Jiayin Group Inc. (JFIN)

Jiayin Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	75	310	338	278	123	119
Market Cap Growth	-86.87%	-8.37%	21.48%	126.67%	3.22%	-27.87%
Enterprise Value	95	297	240	260	95	98
Last Close Price	1.44	5.80	6.09	4.32	1.82	1.74

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	2.19	1.41	2.33	1.52	0.72	1.60
Forward PE	-	1.35	1.35	1.35	1.35	1.33
PS Ratio	0.13	0.35	0.43	0.36	0.26	0.42
PB Ratio	0.12	0.49	0.79	0.83	0.68	29.32
P/TBV Ratio	0.12	0.49	0.79	0.83	0.68	27.10
P/FCF Ratio	0.83	3.48	3.59	5.51	7.29	4.15
P/OCF Ratio	-	1.72	1.73	5.06	6.33	4.09

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
EV/Sales Ratio	0.16	0.33	0.30	0.34	0.20	0.35
EV/EBITDA Ratio	1.97	1.11	1.38	1.38	0.55	1.39
EV/EBIT Ratio	2.79	1.16	1.40	1.39	0.56	1.44
EV/FCF Ratio	1.04	3.34	2.55	5.16	5.66	3.41

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	0.15	0.16	0.02	0.02	0.02	1.37
Debt / EBITDA Ratio	1.78	0.37	0.04	0.04	0.02	0.08
Debt / FCF Ratio	-	1.13	0.08	0.13	0.24	0.19
Net Debt / Equity Ratio	0.03	0.14	-0.16	-0.13	-0.21	-5.72
Net Debt / EBITDA Ratio	0.40	0.34	-0.39	-0.24	-0.22	-0.33
Net Debt / FCF Ratio	-	1.03	-0.71	-0.90	-2.27	-0.81
Asset Turnover	0.51	0.88	1.05	1.26	1.64	2.38
Quick Ratio	0.83	1.19	1.71	2.63	1.58	1.19
Current Ratio	1.79	1.88	1.98	4.15	2.19	1.30
Return on Equity (ROE)	5.73%	40.63%	38.36%	71.65%	186.27%	-
Return on Assets (ROA)	1.85%	15.86%	14.11%	19.22%	37.01%	36.07%
Return on Invested Capital (ROIC)	4.17%	38.22%	43.34%	73.71%	243.93%	-
Return on Capital Employed (ROCE)	4.80%	35.40%	38.70%	30.70%	68.00%	118.00%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	44.38%	70.93%	42.85%	65.81%	139.41%	62.52%
FCF Yield	120.58%	28.74%	27.84%	18.16%	13.72%	24.07%
Dividend Yield	55.56%	13.79%	8.21%	18.51%	-	-
Payout Ratio	120.24%	7.04%	28.51%	12.07%	-	-
Buyback Yield / Dilution	2.27%	1.66%	0.73%	0.59%	0.39%	-
Total Shareholder Return	56.69%	15.46%	8.94%	19.10%	0.39%	-

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Aug 28, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 11, 2026

Data Sources Report a data error