Jiayin Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	241	310	338	278	123	119
Market Cap Growth	-66.89%	-8.37%	21.48%	126.67%	3.22%	-27.87%
Enterprise Value	333	297	240	260	95	98
Last Close Price	4.52	5.80	6.09	4.32	1.82	1.74
PE Ratio	1.08	1.41	2.33	1.52	0.72	1.60
Forward PE	-	1.35	1.35	1.35	1.35	1.33
PS Ratio	0.27	0.35	0.43	0.36	0.26	0.42
PB Ratio	0.37	0.49	0.79	0.83	0.68	29.32
P/TBV Ratio	0.38	0.49	0.79	0.83	0.68	27.10
P/FCF Ratio	-	-	3.59	5.51	7.29	4.15
P/OCF Ratio	-	-	1.73	5.06	6.33	4.09
EV/Sales Ratio	0.37	0.33	0.30	0.34	0.20	0.35
EV/EBITDA Ratio	1.28	1.15	1.38	1.38	0.55	1.39
EV/EBIT Ratio	1.29	1.16	1.40	1.39	0.56	1.44
EV/FCF Ratio	-	-	2.55	5.16	5.66	3.41
Debt / Equity Ratio	0.16	0.16	0.02	0.02	0.02	1.37
Debt / EBITDA Ratio	0.38	0.38	0.04	0.04	0.02	0.08
Debt / FCF Ratio	-	-	0.08	0.13	0.24	0.19
Net Debt / Equity Ratio	0.14	0.14	-0.16	-0.13	-0.21	-5.72
Net Debt / EBITDA Ratio	0.35	0.35	-0.39	-0.24	-0.22	-0.33
Net Debt / FCF Ratio	-	-	-0.71	-0.90	-2.27	-0.81
Asset Turnover	0.88	0.88	1.05	1.26	1.64	2.38
Quick Ratio	1.49	1.49	2.26	2.63	1.58	1.19
Current Ratio	2.72	2.72	2.62	4.15	2.19	1.30
Return on Equity (ROE)	40.63%	40.63%	38.36%	71.65%	186.27%	-
Return on Assets (ROA)	15.86%	15.86%	14.11%	19.22%	37.01%	36.07%
Return on Invested Capital (ROIC)	31.74%	38.22%	43.34%	73.71%	243.93%	-
Return on Capital Employed (ROCE)	28.90%	28.90%	33.20%	30.70%	68.00%	118.00%
Earnings Yield	91.02%	70.93%	42.85%	65.81%	139.41%	62.52%
FCF Yield	-	-	27.84%	18.16%	13.72%	24.07%
Dividend Yield	17.70%	13.79%	8.21%	18.51%	-	-
Payout Ratio	18.79%	-	28.51%	12.07%	-	-
Buyback Yield / Dilution	1.66%	1.66%	0.73%	0.59%	0.39%	-
Total Shareholder Return	19.36%	15.46%	8.94%	19.10%	0.39%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q