Juniata Valley Financial Corp (JUVF)
Stock Price Chart
Key Info
| Market Cap | 89.02M |
| Revenue (ttm) | 24.09M |
| Net Income (ttm) | 5.46M |
| Shares Out | 5.09M |
| EPS (ttm) | 1.02 |
| PE Ratio | 17.16 |
| Forward PE | n/a |
| Dividend | $0.88 |
| Dividend Yield | 5.03% |
Stock Quote
| Trading Day | Aug 7, 2020 |
| Last Price | $17.50 |
| Previous Close | $17.00 |
| Change ($) | 0.50 |
| Change (%) | 2.94% |
| Day's Open | 17.40 |
| Day's Range | 17.40 - 17.50 |
| Day's Volume | 400 |
| 52-Week Range | 8.35 - 20.75 |
More Stats
| Market Cap | 89.02M |
| Enterprise Value | 100.55M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | May 15, 2020 |
| Shares Outstanding | 5.09M |
| Float | 4.97M |
| EPS (basic) | 1.06 |
| EPS (diluted) | 1.02 |
| FCF / Share | 1.32 |
| Dividend | $0.88 |
| Dividend Yield | 5.03% |
| Earnings Yield | 5.83% |
| FCF Yield | 7.59% |
| Payout Ratio | 83.00% |
| Shares Short | n/a |
| Short Ratio | n/a |
| Short % of Float | n/a |
| Beta | 0.28 |
| PE Ratio | 17.16 |
| Forward PE | n/a |
| P/FCF Ratio | 13.18 |
| PS Ratio | 3.70 |
| PB Ratio | 1.12 |
| Revenue | 24.09M |
| Operating Income | 5.09M |
| Net Income | 5.46M |
| Free Cash Flow | 6.76M |
| Net Cash | -11.53M |
| Net Cash / Share | -2.27 |
| Gross Margin | 105.58% |
| Operating Margin | 21.12% |
| Profit Margin | 21.30% |
| FCF Margin | 28.04% |
| ROA | 0.73% |
| ROE | 6.99% |
| ROIC | 0.80% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26.23 | 24.71 | 23.37 | 23.15 | 19.34 | 18.31 | 17.65 | 17.70 | 19.02 | 19.19 |
| Revenue Growth | 6.16% | 5.71% | 0.95% | 19.72% | 5.62% | 3.73% | -0.29% | -6.94% | -0.84% | - |
| Gross Profit | 26.23 | 24.71 | 23.37 | 23.15 | 19.34 | 18.31 | 17.65 | 17.70 | 19.02 | 19.19 |
| Operating Income | 5.61 | 5.19 | 5.59 | 6.13 | 3.13 | 4.76 | 4.47 | 4.66 | 6.17 | 6.47 |
| Net Income | 5.84 | 5.90 | 4.54 | 5.16 | 3.06 | 4.22 | 4.00 | 3.65 | 4.68 | 4.92 |
| Shares Outstanding | 5.11 | 4.99 | 4.77 | 4.80 | 4.24 | 4.19 | 4.21 | 4.23 | 4.24 | 4.30 |
| Earnings Per Share | 1.14 | 1.18 | 0.95 | 1.07 | 0.72 | 1.01 | 0.95 | 0.86 | 1.10 | 1.14 |
| EPS Growth | -3.39% | 24.21% | -11.21% | 48.61% | -28.71% | 6.32% | 10.47% | -21.82% | -3.51% | - |
| Dividend Per Share | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.86 | 0.82 |
| Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2.33% | 4.88% | - |
| Operating Cash Flow | 9.94 | 5.32 | 6.80 | 6.30 | 5.24 | 5.91 | 5.80 | 5.81 | 5.58 | 6.79 |
| Capital Expenditures | -1.30 | -0.55 | -2.70 | -0.54 | -0.46 | -0.70 | -0.36 | -0.29 | -0.22 | -0.75 |
| Free Cash Flow | 8.64 | 4.77 | 4.10 | 5.76 | 4.78 | 5.21 | 5.44 | 5.52 | 5.36 | 6.04 |
| Cash & Equivalents | 12.74 | 16.46 | 9.90 | 9.56 | 10.46 | 6.77 | 8.61 | 14.40 | 14.17 | 25.28 |
| Total Debt | 59.73 | 31.11 | 48.36 | 58.74 | 59.03 | 44.46 | 15.15 | 6.74 | 4.74 | 4.51 |
| Net Cash / Debt | -46.99 | -14.65 | -38.47 | -49.18 | -48.57 | -37.69 | -6.54 | 7.66 | 9.43 | 20.76 |
| Assets | 671 | 625 | 592 | 580 | 584 | 481 | 449 | 449 | 447 | 436 |
| Liabilities | 597 | 558 | 533 | 521 | 524 | 431 | 399 | 399 | 398 | 386 |
| Book Value | 73.71 | 67.38 | 59.39 | 59.09 | 59.96 | 49.86 | 49.98 | 50.30 | 49.72 | 49.98 |
Company Profile
Company Details
| Full Name | Juniata Valley Financial Corp |
| Country | United States |
| Employees | 131 |
| CEO | Marcie A. Barber |
Stock Information
| Ticker Symbol | JUVF |
| Stock Exchange | US OTC |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | OTCMKTS: JUVF |
Description
Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services primarily to small and mid-sized businesses in central and northern Pennsylvania, the United States. The company accepts personal checking, club, money market deposit, savings, individual retirement, business checking, payroll direct deposit, and demand and time deposit accounts, as well as certificates of deposit. It also offers checking overdraft privileges, secured lines of credit, construction and mortgage loans, residential mortgage and consumer loans, commercial lines and letters of credit, mobile deposits for small business customers, and commercial term and demand loans. In addition, the company provides Internet, mobile, and telephone banking services; automated teller machine (ATM), Internet account management, remote deposit capability, and ACH origination services; debit cards; and safe deposit boxes. Further, it offers trust, asset management, and estate services; and a range of financial services, including annuities, mutual funds, and stock and bond brokerage services, as well as long-term care insurance through arrangement with a broker-dealer. The company operates through 16 offices comprising 5 community offices in Juniata County; 5 community offices, as well as a financial services office in Mifflin County; 2 community offices in McKean County; 1 community office in each of Potter, Perry, and Huntingdon Counties; and a loan production office in Centre County, as well as 12 ATMs. Juniata Valley Financial Corp. was founded in 1867 and is based in Mifflintown, Pennsylvania.