Jiayin Group Inc. (JFIN)
NASDAQ: JFIN · Real-Time Price · USD
12.10
-0.27 (-2.18%)
Sep 4, 2025, 3:24 PM - Market open

Jiayin Group Statistics

Total Valuation

Jiayin Group has a market cap or net worth of $645.77 million. The enterprise value is $606.08 million.

Market Cap645.77M
Enterprise Value 606.08M

Important Dates

The last earnings date was Wednesday, August 20, 2025, before market open.

Earnings Date Aug 20, 2025
Ex-Dividend Date Jul 14, 2025

Share Statistics

Jiayin Group has 53.37 million shares outstanding. The number of shares has decreased by -0.37% in one year.

Current Share Class n/a
Shares Outstanding 53.37M
Shares Change (YoY) -0.37%
Shares Change (QoQ) -1.25%
Owned by Insiders (%) 76.56%
Owned by Institutions (%) 1.14%
Float 12.51M

Valuation Ratios

The trailing PE ratio is 2.94.

PE Ratio 2.94
Forward PE n/a
PS Ratio 0.72
Forward PS n/a
PB Ratio 1.20
P/TBV Ratio 1.19
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 2.71
EV / Sales 0.67
EV / EBITDA 2.20
EV / EBIT 2.23
EV / FCF n/a

Financial Position

The company has a current ratio of 1.97, with a Debt / Equity ratio of 0.01.

Current Ratio 1.97
Quick Ratio 1.59
Debt / Equity 0.01
Debt / EBITDA 0.02
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 48.31% and return on invested capital (ROIC) is 36.18%.

Return on Equity (ROE) 48.31%
Return on Assets (ROA) 19.03%
Return on Invested Capital (ROIC) 36.18%
Return on Capital Employed (ROCE) 43.48%
Revenue Per Employee $884,140
Profits Per Employee $217,772
Employee Count1,028
Asset Turnover 1.02
Inventory Turnover n/a

Taxes

In the past 12 months, Jiayin Group has paid $53.33 million in taxes.

Income Tax 53.33M
Effective Tax Rate 19.24%

Stock Price Statistics

The stock price has increased by +137.72% in the last 52 weeks. The beta is 0.96, so Jiayin Group's price volatility has been similar to the market average.

Beta (5Y) 0.96
52-Week Price Change +137.72%
50-Day Moving Average 14.81
200-Day Moving Average 11.44
Relative Strength Index (RSI) 36.14
Average Volume (20 Days) 120,307

Short Selling Information

The latest short interest is 191,951, so 1.62% of the outstanding shares have been sold short.

Short Interest 191,951
Short Previous Month 191,103
Short % of Shares Out 1.62%
Short % of Float n/a
Short Ratio (days to cover) 2.09

Income Statement

In the last 12 months, Jiayin Group had revenue of $908.90 million and earned $223.87 million in profits. Earnings per share was $4.21.

Revenue908.90M
Gross Profit 716.33M
Operating Income 272.24M
Pretax Income n/a
Net Income 223.87M
EBITDA 275.32M
EBIT 272.24M
Earnings Per Share (EPS) $4.21
Full Income Statement

Balance Sheet

The company has $44.14 million in cash and $6.05 million in debt, giving a net cash position of $38.09 million or $0.71 per share.

Cash & Cash Equivalents 44.14M
Total Debt 6.05M
Net Cash 38.09M
Net Cash Per Share $0.71
Equity (Book Value) 543.26M
Book Value Per Share 10.31
Working Capital 377.13M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 78.81%, with operating and profit margins of 29.95% and 24.63%.

Gross Margin 78.81%
Operating Margin 29.95%
Pretax Margin 30.50%
Profit Margin 24.63%
EBITDA Margin 30.29%
EBIT Margin 29.95%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 6.61%.

Dividend Per Share $0.80
Dividend Yield 6.61%
Dividend Growth (YoY) -9.71%
Years of Dividend Growth 2
Payout Ratio 18.74%
Buyback Yield 0.37%
Shareholder Yield 7.00%
Earnings Yield 34.75%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3