Isabella Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	26.04	24.54	33.67	38.92	105.33
Securities and Investments	503.39	501.79	540.91	580.48	490.6
Other Earning Assets	46.56	35.12	33.89	33.37	34.21
Gross Loans	1,536	1,424	1,349	1,264	1,301
Allowance for Loan Losses	-13.73	-12.9	-13.11	-9.85	-9.1
Net Loans	1,523	1,411	1,336	1,254	1,292
Net Property, Plant & Equipment	29	27.66	27.64	25.55	24.42
Accrued Interest and Accounts Receivable	-	-	-	33.59	19.98
Other Intangible Assets	48.28	48.28	48.28	48.29	48.3
Long-Term Investments	-	-	-	15.75	17.38
Other Non-Earning Assets	33.54	38.17	38.22	-	-
Total Assets	2,209	2,086	2,059	2,030	2,032
Interest-bearing deposits	1,393	1,331	1,295	1,250	1,262
Noninterest-bearing deposits	426.34	416.37	428.51	494.35	448.35
Total Deposits	1,820	1,747	1,724	1,744	1,710
Short-Term Interbank Borrowing and Repurchase Agreements	45	30	40	-	20
Short-Term Borrowings	68	53.57	46.8	57.77	50.16
Long-Term Debt	29.51	29.42	29.34	29.25	29.16
Other Liabilities	15.88	15.91	16.74	12.77	11.45
Total Liabilities	1,978	1,876	1,857	1,844	1,821
Common Stock	123.2	126.22	127.32	128.65	129.05
Additional Paid-in Capital	2.37	2.38	3.69	5.01	4.55
Accumulated Other Comprehensive Income	-8.02	-21.36	-25.9	-37.19	1.86
Retained Earnings	113.85	103.02	97.28	89.75	75.59
Shareholders' Equity	231.4	210.28	202.4	186.21	211.05
Total Liabilities & Equity	2,209	2,086	2,059	2,030	2,032
Total Debt	29.51	29.42	29.34	29.25	29.16
Net Cash (Debt)	-29.51	-29.42	-29.34	-29.25	-29.16
Net Cash Per Share	-4.00	-3.93	-3.87	-3.82	-3.66
Book Value	231.4	210.28	202.4	186.21	211.05
Book Value Per Share	31.33	28.10	26.72	24.35	26.49
Tangible Book Value	183.11	161.99	154.12	137.92	162.75
Tangible Book Value Per Share	24.79	21.65	20.34	18.03	20.43

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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