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Juniata Valley Financial Corp (JUVF)

Stock Price: $17.50 USD 0.50 (2.94%)
Updated Aug 7, 2020 4:00 PM EDT - End of day

Stock Price Chart

Key Info

Market Cap 89.02M
Revenue (ttm) 24.09M
Net Income (ttm) 5.46M
Shares Out 5.09M
EPS (ttm) 1.02
PE Ratio 17.16
Forward PE n/a
Dividend $0.88
Dividend Yield 5.03%

Stock Quote

Trading Day Aug 7, 2020
Last Price $17.50
Previous Close $17.00
Change ($) 0.50
Change (%) 2.94%
Day's Open 17.40
Day's Range 17.40 - 17.50
Day's Volume 400
52-Week Range 8.35 - 20.75

More Stats

Market Cap 89.02M
Enterprise Value 100.55M
Earnings Date (est) n/a
Ex-Dividend Date May 15, 2020
Shares Outstanding 5.09M
Float 4.97M
EPS (basic) 1.06
EPS (diluted) 1.02
FCF / Share 1.32
Dividend $0.88
Dividend Yield 5.03%
Earnings Yield 5.83%
FCF Yield 7.59%
Payout Ratio 83.00%
Shares Short n/a
Short Ratio n/a
Short % of Float n/a
Beta 0.28
PE Ratio 17.16
Forward PE n/a
P/FCF Ratio 13.18
PS Ratio 3.70
PB Ratio 1.12
Revenue 24.09M
Operating Income 5.09M
Net Income 5.46M
Free Cash Flow 6.76M
Net Cash -11.53M
Net Cash / Share -2.27
Gross Margin 105.58%
Operating Margin 21.12%
Profit Margin 21.30%
FCF Margin 28.04%
ROA 0.73%
ROE 6.99%
ROIC 0.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth6.16%5.71%0.95%19.72%5.62%3.73%-0.29%-6.94%-0.84%-
Gross Profit26.2324.7123.3723.1519.3418.3117.6517.7019.0219.19
Operating Income5.615.195.596.133.134.764.474.666.176.47
Net Income5.845.904.545.
Shares Outstanding5.114.994.774.804.
Earnings Per Share1.141.180.951.070.721.010.950.861.101.14
EPS Growth-3.39%24.21%-11.21%48.61%-28.71%6.32%10.47%-21.82%-3.51%-
Dividend Per Share0.880.880.880.880.880.880.880.880.860.82
Dividend Growth0%0%0%0%0%0%0%2.33%4.88%-
Operating Cash Flow9.945.326.806.305.245.915.805.815.586.79
Capital Expenditures-1.30-0.55-2.70-0.54-0.46-0.70-0.36-0.29-0.22-0.75
Free Cash Flow8.644.774.105.764.785.215.445.525.366.04
Cash & Equivalents12.7416.469.909.5610.466.778.6114.4014.1725.28
Total Debt59.7331.1148.3658.7459.0344.4615.156.744.744.51
Net Cash / Debt-46.99-14.65-38.47-49.18-48.57-37.69-6.547.669.4320.76
Book Value73.7167.3859.3959.0959.9649.8649.9850.3049.7249.98
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Juniata Valley Financial Corp
Country United States
Employees 131
CEO Marcie A. Barber

Stock Information

Ticker Symbol JUVF
Stock Exchange US OTC
Sector Financial Services
Industry Banks—Regional
Unique Identifier OTCMKTS: JUVF


Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services primarily to small and mid-sized businesses in central and northern Pennsylvania, the United States. The company accepts personal checking, club, money market deposit, savings, individual retirement, business checking, payroll direct deposit, and demand and time deposit accounts, as well as certificates of deposit. It also offers checking overdraft privileges, secured lines of credit, construction and mortgage loans, residential mortgage and consumer loans, commercial lines and letters of credit, mobile deposits for small business customers, and commercial term and demand loans. In addition, the company provides Internet, mobile, and telephone banking services; automated teller machine (ATM), Internet account management, remote deposit capability, and ACH origination services; debit cards; and safe deposit boxes. Further, it offers trust, asset management, and estate services; and a range of financial services, including annuities, mutual funds, and stock and bond brokerage services, as well as long-term care insurance through arrangement with a broker-dealer. The company operates through 16 offices comprising 5 community offices in Juniata County; 5 community offices, as well as a financial services office in Mifflin County; 2 community offices in McKean County; 1 community office in each of Potter, Perry, and Huntingdon Counties; and a loan production office in Centre County, as well as 12 ATMs. Juniata Valley Financial Corp. was founded in 1867 and is based in Mifflintown, Pennsylvania.