Jefferson Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Revenue	642.73	607.29	433.76	336.03
Revenue Growth	20.73%	40.01%	29.09%	-
Cost of Revenue	159.66	132.8	98.89	101.7
Gross Profit	483.06	474.49	334.87	234.33
Selling, General & Admin	107.59	90.18	69.08	51.43
Other Operating Expenses	-16.89	-6	0.42	12.96
Operating Expenses	97.46	91.79	75.6	70.28
Operating Income	385.61	382.7	259.27	164.05
Interest Expense	-116.02	-105.78	-77.24	-48.11
Currency Exchange Gain (Loss)	7.82	7.73	-5.47	4.64
EBT Excluding Unusual Items	277.41	284.64	176.55	120.58
Merger & Restructuring Charges	-11.8	-11.8	-7	-
Legal Settlements	-71.6	-54.4	-32	-
Pretax Income	194.01	218.44	137.55	120.58
Income Tax Expense	39	30.47	8.66	9.05
Earnings From Continuing Operations	155.02	187.97	128.89	111.54
Minority Interest in Earnings	-	-	-	-0.02
Net Income	155.02	187.97	128.89	111.52
Preferred Dividends & Other Adjustments	26.55	18.59	-	-
Net Income to Common	128.47	169.38	128.89	111.52
Net Income Growth	-26.88%	31.41%	15.58%	-
Shares Outstanding (Basic)	57	30	-	-
Shares Outstanding (Diluted)	57	30	-	-
Shares Change	-1.92%	-	-	-
EPS (Basic)	2.25	5.64	-	-
EPS (Diluted)	2.25	5.64	-	-
EPS Growth	-25.45%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Free Cash Flow	220.07	267.73	162	118.99
Free Cash Flow Per Share	3.85	8.92	-	-
Dividend Per Share	0.480	0.480	-	-
Dividend Growth	0%	-	-	-
Gross Margin	75.16%	78.13%	77.20%	69.74%
Operating Margin	59.99%	63.02%	59.77%	48.82%
Profit Margin	19.99%	27.89%	29.72%	33.19%
Free Cash Flow Margin	34.24%	44.09%	37.35%	35.41%
EBITDA	389.72	387.95	261.88	166.42
EBITDA Margin	60.64%	63.88%	60.37%	49.53%
D&A For EBITDA	4.12	5.25	2.61	2.37
EBIT	385.61	382.7	259.27	164.05
EBIT Margin	59.99%	63.02%	59.77%	48.82%
Effective Tax Rate	20.10%	13.95%	6.30%	7.50%
Revenue as Reported	659.62	613.29	433.34	323.07

SEC Filings: 10-K · 10-Q