Jiayin Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	6,222	5,801	5,467	3,271	1,780
Revenue Growth (YoY)	7.26%	6.11%	67.11%	83.74%	36.94%
Cost of Revenue	1,236	2,034	2,012	565.23	335.93
Gross Profit	4,986	3,768	3,455	2,706	1,445
Selling, General & Admin	2,730	2,135	1,754	1,275	824.44
Research & Development	427.13	372.44	296.32	216.69	143.73
Operating Expenses	3,189	2,520	2,123	1,524	1,013
Operating Income	1,797	1,248	1,332	1,182	431.96
Interest Expense	-	-	-	-	-1.12
Interest & Investment Income	8.95	18.28	12.9	0.28	-
Earnings From Equity Investments	-	-	-1.99	7.94	7.65
Other Non Operating Income (Expenses)	67.11	95.43	14.83	43.45	16.95
EBT Excluding Unusual Items	1,873	1,362	1,358	1,234	455.44
Gain (Loss) on Sale of Investments	-	-51.92	-91.24	-15.08	-
Gain (Loss) on Sale of Assets	-	-14.43	-2.01	-	-
Other Unusual Items	-	-	280.23	117.02	138.04
Pretax Income	1,873	1,295	1,545	1,336	593.49
Income Tax Expense	337.65	238.9	247.62	155.4	125.72
Earnings From Continuing Operations	1,536	1,056	1,298	1,180	467.76
Minority Interest in Earnings	0.01	0.01	0.04	-0.57	4.33
Net Income	1,536	1,056	1,298	1,180	472.09
Net Income to Common	1,536	1,056	1,298	1,180	472.09
Net Income Growth	45.36%	-18.58%	10.00%	149.88%	86.68%
Shares Outstanding (Basic)	52	53	53	54	54
Shares Outstanding (Diluted)	52	53	53	54	54
Shares Change (YoY)	-1.66%	-0.73%	-0.59%	-0.39%	-
EPS (Basic)	29.41	19.89	24.25	21.92	8.74
EPS (Diluted)	29.41	19.88	24.24	21.92	8.72
EPS Growth	47.92%	-17.99%	10.58%	151.38%	86.33%
Free Cash Flow	-	686.36	358.05	116.12	181.77
Free Cash Flow Per Share	-	12.92	6.69	2.16	3.37
Dividend Per Share	5.596	3.650	5.673	-	-
Dividend Growth	53.32%	-35.66%	-	-	-
Gross Margin	80.14%	64.95%	63.20%	82.72%	81.13%
Operating Margin	28.89%	21.51%	24.37%	36.13%	24.26%
Profit Margin	24.68%	18.21%	23.74%	36.06%	26.51%
Free Cash Flow Margin	-	11.83%	6.55%	3.55%	10.21%
EBITDA	1,815	1,266	1,342	1,192	447.63
EBITDA Margin	29.17%	21.82%	24.55%	36.44%	25.14%
D&A For EBITDA	17.87	17.87	9.46	9.96	15.67
EBIT	1,797	1,248	1,332	1,182	431.96
EBIT Margin	28.89%	21.51%	24.37%	36.13%	24.26%
Effective Tax Rate	18.02%	18.44%	16.02%	11.63%	21.18%
Advertising Expenses	-	12.86	12.66	8.44	6.7

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

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