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Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
72.43
-1.17 (-1.59%)
At close: Aug 6, 2026, 4:00 PM EDT
72.15
-0.28 (-0.39%)
After-hours: Aug 6, 2026, 7:34 PM EDT

Citizens Financial Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
8,1617,6397,1227,5377,5477,058
Revenue Growth
13.22%7.26%-5.51%-0.13%6.93%33.45%
Net Income
1,9841,6881,3721,4911,9602,206
Earnings Per Share
4.613.863.033.134.105.16
EPS Growth
40.12%27.39%-3.19%-23.66%-20.54%132.43%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer Banking
6,4576,2245,6955,2544,7124,785
Commercial Banking
2,9242,7732,8583,0762,9482,515
Other Segment
-655-750-744106361-653

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
13,86713,68811,23612,03310,8509,474
Total Debt
15,19011,22412,40113,46715,8876,932
Net Cash (Debt)
-15,190-11,224-12,401-13,467-15,887-6,932
Net Cash Growth
------
Net Cash Per Share
-35.20-25.69-27.34-28.25-33.25-16.22

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
2,6612,2112,0012,9614,1192,275
Capital Expenditures
-160-174-122-172-126-124
Free Cash Flow
2,5012,0371,8792,7893,9932,151
Free Cash Flow Growth
125.72%8.41%-32.63%-30.15%85.63%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
33.22%30.48%26.51%26.93%35.18%42.18%
Profit Margin
26.05%23.97%21.19%21.33%27.47%32.86%
FCF Margin
0.00%26.67%26.38%37.00%52.91%30.48%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.8401.7201.6801.6801.6201.560
Dividend Per Share Growth
9.52%2.38%0%3.70%3.85%0%
Dividend Yield
2.54%2.98%3.90%5.13%4.16%3.33%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.7815.1314.4410.599.609.16
Forward PE
12.2512.3112.379.997.5711.38
P/FCF Ratio
12.2012.3110.265.544.859.27
PS Ratio
3.743.282.712.052.572.83