Jiayin Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	6,222	5,801	5,467	3,271	1,780
Revenue Growth (YoY)	7.26%	6.11%	67.11%	83.74%	36.94%
Cost of Revenue	1,236	2,034	2,012	565.23	335.93
Gross Profit	4,986	3,768	3,455	2,706	1,445
Selling, General & Admin	2,730	2,135	1,754	1,275	824.44
Research & Development	427.13	372.44	296.32	216.69	143.73
Other Operating Expenses	31.52	12.2	72.76	32.05	44.43
Total Operating Expenses	3,189	2,520	2,123	1,524	1,013
Operating Income	1,797	1,248	1,332	1,182	431.96
Total Non-Operating Income (Expense)	76.06	47.35	212.72	153.61	161.53
Pretax Income	1,873	1,295	1,547	1,328	585.83
Provision for Income Taxes	337.65	238.9	247.62	155.4	125.72
Net Income	1,536	1,056	1,298	1,180	472.09
Minority Interest in Earnings	-0.01	-0.01	-0.04	0.57	-4.33
Net Income to Common	1,536	1,056	1,298	1,180	472.09
Net Income Growth	45.36%	-18.58%	10.00%	149.88%	86.68%
Shares Outstanding (Basic)	52	53	53	54	54
Shares Outstanding (Diluted)	52	53	53	54	54
Shares Change (YoY)	-1.66%	-0.73%	-0.59%	-0.39%	-
EPS (Basic)	29.40	19.88	24.24	21.92	8.72
EPS (Diluted)	29.40	19.88	24.24	21.92	8.72
EPS Growth	47.89%	-17.99%	10.58%	151.38%	86.33%
Shares Outstanding	52.33	53.37	53.03	213.73	54.03
Free Cash Flow	622.27	686.36	358.05	116.12	181.77
Free Cash Flow Growth	-9.34%	91.70%	208.33%	-36.12%	-
Free Cash Flow Per Share	11.92	12.92	6.69	2.16	3.36
Dividends Per Share	5.596	3.650	5.673	-	-
Dividend Growth	53.32%	-35.66%	-	-	-
Gross Margin	80.14%	64.95%	63.20%	82.72%	81.13%
Operating Margin	28.89%	21.51%	24.37%	36.13%	24.26%
Profit Margin	24.68%	18.21%	23.74%	36.08%	26.27%
FCF Margin	10.00%	11.83%	6.55%	3.55%	10.21%
EBITDA	1,868	1,266	1,342	1,192	447.63
EBITDA Margin	30.03%	21.82%	24.55%	36.44%	25.14%
EBIT	1,797	1,248	1,332	1,182	431.96
EBIT Margin	28.89%	21.51%	24.37%	36.13%	24.26%
Effective Tax Rate	18.02%	18.44%	16.00%	11.70%	21.46%

Updated Apr 1, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q