Jiayin Group Inc. (JFIN)
NASDAQ: JFIN · Real-Time Price · USD
3.025
+0.165 (5.77%)
Jul 1, 2026, 1:25 PM EDT - Market open

Jiayin Group Statistics

Total Valuation

Jiayin Group has a market cap or net worth of $158.30 million. The enterprise value is $243.98 million.

Market Cap158.30M
Enterprise Value 243.98M

Important Dates

The next estimated earnings date is Wednesday, August 19, 2026, before market open.

Earnings Date Aug 19, 2026
Ex-Dividend Date Jul 14, 2025

Share Statistics

Jiayin Group has 52.33 million shares outstanding. The number of shares has decreased by -2.31% in one year.

Current Share Class n/a
Shares Outstanding 52.33M
Shares Change (YoY) -2.31%
Shares Change (QoQ) +1.53%
Owned by Insiders (%) 67.75%
Owned by Institutions (%) 1.38%
Float 16.88M

Valuation Ratios

The trailing PE ratio is 1.10.

PE Ratio 1.10
Forward PE n/a
PS Ratio 0.20
Forward PS n/a
PB Ratio 0.24
P/TBV Ratio 0.24
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 1.80
EV / Sales 0.32
EV / EBITDA 1.40
EV / EBIT 1.50
EV / FCF n/a

Financial Position

The company has a current ratio of 1.89, with a Debt / Equity ratio of 0.16.

Current Ratio 1.89
Quick Ratio 0.89
Debt / Equity 0.16
Debt / EBITDA 0.56
Debt / FCF n/a
Interest Coverage 1,444.09

Financial Efficiency

Return on equity (ROE) is 23.26% and return on invested capital (ROIC) is 18.20%.

Return on Equity (ROE) 23.26%
Return on Assets (ROA) 9.37%
Return on Invested Capital (ROIC) 18.20%
Return on Capital Employed (ROCE) 22.27%
Weighted Average Cost of Capital (WACC) 5.48%
Revenue Per Employee $653,147
Profits Per Employee $117,317
Employee Count1,155
Asset Turnover 0.70
Inventory Turnover n/a

Taxes

In the past 12 months, Jiayin Group has paid $29.89 million in taxes.

Income Tax 29.89M
Effective Tax Rate 18.07%

Stock Price Statistics

The stock price has decreased by -80.90% in the last 52 weeks. The beta is 0.88, so Jiayin Group's price volatility has been lower than the market average.

Beta (5Y) 0.88
52-Week Price Change -80.90%
50-Day Moving Average 4.20
200-Day Moving Average 6.60
Relative Strength Index (RSI) 33.84
Average Volume (20 Days) 104,626

Short Selling Information

The latest short interest is 109,010, so 0.84% of the outstanding shares have been sold short.

Short Interest 109,010
Short Previous Month 94,436
Short % of Shares Out 0.84%
Short % of Float n/a
Short Ratio (days to cover) 1.41

Income Statement

In the last 12 months, Jiayin Group had revenue of $754.38 million and earned $135.50 million in profits. Earnings per share was $2.61.

Revenue754.38M
Gross Profit 575.86M
Operating Income 162.47M
Pretax Income 165.39M
Net Income 135.50M
EBITDA 174.67M
EBIT 162.47M
Earnings Per Share (EPS) $2.61
Full Income Statement

Balance Sheet

The company has $6.29 million in cash and $100.60 million in debt, with a net cash position of -$94.31 million or -$1.80 per share.

Cash & Cash Equivalents 6.29M
Total Debt 100.60M
Net Cash -94.31M
Net Cash Per Share -$1.80
Equity (Book Value) 633.67M
Book Value Per Share 12.11
Working Capital 455.86M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization 12.39M
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 76.34%, with operating and profit margins of 21.54% and 17.96%.

Gross Margin 76.34%
Operating Margin 21.54%
Pretax Margin 21.92%
Profit Margin 17.96%
EBITDA Margin 23.15%
EBIT Margin 21.54%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 26.45%.

Dividend Per Share $0.80
Dividend Yield 26.45%
Dividend Growth (YoY) -9.71%
Years of Dividend Growth n/a
Payout Ratio 30.31%
Buyback Yield 2.31%
Shareholder Yield 30.28%
Earnings Yield 90.54%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3