Jiayin Group Inc. (JFIN)
NASDAQ: JFIN · Real-Time Price · USD
1.810
-0.090 (-4.74%)
At close: Sep 2, 2026, 4:00 PM EDT
1.780
-0.030 (-1.66%)
After-hours: Sep 2, 2026, 7:33 PM EDT
Jiayin Group Balance Sheet
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 503.99 | 61.84 | 540.52 | 370.19 | 291.02 | 182.55 |
Cash & Short-Term Investments | 503.99 | 61.84 | 540.52 | 370.19 | 291.02 | 182.55 |
Cash Growth | 59.37% | -88.56% | 46.01% | 27.21% | 59.42% | 55.60% |
Accounts Receivable | 2,555 | 3,733 | 2,991 | 2,104 | 1,732 | 502.43 |
Other Receivables | - | 589.76 | 205.78 | 933.95 | - | 37.02 |
Receivables | 3,573 | 5,225 | 3,490 | 4,032 | 2,045 | 539.78 |
Prepaid Expenses | 2,251 | - | - | - | - | - |
Restricted Cash | 279.1 | 413.6 | 137.33 | 2.44 | 2.02 | 2.02 |
Other Current Assets | - | 1,222 | 164.35 | 984.82 | 472.83 | 62.26 |
Total Current Assets | 6,607 | 6,923 | 4,333 | 5,390 | 2,811 | 786.6 |
Property, Plant & Equipment | 1,313 | 1,358 | 97.16 | 89.99 | 46.5 | 44.61 |
Long-Term Investments | 358.27 | 302.08 | 162.27 | 101.48 | 90.5 | 90.53 |
Long-Term Deferred Tax Assets | 156.5 | 96.53 | 72.41 | 61.17 | 70.78 | 48.46 |
Other Long-Term Assets | 142.99 | 76.55 | 745.43 | 2.26 | 1.76 | 1.24 |
Total Assets | 8,578 | 8,756 | 5,410 | 5,645 | 3,021 | 971.43 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 1,425 | 1,162 | 701.04 | 419.22 | 337.07 | 149.87 |
Short-Term Debt | - | 70.4 | - | - | - | - |
Current Portion of Long-Term Debt | 154.94 | 84.64 | - | - | - | - |
Current Portion of Leases | 7.18 | 25.29 | 23.44 | - | 24.99 | 16.91 |
Current Income Taxes Payable | 880.65 | 1,055 | 687.03 | 568.82 | 632.83 | 409.06 |
Current Unearned Revenue | 493.89 | 458.9 | 229.5 | - | - | - |
Other Current Liabilities | 722.37 | 828.24 | 542.57 | 309.83 | 287 | 29.48 |
Total Current Liabilities | 3,684 | 3,684 | 2,184 | 1,298 | 1,282 | 605.32 |
Long-Term Debt | 474 | 516 | - | - | - | - |
Long-Term Leases | 0.78 | 4.3 | 28.23 | 47.96 | 2.48 | 18.34 |
Long-Term Unearned Revenue | - | - | - | 886.86 | 276.52 | - |
Long-Term Deferred Tax Liabilities | 108.7 | 106.91 | 70.45 | 40.12 | - | - |
Other Long-Term Liabilities | 101.84 | 12.88 | - | 991.5 | 218.49 | 322.03 |
Total Liabilities | 4,369 | 4,325 | 2,282 | 3,264 | 1,779 | 945.68 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Additional Paid-In Capital | - | 1,131 | 909.65 | 901.93 | 870.56 | 840.58 |
Retained Earnings | - | 3,481 | 2,241 | 1,526 | 384.9 | -794.76 |
Treasury Stock | - | -189.69 | -28.89 | -35.44 | -9.26 | - |
Comprehensive Income & Other | - | 10.85 | 7.1 | -10.19 | -3.11 | -17.95 |
Total Common Equity | 4,209 | 4,433 | 3,129 | 2,382 | 1,243 | 27.86 |
Minority Interest | - | -1.56 | -1.66 | -1.68 | -1.58 | -2.12 |
Shareholders' Equity | 4,209 | 4,431 | 3,128 | 2,380 | 1,242 | 25.75 |
Total Liabilities & Equity | 8,578 | 8,756 | 5,410 | 5,645 | 3,021 | 971.43 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 636.9 | 700.63 | 51.68 | 47.96 | 27.47 | 35.24 |
Net Cash (Debt) | -132.9 | -638.79 | 488.85 | 322.24 | 263.55 | 147.31 |
Net Cash Growth | - | - | 51.70% | 22.27% | 78.91% | 35.23% |
Net Cash Per Share | -2.56 | -12.23 | 9.20 | 6.02 | 4.90 | 2.73 |
Filing Date Shares Outstanding | 52.4 | 52.33 | 53.37 | 53.03 | 53.43 | 54.03 |
Total Common Shares Outstanding | 52.4 | 52.33 | 53.37 | 53.03 | 53.43 | 54.03 |
Working Capital | 2,923 | 3,238 | 2,149 | 4,092 | 1,529 | 181.28 |
Book Value Per Share | 80.32 | 84.71 | 58.63 | 44.92 | 23.26 | 0.52 |
Tangible Book Value | 4,209 | 4,433 | 3,129 | 2,382 | 1,243 | 27.86 |
Tangible Book Value Per Share | 80.32 | 84.71 | 58.63 | 44.92 | 23.26 | 0.52 |
Buildings | - | 1,328 | - | - | - | - |
Machinery | - | 116.7 | 146.5 | 115.61 | 85.24 | 67.78 |
Leasehold Improvements | - | - | - | 8.09 | 8.09 | 8.09 |