85.78 | 36.67 | -63.21 |
Net Change in Securities and Investments | 30.3 | 14.02 | 43.13 | 64.22 | -139.63 | -161.98 |
Capital Expenditures | -3.03 | -3.48 | -2.11 | -4.06 | -3.21 | -1.59 |
Other Investing Activities | 1.19 | -14.07 | -2.02 | -0.62 | -0.05 | -2.86 |
Investing Cash Flow | -162.46 | -115.88 | -37.87 | -26.25 | -106.2 | -229.64 |
Net Change in Deposits | 61.94 | 72.59 | 23.37 | -20.58 | 33.94 | 144.02 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | - | - | - | - | - | -18.59 |
Net Short-Term Debt Issued (Repaid) | - | 15 | -10 | 40 | -20 | -70 |
Long-Term Debt Issued | - | - | - | - | - | 29.11 |
Net Long-Term Debt Issued (Repaid) | 66.22 | 14.43 | 6.77 | -10.97 | 7.61 | 29.11 |
Issuance of Common Stock | 1.35 | 1.33 | 1.52 | 1.62 | 1.76 | 1.59 |
Repurchase of Common Stock | -3.97 | -4.71 | -4.41 | -5.04 | -2.31 | -14.95 |
Net Common Stock Issued (Repurchased) | -2.62 | -3.38 | -2.89 | -3.42 | -0.55 | -13.35 |
Common Dividends Paid | -8.1 | -8.09 | -8.15 | -8.22 | -8.08 | -8.37 |
Financing Cash Flow | 117.43 | 90.56 | 9.1 | -3.19 | 12.91 | 62.82 |
Net Cash Flow | -19.07 | 1.5 | -9.13 | -5.25 | -66.41 | -141.31 |
Free Cash Flow | 22.92 | 23.34 | 17.53 | 20.12 | 23.68 | 23.91 |
Free Cash Flow Growth | -1.80% | 33.12% | -12.86% | -15.05% | -0.95% | 16.74% |
FCF Margin | 28.10% | 29.51% | 25.58% | 28.28% | 32.15% | 35.66% |
Free Cash Flow Per Share | 3.11 | 3.16 | 2.34 | 2.66 | 3.10 | 3.00 |