Jiayin Group Statistics
Total Valuation
Jiayin Group has a market cap or net worth of $201.47 million. The enterprise value is $292.80 million.
| Market Cap | 201.47M |
| Enterprise Value | 292.80M |
Important Dates
The next estimated earnings date is Monday, June 22, 2026, before market open.
| Earnings Date | Jun 22, 2026 |
| Ex-Dividend Date | Jul 14, 2025 |
Share Statistics
Jiayin Group has 52.33 million shares outstanding. The number of shares has decreased by -1.66% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 52.33M |
| Shares Change (YoY) | -1.66% |
| Shares Change (QoQ) | +0.45% |
| Owned by Insiders (%) | 67.08% |
| Owned by Institutions (%) | 1.38% |
| Float | 17.23M |
Valuation Ratios
The trailing PE ratio is 0.92.
| PE Ratio | 0.92 |
| Forward PE | n/a |
| PS Ratio | 0.23 |
| Forward PS | n/a |
| PB Ratio | 0.32 |
| P/TBV Ratio | 0.32 |
| P/FCF Ratio | 2.19 |
| P/OCF Ratio | 1.12 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 1.10, with an EV/FCF ratio of 3.19.
| EV / Earnings | 1.33 |
| EV / Sales | 0.33 |
| EV / EBITDA | 1.10 |
| EV / EBIT | 1.14 |
| EV / FCF | 3.19 |
Financial Position
The company has a current ratio of 1.88, with a Debt / Equity ratio of 0.16.
| Current Ratio | 1.88 |
| Quick Ratio | 1.19 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | 0.37 |
| Debt / FCF | 1.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 40.63% and return on invested capital (ROIC) is 31.74%.
| Return on Equity (ROE) | 40.63% |
| Return on Assets (ROA) | 15.86% |
| Return on Invested Capital (ROIC) | 31.74% |
| Return on Capital Employed (ROCE) | 35.44% |
| Weighted Average Cost of Capital (WACC) | 5.83% |
| Revenue Per Employee | $770,213 |
| Profits Per Employee | $190,102 |
| Employee Count | 1,155 |
| Asset Turnover | 0.88 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Jiayin Group has paid $48.27 million in taxes.
| Income Tax | 48.27M |
| Effective Tax Rate | 18.02% |
Stock Price Statistics
The stock price has decreased by -78.83% in the last 52 weeks. The beta is 0.82, so Jiayin Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | -78.83% |
| 50-Day Moving Average | 4.47 |
| 200-Day Moving Average | 7.30 |
| Relative Strength Index (RSI) | 33.55 |
| Average Volume (20 Days) | 91,868 |
Short Selling Information
The latest short interest is 113,911, so 0.88% of the outstanding shares have been sold short.
| Short Interest | 113,911 |
| Short Previous Month | 117,848 |
| Short % of Shares Out | 0.88% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.12 |
Income Statement
In the last 12 months, Jiayin Group had revenue of $889.60 million and earned $219.57 million in profits. Earnings per share was $4.20.
| Revenue | 889.60M |
| Gross Profit | 712.92M |
| Operating Income | 256.97M |
| Pretax Income | 267.84M |
| Net Income | 219.57M |
| EBITDA | 267.10M |
| EBIT | 256.97M |
| Earnings Per Share (EPS) | $4.20 |
Balance Sheet
The company has $8.84 million in cash and $100.17 million in debt, with a net cash position of -$91.33 million or -$1.75 per share.
| Cash & Cash Equivalents | 8.84M |
| Total Debt | 100.17M |
| Net Cash | -91.33M |
| Net Cash Per Share | -$1.75 |
| Equity (Book Value) | 633.57M |
| Book Value Per Share | 12.11 |
| Working Capital | 462.97M |
Cash Flow
In the last 12 months, operating cash flow was $179.77 million and capital expenditures -$90.80 million, giving a free cash flow of $91.86 million.
| Operating Cash Flow | 179.77M |
| Capital Expenditures | -90.80M |
| Depreciation & Amortization | 10.47M |
| Net Borrowing | 104.23M |
| Free Cash Flow | 91.86M |
| FCF Per Share | $1.76 |
Margins
Gross margin is 80.14%, with operating and profit margins of 28.89% and 24.68%.
| Gross Margin | 80.14% |
| Operating Margin | 28.89% |
| Pretax Margin | 30.11% |
| Profit Margin | 24.68% |
| EBITDA Margin | 30.03% |
| EBIT Margin | 28.89% |
| FCF Margin | 10.33% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 20.78%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 20.78% |
| Dividend Growth (YoY) | -9.71% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 18.79% |
| Buyback Yield | 1.66% |
| Shareholder Yield | 22.44% |
| Earnings Yield | 108.98% |
| FCF Yield | 45.59% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Jiayin Group has an Altman Z-Score of 2.99 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.99 |
| Piotroski F-Score | 4 |