Jiayin Group Inc. (JFIN)
NASDAQ: JFIN · Real-Time Price · USD
6.97
+0.24 (3.57%)
At close: Dec 12, 2025, 4:00 PM EST
7.08
+0.11 (1.58%)
After-hours: Dec 12, 2025, 7:00 PM EST

Jiayin Group Statistics

Total Valuation

Jiayin Group has a market cap or net worth of $371.99 million. The enterprise value is $359.60 million.

Market Cap371.99M
Enterprise Value 359.60M

Important Dates

The last earnings date was Tuesday, November 25, 2025, before market open.

Earnings Date Nov 25, 2025
Ex-Dividend Date Jul 14, 2025

Share Statistics

Jiayin Group has 53.37 million shares outstanding. The number of shares has decreased by -1.01% in one year.

Current Share Class n/a
Shares Outstanding 53.37M
Shares Change (YoY) -1.01%
Shares Change (QoQ) -2.63%
Owned by Insiders (%) 76.56%
Owned by Institutions (%) 1.83%
Float 12.51M

Valuation Ratios

The trailing PE ratio is 1.53.

PE Ratio 1.53
Forward PE n/a
PS Ratio 0.40
Forward PS n/a
PB Ratio 0.59
P/TBV Ratio 0.62
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 1.50
EV / Sales 0.39
EV / EBITDA 1.21
EV / EBIT 1.22
EV / FCF n/a

Financial Position

The company has a current ratio of 2.41, with a Debt / Equity ratio of 0.01.

Current Ratio 2.41
Quick Ratio 1.70
Debt / Equity 0.01
Debt / EBITDA 0.02
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 47.84% and return on invested capital (ROIC) is 36.17%.

Return on Equity (ROE) 47.84%
Return on Assets (ROA) 19.91%
Return on Invested Capital (ROIC) 36.17%
Return on Capital Employed (ROCE) 38.95%
Revenue Per Employee $893,141
Profits Per Employee $233,740
Employee Count1,028
Asset Turnover 0.99
Inventory Turnover n/a

Taxes

In the past 12 months, Jiayin Group has paid $58.64 million in taxes.

Income Tax 58.64M
Effective Tax Rate 19.62%

Stock Price Statistics

The stock price has increased by +6.41% in the last 52 weeks. The beta is 0.75, so Jiayin Group's price volatility has been lower than the market average.

Beta (5Y) 0.75
52-Week Price Change +6.41%
50-Day Moving Average 8.81
200-Day Moving Average 12.12
Relative Strength Index (RSI) 34.63
Average Volume (20 Days) 289,744

Short Selling Information

The latest short interest is 266,124, so 2.25% of the outstanding shares have been sold short.

Short Interest 266,124
Short Previous Month 111,168
Short % of Shares Out 2.25%
Short % of Float n/a
Short Ratio (days to cover) 1.11

Income Statement

In the last 12 months, Jiayin Group had revenue of $918.15 million and earned $240.28 million in profits. Earnings per share was $4.56.

Revenue918.15M
Gross Profit 743.00M
Operating Income 294.32M
Pretax Income 298.92M
Net Income 240.28M
EBITDA 297.72M
EBIT 294.32M
Earnings Per Share (EPS) $4.56
Full Income Statement

Balance Sheet

The company has $17.44 million in cash and $5.05 million in debt, giving a net cash position of $12.39 million or $0.23 per share.

Cash & Cash Equivalents 17.44M
Total Debt 5.05M
Net Cash 12.39M
Net Cash Per Share $0.23
Equity (Book Value) 604.43M
Book Value Per Share 11.78
Working Capital 501.36M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 80.92%, with operating and profit margins of 32.06% and 26.17%.

Gross Margin 80.92%
Operating Margin 32.06%
Pretax Margin 32.56%
Profit Margin 26.17%
EBITDA Margin 32.43%
EBIT Margin 32.06%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 11.48%.

Dividend Per Share $0.80
Dividend Yield 11.48%
Dividend Growth (YoY) -9.71%
Years of Dividend Growth 2
Payout Ratio 17.31%
Buyback Yield 1.01%
Shareholder Yield 12.49%
Earnings Yield 64.60%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3