Jiayin Group Statistics
Total Valuation
Jiayin Group has a market cap or net worth of $228.68 million. The enterprise value is $320.01 million.
| Market Cap | 228.68M |
| Enterprise Value | 320.01M |
Important Dates
The next estimated earnings date is Wednesday, June 3, 2026, before market open.
| Earnings Date | Jun 3, 2026 |
| Ex-Dividend Date | Jul 14, 2025 |
Share Statistics
Jiayin Group has 52.33 million shares outstanding. The number of shares has decreased by -1.66% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 52.33M |
| Shares Change (YoY) | -1.66% |
| Shares Change (QoQ) | +0.45% |
| Owned by Insiders (%) | 80.24% |
| Owned by Institutions (%) | 1.39% |
| Float | 10.34M |
Valuation Ratios
The trailing PE ratio is 1.04.
| PE Ratio | 1.04 |
| Forward PE | n/a |
| PS Ratio | 0.26 |
| Forward PS | n/a |
| PB Ratio | 0.36 |
| P/TBV Ratio | 0.36 |
| P/FCF Ratio | 2.50 |
| P/OCF Ratio | 1.27 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 1.20, with an EV/FCF ratio of 3.50.
| EV / Earnings | 1.46 |
| EV / Sales | 0.36 |
| EV / EBITDA | 1.20 |
| EV / EBIT | 1.25 |
| EV / FCF | 3.50 |
Financial Position
The company has a current ratio of 1.88, with a Debt / Equity ratio of 0.16.
| Current Ratio | 1.88 |
| Quick Ratio | 1.19 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | 0.37 |
| Debt / FCF | 1.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 40.63% and return on invested capital (ROIC) is 31.74%.
| Return on Equity (ROE) | 40.63% |
| Return on Assets (ROA) | 15.86% |
| Return on Invested Capital (ROIC) | 31.74% |
| Return on Capital Employed (ROCE) | 35.44% |
| Weighted Average Cost of Capital (WACC) | 6.20% |
| Revenue Per Employee | $770,213 |
| Profits Per Employee | $190,102 |
| Employee Count | 1,155 |
| Asset Turnover | 0.88 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Jiayin Group has paid $48.27 million in taxes.
| Income Tax | 48.27M |
| Effective Tax Rate | 18.02% |
Stock Price Statistics
The stock price has decreased by -64.37% in the last 52 weeks. The beta is 0.85, so Jiayin Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.85 |
| 52-Week Price Change | -64.37% |
| 50-Day Moving Average | 4.91 |
| 200-Day Moving Average | 7.91 |
| Relative Strength Index (RSI) | 35.66 |
| Average Volume (20 Days) | 48,734 |
Short Selling Information
The latest short interest is 117,848, so 0.91% of the outstanding shares have been sold short.
| Short Interest | 117,848 |
| Short Previous Month | 115,204 |
| Short % of Shares Out | 0.91% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.59 |
Income Statement
In the last 12 months, Jiayin Group had revenue of $889.60 million and earned $219.57 million in profits. Earnings per share was $4.20.
| Revenue | 889.60M |
| Gross Profit | 712.92M |
| Operating Income | 256.97M |
| Pretax Income | 267.84M |
| Net Income | 219.57M |
| EBITDA | 267.10M |
| EBIT | 256.97M |
| Earnings Per Share (EPS) | $4.20 |
Balance Sheet
The company has $8.84 million in cash and $100.17 million in debt, with a net cash position of -$91.33 million or -$1.75 per share.
| Cash & Cash Equivalents | 8.84M |
| Total Debt | 100.17M |
| Net Cash | -91.33M |
| Net Cash Per Share | -$1.75 |
| Equity (Book Value) | 633.57M |
| Book Value Per Share | 12.11 |
| Working Capital | 462.97M |
Cash Flow
In the last 12 months, operating cash flow was $179.77 million and capital expenditures -$90.80 million, giving a free cash flow of $91.51 million.
| Operating Cash Flow | 179.77M |
| Capital Expenditures | -90.80M |
| Depreciation & Amortization | 10.43M |
| Net Borrowing | 103.83M |
| Free Cash Flow | 91.51M |
| FCF Per Share | $1.75 |
Margins
Gross margin is 80.14%, with operating and profit margins of 28.89% and 24.68%.
| Gross Margin | 80.14% |
| Operating Margin | 28.89% |
| Pretax Margin | 30.11% |
| Profit Margin | 24.68% |
| EBITDA Margin | 30.03% |
| EBIT Margin | 28.89% |
| FCF Margin | 10.29% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 18.31%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 18.31% |
| Dividend Growth (YoY) | -9.71% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 18.79% |
| Buyback Yield | 1.66% |
| Shareholder Yield | 20.10% |
| Earnings Yield | 96.02% |
| FCF Yield | 40.02% |
Analyst Forecast
The average price target for Jiayin Group is $12.00, which is 174.60% higher than the current price. The consensus rating is "Buy".
| Price Target | $12.00 |
| Price Target Difference | 174.60% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Jiayin Group has an Altman Z-Score of 2.99 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.99 |
| Piotroski F-Score | 4 |