Jiayin Group Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	124.15	540.52	370.19	291.02	182.55	117.32
Cash & Short-Term Investments	124.15	540.52	370.19	291.02	182.55	117.32
Cash Growth	-83.25%	46.01%	27.21%	59.42%	55.60%	-38.82%
Accounts Receivable	4,168	2,991	2,104	1,732	502.43	158.06
Other Receivables	-	205.78	933.95	-	37.02	0.54
Receivables	4,712	3,490	4,032	2,045	539.78	189.9
Prepaid Expenses	910.91	-	-	-	-	61.29
Restricted Cash	351.65	137.33	2.44	2.02	2.02	2
Other Current Assets	-	172.2	984.82	472.83	62.26	-
Total Current Assets	6,098	4,340	5,390	2,811	786.6	370.51
Property, Plant & Equipment	1,376	97.16	89.99	46.5	44.61	26.38
Long-Term Investments	318.93	162.27	101.48	90.5	90.53	87.55
Long-Term Deferred Tax Assets	81.39	72.41	61.17	70.78	48.46	40.94
Other Long-Term Assets	33.85	737.58	2.26	1.76	1.24	-
Total Assets	7,908	5,410	5,645	3,021	971.43	525.37
Accrued Expenses	1,482	701.04	419.22	337.07	149.87	130.68
Short-Term Debt	-	-	-	-	-	3.19
Current Portion of Leases	-	-	-	24.99	16.91	3.32
Current Income Taxes Payable	1,047	687.03	568.82	632.83	409.06	279.38
Current Unearned Revenue	-	-	-	-	-	4.15
Other Current Liabilities	-	266.87	309.83	287	29.48	-
Total Current Liabilities	2,529	1,655	1,298	1,282	605.32	420.73
Long-Term Leases	35.95	51.68	47.96	2.48	18.34	1.87
Long-Term Unearned Revenue	448.83	229.5	886.86	276.52	-	-
Long-Term Deferred Tax Liabilities	-	70.45	40.12	-	-	-
Other Long-Term Liabilities	591.33	275.7	991.5	218.49	322.03	566.53
Total Liabilities	3,605	2,282	3,264	1,779	945.68	989.14
Additional Paid-In Capital	-	909.65	901.93	870.56	840.58	818.04
Retained Earnings	-	2,241	1,526	384.9	-794.76	-1,267
Treasury Stock	-	-28.89	-35.44	-9.26	-	-
Comprehensive Income & Other	-	7.1	-10.19	-3.11	-17.95	-12.82
Total Common Equity	4,303	3,129	2,382	1,243	27.86	-461.62
Minority Interest	-	-1.66	-1.68	-1.58	-2.12	-2.14
Shareholders' Equity	4,303	3,128	2,380	1,242	25.75	-463.77
Total Liabilities & Equity	7,908	5,410	5,645	3,021	971.43	525.37
Total Debt	35.95	51.68	47.96	27.47	35.24	8.39
Net Cash (Debt)	88.21	488.85	322.24	263.55	147.31	108.93
Net Cash Growth	-87.16%	51.70%	22.27%	78.91%	35.23%	-30.35%
Net Cash Per Share	1.68	9.20	6.02	4.90	2.73	2.02
Filing Date Shares Outstanding	51.31	53.37	53.03	53.43	54.03	54.03
Total Common Shares Outstanding	51.31	53.37	53.03	53.43	54.03	54.03
Working Capital	3,569	2,686	4,092	1,529	181.28	-50.22
Book Value Per Share	83.86	58.63	44.92	23.26	0.52	-8.54
Tangible Book Value	4,303	3,129	2,382	1,243	27.86	-461.62
Tangible Book Value Per Share	83.86	58.63	44.92	23.26	0.52	-8.54
Machinery	-	137	115.61	85.24	67.78	65.32
Leasehold Improvements	-	8.09	8.09	8.09	8.09	8.09

Updated Nov 25, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

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