Juniata Valley Financial Corp (JUVF)
Stock Price Chart
Key Info
| Market Cap | 90.03M |
| Revenue (ttm) | 25.13M |
| Net Income (ttm) | 5.73M |
| Shares Out | 5.03M |
| EPS (ttm) | 1.12 |
| PE Ratio | 15.98 |
| Forward PE | n/a |
| Dividend | $0.88 |
| Dividend Yield | 4.92% |
Stock Quote
| Trading Day | November 27 |
| Last Price | $17.90 |
| Previous Close | $17.85 |
| Change ($) | 0.05 |
| Change (%) | 0.28% |
| Day's Open | 17.90 |
| Day's Range | 17.90 - 17.90 |
| Day's Volume | 215 |
| 52-Week Range | 11.0699 - 19.0304 |
More Stats
| Market Cap | 90.03M |
| Enterprise Value | 170.19M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Nov 13, 2020 |
| Shares Outstanding | 5.03M |
| Float | 4.91M |
| EPS (basic) | 1.13 |
| EPS (diluted) | 1.12 |
| FCF / Share | 1.04 |
| Dividend | $0.88 |
| Dividend Yield | 4.92% |
| Earnings Yield | 6.26% |
| FCF Yield | 5.87% |
| Payout Ratio | 77.90% |
| Shares Short | n/a |
| Short Ratio | n/a |
| Short % of Float | n/a |
| Beta | 0.35 |
| PE Ratio | 15.98 |
| Forward PE | n/a |
| P/FCF Ratio | 17.03 |
| PS Ratio | 3.58 |
| PB Ratio | 1.17 |
| Revenue | 25.13M |
| Operating Income | 6.23M |
| Net Income | 5.73M |
| Free Cash Flow | 5.29M |
| Net Cash | -80.16M |
| Net Cash / Share | -15.94 |
| Gross Margin | 104.53% |
| Operating Margin | 24.78% |
| Profit Margin | 22.80% |
| FCF Margin | 21.04% |
| ROA | 0.80% |
| ROE | 7.62% |
| ROIC | 0.70% |
Analyst Forecasts
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26.23 | 24.71 | 23.37 | 23.15 | 19.34 | 18.31 | 17.65 | 17.70 | 19.02 | 19.19 |
| Revenue Growth | 6.16% | 5.71% | 0.95% | 19.72% | 5.62% | 3.73% | -0.29% | -6.94% | -0.84% | - |
| Gross Profit | 26.23 | 24.71 | 23.37 | 23.15 | 19.34 | 18.31 | 17.65 | 17.70 | 19.02 | 19.19 |
| Operating Income | 5.61 | 5.19 | 5.59 | 6.13 | 3.13 | 4.76 | 4.47 | 4.66 | 6.17 | 6.47 |
| Net Income | 5.84 | 5.90 | 4.54 | 5.16 | 3.06 | 4.22 | 4.00 | 3.65 | 4.68 | 4.92 |
| Shares Outstanding | 5.11 | 4.99 | 4.77 | 4.80 | 4.24 | 4.19 | 4.21 | 4.23 | 4.24 | 4.30 |
| Earnings Per Share | 1.14 | 1.18 | 0.95 | 1.07 | 0.72 | 1.01 | 0.95 | 0.86 | 1.10 | 1.14 |
| EPS Growth | -3.39% | 24.21% | -11.21% | 48.61% | -28.71% | 6.32% | 10.47% | -21.82% | -3.51% | - |
| Dividend Per Share | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.86 | 0.82 |
| Dividend Growth | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2.33% | 4.88% | - |
| Operating Cash Flow | 9.94 | 5.32 | 6.80 | 6.30 | 5.24 | 5.91 | 5.80 | 5.81 | 5.58 | 6.79 |
| Capital Expenditures | -1.30 | -0.55 | -2.70 | -0.54 | -0.46 | -0.70 | -0.36 | -0.29 | -0.22 | -0.75 |
| Free Cash Flow | 8.64 | 4.77 | 4.10 | 5.76 | 4.78 | 5.21 | 5.44 | 5.52 | 5.36 | 6.04 |
| Cash & Equivalents | 12.74 | 16.46 | 9.90 | 9.56 | 10.46 | 6.77 | 8.61 | 14.40 | 14.17 | 25.28 |
| Total Debt | 59.73 | 31.11 | 48.36 | 58.74 | 59.03 | 44.46 | 15.15 | 6.74 | 4.74 | 4.51 |
| Net Cash / Debt | -46.99 | -14.65 | -38.47 | -49.18 | -48.57 | -37.69 | -6.54 | 7.66 | 9.43 | 20.76 |
| Assets | 671 | 625 | 592 | 580 | 584 | 481 | 449 | 449 | 447 | 436 |
| Liabilities | 597 | 558 | 533 | 521 | 524 | 431 | 399 | 399 | 398 | 386 |
| Book Value | 73.71 | 67.38 | 59.39 | 59.09 | 59.96 | 49.86 | 49.98 | 50.30 | 49.72 | 49.98 |
Company Profile
Company Details
| Full Name | Juniata Valley Financial Corp |
| Country | United States |
| Employees | 131 |
| CEO | Marcie A. Barber |
Stock Information
| Ticker Symbol | JUVF |
| Stock Exchange | US OTC |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | OTCMKTS: JUVF |
Description
Juniata Valley Financial operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services primarily to small and mid-sized businesses in central and northern Pennsylvania, the United States. The company accepts personal checking, club, money market deposit, savings, individual retirement, business checking, payroll direct deposit, and demand and time deposit accounts, as well as certificates of deposit. It also offers checking overdraft privileges, secured lines of credit, construction and mortgage loans, secured and unsecured commercial and consumer loans, commercial lines of credit, letters of credit, mobile deposits for small business customers, and commercial term and demand loans. In addition, the company provides online, mobile, and telephone banking services; automated teller machine (ATM), online account management, remote deposit capability, and ACH origination services; debit cards; and safe deposit boxes. Further, it offers trust, asset management, and estate services; and a range of financial services, including annuities, mutual funds, and stock and bond brokerage services, as well as long-term care insurance products. As of October 29, 2020, the company operated nineteen community offices located in Juniata, Mifflin, Perry, Huntingdon, McKean, and Potter Counties. Juniata Valley Financial Corp. was founded in 1867 and is based in Mifflintown, Pennsylvania.