Jiayin Group Inc. (JFIN)
NASDAQ: JFIN · Real-Time Price · USD
2.310
-0.070 (-2.94%)
At close: Aug 12, 2026, 4:00 PM EDT
2.310
0.00 (0.00%)
After-hours: Aug 12, 2026, 4:10 PM EDT

Jiayin Group Statistics

Total Valuation

Jiayin Group has a market cap or net worth of $120.88 million. The enterprise value is $215.20 million.

Market Cap120.88M
Enterprise Value 215.20M

Important Dates

The next estimated earnings date is Wednesday, September 2, 2026, before market open.

Earnings Date Sep 2, 2026
Ex-Dividend Date Jul 14, 2025

Share Statistics

Jiayin Group has 52.33 million shares outstanding. The number of shares has decreased by -2.31% in one year.

Current Share Class n/a
Shares Outstanding 52.33M
Shares Change (YoY) -2.31%
Shares Change (QoQ) +1.53%
Owned by Insiders (%) 67.98%
Owned by Institutions (%) 1.39%
Float 16.75M

Valuation Ratios

The trailing PE ratio is 0.91.

PE Ratio 0.91
Forward PE n/a
PS Ratio 0.16
Forward PS n/a
PB Ratio 0.20
P/TBV Ratio 0.19
P/FCF Ratio 1.31
P/OCF Ratio 0.65
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.30, with an EV/FCF ratio of 2.33.

EV / Earnings 1.59
EV / Sales 0.29
EV / EBITDA 1.30
EV / EBIT 1.30
EV / FCF 2.33

Financial Position

The company has a current ratio of 1.89, with a Debt / Equity ratio of 0.16.

Current Ratio 1.89
Quick Ratio 0.89
Debt / Equity 0.16
Debt / EBITDA 0.61
Debt / FCF 1.09
Interest Coverage 1,476.66

Financial Efficiency

Return on equity (ROE) is 23.26% and return on invested capital (ROIC) is 18.20%.

Return on Equity (ROE) 23.26%
Return on Assets (ROA) 9.37%
Return on Invested Capital (ROIC) 18.20%
Return on Capital Employed (ROCE) 22.78%
Weighted Average Cost of Capital (WACC) 5.08%
Revenue Per Employee $653,147
Profits Per Employee $117,317
Employee Count1,155
Asset Turnover 0.70
Inventory Turnover n/a

Taxes

In the past 12 months, Jiayin Group has paid $29.89 million in taxes.

Income Tax 29.89M
Effective Tax Rate 18.07%

Stock Price Statistics

The stock price has decreased by -80.73% in the last 52 weeks. The beta is 0.90, so Jiayin Group's price volatility has been similar to the market average.

Beta (5Y) 0.90
52-Week Price Change -80.73%
50-Day Moving Average 3.00
200-Day Moving Average 5.42
Relative Strength Index (RSI) 42.34
Average Volume (20 Days) 50,637

Short Selling Information

The latest short interest is 194,711, so 1.51% of the outstanding shares have been sold short.

Short Interest 194,711
Short Previous Month 112,514
Short % of Shares Out 1.51%
Short % of Float n/a
Short Ratio (days to cover) 1.69

Income Statement

In the last 12 months, Jiayin Group had revenue of $754.38 million and earned $135.50 million in profits. Earnings per share was $2.61.

Revenue754.38M
Gross Profit 575.86M
Operating Income 162.47M
Pretax Income 165.39M
Net Income 135.50M
EBITDA 166.13M
EBIT 166.13M
Earnings Per Share (EPS) $2.61
Full Income Statement

Balance Sheet

The company has $6.29 million in cash and $100.60 million in debt, with a net cash position of -$94.31 million or -$1.80 per share.

Cash & Cash Equivalents 6.29M
Total Debt 100.60M
Net Cash -94.31M
Net Cash Per Share -$1.80
Equity (Book Value) 633.67M
Book Value Per Share 12.11
Working Capital 455.86M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $186.40 million and capital expenditures -$94.15 million, giving a free cash flow of $92.25 million.

Operating Cash Flow 186.40M
Capital Expenditures -94.15M
Depreciation & Amortization 12.48M
Net Borrowing 104.67M
Free Cash Flow 92.25M
FCF Per Share $1.76
Full Cash Flow Statement

Margins

Gross margin is 76.34%, with operating and profit margins of 21.54% and 17.96%.

Gross Margin 76.34%
Operating Margin 21.54%
Pretax Margin 21.92%
Profit Margin 17.96%
EBITDA Margin 21.54%
EBIT Margin 21.54%
FCF Margin 10.00%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 34.63%.

Dividend Per Share $0.80
Dividend Yield 34.63%
Dividend Growth (YoY) -9.71%
Years of Dividend Growth n/a
Payout Ratio 30.31%
Buyback Yield 2.31%
Shareholder Yield 36.94%
Earnings Yield 112.09%
FCF Yield 76.32%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5