Jiayin Group Inc. (JFIN)
NASDAQ: JFIN · Real-Time Price · USD
1.810
-0.090 (-4.74%)
At close: Sep 2, 2026, 4:00 PM EDT
1.780
-0.030 (-1.66%)
After-hours: Sep 2, 2026, 7:33 PM EDT

Jiayin Group Statistics

Total Valuation

Jiayin Group has a market cap or net worth of $94.72 million. The enterprise value is $114.28 million.

Market Cap94.72M
Enterprise Value 114.28M

Important Dates

The last earnings date was Friday, August 28, 2026, before market open.

Earnings Date Aug 28, 2026
Ex-Dividend Date Jul 14, 2025

Share Statistics

Jiayin Group has 52.33 million shares outstanding. The number of shares has decreased by -2.27% in one year.

Current Share Class n/a
Shares Outstanding 52.33M
Shares Change (YoY) -2.27%
Shares Change (QoQ) +0.13%
Owned by Insiders (%) 67.98%
Owned by Institutions (%) 1.11%
Float 16.76M

Valuation Ratios

The trailing PE ratio is 2.78.

PE Ratio 2.78
Forward PE n/a
PS Ratio 0.16
Forward PS n/a
PB Ratio 0.15
P/TBV Ratio 0.15
P/FCF Ratio 1.02
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.34, with an EV/FCF ratio of 1.23.

EV / Earnings 3.35
EV / Sales 0.19
EV / EBITDA 2.34
EV / EBIT 3.31
EV / FCF 1.23

Financial Position

The company has a current ratio of 1.79, with a Debt / Equity ratio of 0.15.

Current Ratio 1.79
Quick Ratio 1.11
Debt / Equity 0.15
Debt / EBITDA 1.78
Debt / FCF 1.01
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.73% and return on invested capital (ROIC) is 4.17%.

Return on Equity (ROE) 5.73%
Return on Assets (ROA) 1.85%
Return on Invested Capital (ROIC) 4.17%
Return on Capital Employed (ROCE) 4.80%
Weighted Average Cost of Capital (WACC) 4.64%
Revenue Per Employee $516,713
Profits Per Employee $29,560
Employee Count1,155
Asset Turnover 0.51
Inventory Turnover n/a

Taxes

In the past 12 months, Jiayin Group has paid $6.90 million in taxes.

Income Tax 6.90M
Effective Tax Rate 16.82%

Stock Price Statistics

The stock price has decreased by -85.61% in the last 52 weeks. The beta is 0.90, so Jiayin Group's price volatility has been similar to the market average.

Beta (5Y) 0.90
52-Week Price Change -85.61%
50-Day Moving Average 2.49
200-Day Moving Average 4.90
Relative Strength Index (RSI) 27.22
Average Volume (20 Days) 51,568

Short Selling Information

The latest short interest is 110,637, so 0.86% of the outstanding shares have been sold short.

Short Interest 110,637
Short Previous Month 154,196
Short % of Shares Out 0.86%
Short % of Float n/a
Short Ratio (days to cover) 2.14

Income Statement

In the last 12 months, Jiayin Group had revenue of $596.80 million and earned $34.14 million in profits. Earnings per share was $0.65.

Revenue596.80M
Gross Profit 376.63M
Operating Income 34.57M
Pretax Income 41.04M
Net Income 34.14M
EBITDA 48.92M
EBIT 34.57M
Earnings Per Share (EPS) $0.65
Full Income Statement

Balance Sheet

The company has $74.19 million in cash and $93.76 million in debt, with a net cash position of -$19.57 million or -$0.37 per share.

Cash & Cash Equivalents 74.19M
Total Debt 93.76M
Net Cash -19.57M
Net Cash Per Share -$0.37
Equity (Book Value) 619.60M
Book Value Per Share 11.82
Working Capital 430.31M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures -94.51M
Depreciation & Amortization 14.50M
Net Borrowing n/a
Free Cash Flow 92.60M
FCF Per Share $1.77
Full Cash Flow Statement

Margins

Gross margin is 63.11%, with operating and profit margins of 5.79% and 5.72%.

Gross Margin 63.11%
Operating Margin 5.79%
Pretax Margin 6.88%
Profit Margin 5.72%
EBITDA Margin 8.20%
EBIT Margin 5.79%
FCF Margin 11.96%

Dividends & Yields

This stock pays an annual dividend of $0.79, which amounts to a dividend yield of 43.65%.

Dividend Per Share $0.79
Dividend Yield 43.65%
Dividend Growth (YoY) -9.71%
Years of Dividend Growth n/a
Payout Ratio 121.23%
Buyback Yield 2.27%
Shareholder Yield 46.04%
Earnings Yield 36.05%
FCF Yield 97.77%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2