Isabella Bank Statistics
Total Valuation
Isabella Bank has a market cap or net worth of $356.97 million. The enterprise value is $473.45 million.
Important Dates
The next estimated earnings date is Sunday, May 24, 2026, after market close.
| Earnings Date | May 24, 2026 |
| Ex-Dividend Date | Mar 27, 2026 |
Share Statistics
Isabella Bank has 7.33 million shares outstanding. The number of shares has decreased by -1.29% in one year.
| Current Share Class | 7.33M |
| Shares Outstanding | 7.33M |
| Shares Change (YoY) | -1.29% |
| Shares Change (QoQ) | -0.35% |
| Owned by Insiders (%) | 8.45% |
| Owned by Institutions (%) | 10.63% |
| Float | 6.71M |
Valuation Ratios
The trailing PE ratio is 19.02 and the forward PE ratio is 13.53.
| PE Ratio | 19.02 |
| Forward PE | 13.53 |
| PS Ratio | 4.51 |
| Forward PS | 0.11 |
| PB Ratio | 1.54 |
| P/TBV Ratio | 1.95 |
| P/FCF Ratio | 15.30 |
| P/OCF Ratio | 13.31 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 25.04 |
| EV / Sales | 5.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 20.29 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.56%.
| Return on Equity (ROE) | 8.56% |
| Return on Assets (ROA) | 0.88% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.63% |
| Revenue Per Employee | $208,636 |
| Profits Per Employee | $49,894 |
| Employee Count | 379 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Isabella Bank has paid $5.21 million in taxes.
| Income Tax | 5.21M |
| Effective Tax Rate | 21.61% |
Stock Price Statistics
| Beta (5Y) | 0.15 |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 47.92 |
| 200-Day Moving Average | 41.01 |
| Relative Strength Index (RSI) | 57.12 |
| Average Volume (20 Days) | 37,823 |
Short Selling Information
The latest short interest is 135,254, so 1.85% of the outstanding shares have been sold short.
| Short Interest | 135,254 |
| Short Previous Month | 133,502 |
| Short % of Shares Out | 1.85% |
| Short % of Float | 2.02% |
| Short Ratio (days to cover) | 8.26 |
Income Statement
In the last 12 months, Isabella Bank had revenue of $79.07 million and earned $18.91 million in profits. Earnings per share was $2.56.
| Revenue | 79.07M |
| Gross Profit | 79.07M |
| Operating Income | 25.30M |
| Pretax Income | 24.12M |
| Net Income | 18.91M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.56 |
Full Income StatementBalance Sheet
The company has $26.04 million in cash and $142.51 million in debt, with a net cash position of -$116.47 million or -$15.89 per share.
| Cash & Cash Equivalents | 26.04M |
| Total Debt | 142.51M |
| Net Cash | -116.47M |
| Net Cash Per Share | -$15.89 |
| Equity (Book Value) | 231.40M |
| Book Value Per Share | 31.60 |
| Working Capital | -1.90B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $26.82 million and capital expenditures -$3.48 million, giving a free cash flow of $23.34 million.
| Operating Cash Flow | 26.82M |
| Capital Expenditures | -3.48M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 29.43M |
| Free Cash Flow | 23.34M |
| FCF Per Share | $3.18 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.00% |
| Pretax Margin | 30.51% |
| Profit Margin | 23.91% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.51% |
