Isabella Bank Corporation (ISBA)
NASDAQ: ISBA · Real-Time Price · USD
38.57
+0.33 (0.86%)
Sep 1, 2026, 2:51 PM EDT - Market open

Isabella Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
294367193161178192
Market Cap Growth
18.60%89.85%19.92%-9.30%-7.46%22.63%
Last Close Price
38.2449.3424.7819.4020.1120.83

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.0619.4013.918.877.999.84
PS Ratio
3.544.642.822.262.412.86
PB Ratio
1.171.590.920.800.950.91
P/FCF Ratio
12.7815.7211.028.017.508.03
P/OCF Ratio
11.3813.689.846.666.617.53

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.590.620.540.570.470.47
Debt / FCF Ratio
6.326.116.455.773.684.15
Net Debt / Equity Ratio
0.420.500.420.410.26-0.03
Net Debt / FCF Ratio
4.514.995.054.102.03-0.25
Return on Equity (ROE)
8.51%8.56%6.73%9.35%11.20%9.08%
Return on Assets (ROA)
0.91%0.88%0.67%0.89%1.09%0.98%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.78%5.16%7.19%11.28%12.52%10.16%
FCF Yield
7.83%6.36%9.07%12.49%13.33%12.46%
Dividend Yield
2.93%2.27%4.52%5.77%5.42%5.18%
Payout Ratio
41.17%42.75%58.66%45.23%36.34%42.91%
Buyback Yield / Dilution
1.26%1.29%1.23%0.94%4.00%1.73%
Total Shareholder Return
4.19%3.56%5.75%6.72%9.42%6.91%
SEC Filings: 10-K · 10-Q