Jiayin Group Inc. (JFIN)

NASDAQ: JFIN · Real-Time Price · USD

1.440

0.00 (0.00%)

At close: Sep 11, 2026, 4:00 PM EDT

1.440

+0.020 (1.41%)

After-hours: Sep 11, 2026, 7:30 PM EDT

Jiayin Group Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,054	6,222	5,801	5,467	3,271	1,780
Revenue Growth	-37.74%	7.26%	6.11%	67.11%	83.74%	36.94%
Gross Profit	2,558	4,986	3,768	3,455	2,706	1,445
Operating Income	234.86	1,797	1,248	1,332	1,182	431.96
Net Income	231.92	1,536	1,056	1,298	1,180	472.09
Earnings Per Share	4.46	29.40	19.88	24.24	21.92	8.72
EPS Growth	-85.22%	47.89%	-17.99%	10.58%	151.38%	86.33%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	503.99	61.84	540.52	370.19	291.02	182.55
Total Debt	636.9	700.63	51.68	47.96	27.47	35.24
Net Cash (Debt)	-132.9	-638.79	488.85	322.24	263.55	147.31
Net Cash Growth	-	-	51.70%	22.27%	78.91%	35.23%
Net Cash Per Share	-2.56	-12.23	9.20	6.02	4.90	2.73

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	1,257	1,425	389.59	133.59	184.54
Capital Expenditures	-	-635.08	-739.13	-31.54	-17.47	-2.77
Free Cash Flow	-	622.27	686.36	358.05	116.12	181.77
Free Cash Flow Growth	-	-9.34%	91.70%	208.33%	-36.12%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	63.11%	80.14%	64.95%	63.20%	82.72%	81.13%
Operating Margin	5.79%	28.89%	21.51%	24.37%	36.13%	24.26%
Pretax Margin	6.88%	30.11%	22.33%	28.26%	40.83%	33.33%
Profit Margin	5.72%	24.68%	18.21%	23.74%	36.06%	26.51%
FCF Margin	-	10.00%	11.83%	6.55%	3.55%	10.21%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Dividend Per Share	0.800	5.596	3.650	5.673
Dividend Per Share Growth	-9.71%	53.32%	-35.66%	-
Dividend Yield	55.56%	13.79%	8.21%	18.51%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	2.19	1.41	2.33	1.52	0.72	1.60
Forward PE	-	1.35	1.35	1.35	1.35	1.33
P/FCF Ratio	0.83	3.48	3.59	5.51	7.29	4.15
PS Ratio	0.13	0.35	0.43	0.36	0.26	0.42