Isabella Bank Corporation (ISBA)
NASDAQ: ISBA · Real-Time Price · USD
39.64
-0.05 (-0.13%)
Oct 30, 2026, 4:00 PM EDT - Market closed

Isabella Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
303367193161178192
Market Cap Growth
17.33%89.85%19.92%-9.30%-7.46%22.63%
Last Close Price
39.6448.9824.6019.2619.9620.68

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.7619.4013.918.877.999.84
PS Ratio
3.494.642.822.262.412.86
PB Ratio
1.241.590.920.800.950.91
P/FCF Ratio
13.1715.7211.028.017.508.03
P/OCF Ratio
11.7213.689.846.666.617.53

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.360.620.540.570.470.47
Debt / FCF Ratio
3.216.116.455.773.684.15
Net Debt / Equity Ratio
-0.210.500.420.410.26-0.03
Net Debt / FCF Ratio
-1.884.995.054.102.03-0.25
Return on Equity (ROE)
9.02%8.56%6.73%9.35%11.20%9.08%
Return on Assets (ROA)
0.95%0.88%0.67%0.89%1.09%0.98%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.27%5.16%7.19%11.28%12.52%10.16%
FCF Yield
7.59%6.36%9.07%12.49%13.33%12.46%
Dividend Yield
2.83%2.24%4.30%5.21%4.64%4.24%
Payout Ratio
38.87%42.75%58.66%45.23%36.34%42.91%
Buyback Yield / Dilution
0.10%1.29%1.23%0.94%4.00%1.73%
Total Shareholder Return
2.92%3.53%5.53%6.15%8.63%5.97%