Isabella Bank Statistics
Total Valuation
Isabella Bank has a market cap or net worth of $203.75 million. The enterprise value is $210.96 million.
Important Dates
The next estimated earnings date is Thursday, July 17, 2025.
Earnings Date | Jul 17, 2025 |
Ex-Dividend Date | Jun 26, 2025 |
Share Statistics
Isabella Bank has 7.38 million shares outstanding. The number of shares has decreased by -1.07% in one year.
Current Share Class | 7.38M |
Shares Outstanding | 7.38M |
Shares Change (YoY) | -1.07% |
Shares Change (QoQ) | -0.28% |
Owned by Insiders (%) | 13.54% |
Owned by Institutions (%) | 0.09% |
Float | 6.38M |
Valuation Ratios
The trailing PE ratio is 13.98 and the forward PE ratio is 11.58.
PE Ratio | 13.98 |
Forward PE | 11.58 |
PS Ratio | 2.92 |
Forward PS | 3.31 |
PB Ratio | 0.95 |
P/TBV Ratio | 1.22 |
P/FCF Ratio | 10.92 |
P/OCF Ratio | 9.73 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 14.34 |
EV / Sales | 3.00 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 11.32 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 4.12 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.07%.
Return on Equity (ROE) | 7.07% |
Return on Assets (ROA) | 0.71% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $191,052 |
Profits Per Employee | $39,965 |
Employee Count | 368 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, Isabella Bank has paid $2.91 million in taxes.
Income Tax | 2.91M |
Effective Tax Rate | 16.52% |
Stock Price Statistics
The stock price has increased by +43.49% in the last 52 weeks. The beta is 0.21, so Isabella Bank's price volatility has been lower than the market average.
Beta (5Y) | 0.21 |
52-Week Price Change | +43.49% |
50-Day Moving Average | 25.59 |
200-Day Moving Average | 23.81 |
Relative Strength Index (RSI) | 61.34 |
Average Volume (20 Days) | 3,650 |
Short Selling Information
The latest short interest is 584, so 0.01% of the outstanding shares have been sold short.
Short Interest | 584 |
Short Previous Month | n/a |
Short % of Shares Out | 0.01% |
Short % of Float | 0.01% |
Short Ratio (days to cover) | 0.21 |
Income Statement
In the last 12 months, Isabella Bank had revenue of $70.31 million and earned $14.71 million in profits. Earnings per share was $1.97.
Revenue | 70.31M |
Gross Profit | 70.31M |
Operating Income | 18.80M |
Pretax Income | n/a |
Net Income | 14.71M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $1.97 |
Full Income Statement Balance Sheet
The company has $69.18 million in cash and $76.76 million in debt, giving a net cash position of -$7.58 million or -$1.03 per share.
Cash & Cash Equivalents | 69.18M |
Total Debt | 76.76M |
Net Cash | -7.58M |
Net Cash Per Share | -$1.03 |
Equity (Book Value) | 215.56M |
Book Value Per Share | 29.10 |
Working Capital | -1.77B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $20.91 million and capital expenditures -$2.27 million, giving a free cash flow of $18.63 million.
Operating Cash Flow | 20.91M |
Capital Expenditures | -2.27M |
Free Cash Flow | 18.63M |
FCF Per Share | $2.52 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 26.74% |
Pretax Margin | 25.06% |
Profit Margin | 20.92% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 26.50% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 4.00%.
Dividend Per Share | $1.12 |
Dividend Yield | 4.00% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 56.85% |
Buyback Yield | 1.07% |
Shareholder Yield | 5.07% |
Earnings Yield | 7.23% |
FCF Yield | 9.16% |
Dividend Details Analyst Forecast
The average price target for Isabella Bank is $28.00, which is 1.45% higher than the current price. The consensus rating is "Hold".
Price Target | $28.00 |
Price Target Difference | 1.45% |
Analyst Consensus | Hold |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
The last stock split was on March 11, 2008. It was a forward split with a ratio of 1.1:1.
Last Split Date | Mar 11, 2008 |
Split Type | Forward |
Split Ratio | 1.1:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |