Jiayin Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	5,203	6,222	5,801	5,467	3,271	1,780
Revenue Growth (YoY)	-14.72%	7.26%	6.11%	67.11%	83.74%	36.94%
Cost of Revenue	1,231	1,236	2,034	2,012	565.23	335.93
Gross Profit	3,972	4,986	3,768	3,455	2,706	1,445
Selling, General & Admin	2,387	2,730	2,135	1,754	1,275	824.44
Research & Development	448.81	427.13	372.44	296.32	216.69	143.73
Other Operating Expenses	15.1	31.52	12.2	72.76	32.05	44.43
Total Operating Expenses	2,851	3,189	2,520	2,123	1,524	1,013
Operating Income	1,121	1,797	1,248	1,332	1,182	431.96
Total Non-Operating Income (Expense)	20.14	76.06	47.35	212.72	153.61	161.53
Pretax Income	1,141	1,873	1,295	1,547	1,328	585.83
Provision for Income Taxes	206.17	337.65	238.9	247.62	155.4	125.72
Net Income	934.59	1,536	1,056	1,298	1,180	467.76
Minority Interest in Earnings	-0.01	-0.01	-0.01	-0.04	0.57	-4.33
Net Income to Common	934.6	1,536	1,056	1,298	1,180	472.09
Net Income Growth	-29.35%	45.36%	-18.58%	10.00%	149.88%	86.68%
Shares Outstanding (Basic)	52	52	53	53	54	54
Shares Outstanding (Diluted)	52	52	53	53	54	54
Shares Change (YoY)	-2.29%	-1.66%	-0.73%	-0.59%	-0.39%	-
EPS (Basic)	17.96	29.40	19.88	24.24	21.92	8.72
EPS (Diluted)	17.96	29.40	19.88	24.24	21.92	8.72
EPS Growth	-27.81%	47.89%	-17.99%	10.58%	151.38%	86.33%
Free Cash Flow	-	622.27	686.36	358.05	116.12	181.77
Free Cash Flow Growth	-	-9.34%	91.70%	208.33%	-36.12%	-
Free Cash Flow Per Share	-	11.92	12.92	6.69	2.16	3.36
Dividends Per Share	-	5.596	3.650	5.673	-	-
Dividend Growth	-	53.32%	-35.66%	-	-	-
Gross Margin	76.34%	80.14%	64.95%	63.20%	82.72%	81.13%
Operating Margin	21.54%	28.89%	21.51%	24.37%	36.13%	24.26%
Profit Margin	17.96%	24.68%	18.21%	23.74%	36.08%	26.27%
FCF Margin	-	10.00%	11.83%	6.55%	3.55%	10.21%
EBITDA	1,121	1,868	1,266	1,342	1,192	447.63
EBITDA Margin	21.54%	30.03%	21.82%	24.55%	36.44%	25.14%
EBIT	1,121	1,797	1,248	1,332	1,182	431.96
EBIT Margin	21.54%	28.89%	21.51%	24.37%	36.13%	24.26%
Effective Tax Rate	18.07%	18.02%	18.44%	16.00%	11.70%	21.46%

SEC Filings: 10-K · 10-Q